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<br />ADDmONAl TERMS
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<br />PREPA YMENT AND ACCRUAL OF THE FINANCE CHARGE: Even thoUgh I donotbaveto pay more than the regular ocneduled ;"'n;Mj.pa~:tJ..-the,\
<br />right to preoav the whole amount owing to you in full :it any time or in part from. time to time, l.fthe lending institution OT bank that buys my contract c~. !OS.. .~-~ --"
<br />charge da..i illy.) know my fi.mancechaTg. e. will be.I"S if) make an early payment. and il will be. higher if. I pay late; l.alSO R<:O. . gnizethot. all. v.neees.. ... 58l'Y. (ad~.'.,.........
<br /> nt.lO. m. ..y.IDIlI..
<br />finance.chargewiU be reflected in my final bin; I also know that the amounts shown-on the reverse side fOT-1he financ-eCharge:. Totatof~ay~, and~~ota.I SalCrrice.
<br />aree";maI" ha,edoo tile .<sumption thai you will receive eaclrof'lhepaymenlsexactly .n11, due,date;an411<!lOW lllliI tIleie will bllno _!I<liHiir\lIllI'~thOre"
<br />IS. noIh., ing 4' refund.. if I am charged on a daily basis. If the len(HfiJ in. stltution or bank does ~ compute the.finance charge dailY,' ana.~ 1 prq;aY.thC.,wbble amount. you:
<br />will rerund to me <h.lUlellI'll<<l pan;"n of the fUWlCe charg. (int.....t) ~ tile accounting ~rOced."'lrnown as <h. actuarial mediOd; and tIlelUnOunt..nmy,rebatMrillbe
<br />~=th::'n t~L~~l~I:I~: amounts of my monthly payment an not on the actua dates and amounts of tbe prepayments <hat I pay to YP\l. 1 \(nOwtb!li~.tFund
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<br />IMPORTAMT NOncE ABOUT WARRANTIES: .. .. . ... ...... ...., .
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<br />I.) W. as SelLER HEREBV DISCLAIM ALL WARRANTIES, EXPRESSEDORIMPUED, OF Me~CHANrA~
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<br />B1L11'Y AND FrrNESS FOR A PARTICULAR PURPOSE ON ALL GOODS ANDSERVICE$UNLESS!S~FU'" ..
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<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT'MAQe'8V.'SEi.,.
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<br />LER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). . ....
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<br />{b1 I haVe rertd, in derail, the separate '.UMlTEO WARRANTY'. which ae-compani~s this contract. It explains the conditions antt cirCUmstances lil'wbit~ ttH.J;~_
<br />uf'actured: products will be repaired or replaced. J take nOlic~ of (he limH1WQns on the warranty, and I particularly recognize that an:y implied warranty which'applles'1<rthC
<br />good$lasl$ only at. Jungas the warranty or SeTVlJ;;e contract.
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<br />SPECI.AI.....oROER GOODS: I know that you have measured my house and its o~nmgs. SI) thatyolJ can make Ihe products ~o fit my particular hou~~ 1 takeon~~thatthe
<br />goods that' .m manufactured for my specific: h~ probably will not fit any other hous~. and under'such conditions_. 1 knriw that I cannot cancel this Cofltr8Ct_ at any'tiMe
<br />afterlhe period of time given to me. by law, 11\ Which to cancel. After thllllegal perioct of time,llmow that 1 have Ute Qbtigation,to pay you in fuJI theaJ!lounto.wed,
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<br />OBUGA nONS PER.T AINING TO MY Rt:A1. FJiT A Tt:: 1 I promise to keep my hou.o;e in good repair and to keep it insured for at least 80% ofit,replacement value
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<br />~~nbu:,:~ b.fire~t:: :=f:~ :~~1{ :~:~=~ ~~~n~~~:~~e,h~I",'r~':~ ::;'~~a~;Fm';;i .'
<br />you directly tf:'any Im~. 'Iou can choose to use this insurance payment to either repay any amountS r
<br />f'l~i~:~r.~yanJ.::~':Jt;~J.~\:~ W!~rfo'.i:~~c~':.'r~fn,7::~;:i1~lr;;::'" ~I~;h~ FwiIT'n:':::..::~==~~rio~'i~':t~:;~;.;
<br />pc-nniss:ion. 5. If I dil not Hl5ure my hou~ OrfulfU, mv olher obligations to mv real estate, ~ you~an do it forme if-vou want (but you dO,not have'to)~ If yOU do pay'any
<br />of these ob1igauons for me. I agree to pay you back on demand -plus mterest st~ the, highest lawful .co,ntract ra1t of huerest, Until I pay you 'back, these amounts. will'be added
<br />to my debt to you v."hich is secured by my real estate and house. f know thallf you decide to buy I.dll~Ce for me that you do not have to obtain any homeowner-or liability
<br />Insurance,
<br />SALE OF MY HOUSE: I promise not to sell. ius;;:: or gi\'e my house to anyone until t have fuBy repaid my debt to you.
<br />OEF~ULT: I will beindefaultunderthlscontr<K:1 if:
<br />i I don't makt, apaymentwhendue~or
<br />""! I brnk any promise I maOelO you tnthi!;contmct: \1f
<br />Something else happem. which C3Use~ you to beheve in good fi;1jth tha.t} do- nut intend to pay you as promls<:J,; (Jr
<br />4 I default on any obligations- for which f am Llsing my home as collateral: or
<br />5. Something happen.:; to my hou~ which th~.attn~ your rights. if any, in it
<br />IF l A..\t: ,IN DEFAC~,.T: J unden;tand that you have the righ~ b) fOf"et.'lo~ !he M()rtgi1ge I have given to vou and have my house sold to repay any arriounts I owe .you if I
<br />am 11\ detau!! underdlt~oontracl, Before my- house l~sold, }OU wiH doeverythin~ th,at the: law requtre~. ((you hIre an anorney [0 assist you to sell mJ hou$t.<-Qf. to sue-me.
<br />~ p~~~~~~ 6:'~~~:)~la~';;;'D';;!J~/::~I~~:;~ .::;::~~h~~ ~:;:,me)s' fees and for other related expense' ,",'h as conrt costs. litle searches an money YQu ..ponded
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<br />9'fI4ER RlGH'l'S:: We"ean'~not: loentOr'ce any of the nghts under thi~ contraCt M often as we want 'withomlosing thetn..-or;'we can delay enfotting'ariY-QJ:ttlt tightS
<br />without losing them, We,can abo USC' an)- rights now or to tbe future- given t~J us by law.
<br />BEtA YS~ J kn(IW that )lOtI wlil U.)e ynur he>;; effort., to msUlll the proJU\:h j dtn purchaloing nil 01'" hnusc:.. nut 1 also OllUeOitant! that in r-.mue ~ituatioDs you ma.y encount~
<br />delays that are -caused b)' ~trike~. 'A.'taf,her c~lIlJlh(m~, de.by,> ) ou have In !.:mlaming lll-i1tC03h, (.r (or other re-.ltsonS that an:: beyi>nd your control. 1 understand that
<br /> you W1Jl
<br />wtbehahle.fofsu<'-hdcla)'~, ;
<br />AltBITRATtON~ it l have a OISp-l.ne or claim with you concenun:!t the 4UJ.flUty, qUdlit)' Of pe-rfomulQce of the prod~cth,. J umie-~UUld that my disput~ mllY. be.submi~ t()
<br />and ~tled. :~I..:C(ln1ll1g I-l"lthe, meJratinn-illbllnthOn Pl\}gfllln that O'l-Ol} hll-..e J~'\'eJopeJ In tn." ~,()InmunJlY, 1 ah{l know thai any deciSion m"de by an aroltrator(f:')
<br /> woul~been.
<br />tertd m {he~{Jurtha\'jn~Jun:;.dlCllt)n l,)\ef 1n<.uW )'\1<.1.
<br />SALVA.GE VALUE: "I know that Lhe wtndowl!I, wovdwu(k, and u-ther lnak:n~h that n;l\'C 10 be removed by ,you for thi!> UlSlall<ltion have NO salvage value, Whenru reo.
<br />fOO\.-'e them, you can have them for wtuttc::ver ~ you ",'anI
<br />SPlf"lAL S~lji\nONS: Due to the ul1iqut'otl>i of SOlm of the prOdUt.'t" Inti! you sdl. f understand that in s.pecial situations thllt your Regio~ Office may h~ve to revi~w
<br />nn1hte....ept IhlS '-'on~act. 1&1100 undenowKl mal lhls. :.ale QCl.'urreJ. 111 n. 1)' h<:moc and that) Uti ;.tod 11Thl)' nOI ha'<e had all the. correct mformatlon unportant to lhJS tnmsacUon
<br />ilt (JUt fingaups~ I g1V(; j'()U my consent; tv o;-on-<<l~)' 001ilt)U:, c-rror~ that m8Y hllve t.....-x-urred when !.he blanls m thlS contMt were 'ompleted,
<br />IN\' AI~lD P.R.O~'lS.'IONS: If any ptU\ihlOn ot thb ';;.~1ntr4-Ct \'iohtle> {~e law.. .allli i;j.' unenforceable. the re.!.l of the contraCt win he valid. If any part of this contract
<br /> requires
<br />p!1ymentof mQ{( Hl~lhan the law penm~. then)ilU will only hav\,; lncn~ht1l.)..;nllecl fronl me the. amount of i:llcrestwhi....h the law allowl> )-OU toi..~olkct
<br />COMPI..ETJ.;NESS 01<' THIS L'ONTRAtl: Ttu:-. ,;-~m\r~l can ')(1\;-' b.: I.hilli~CJ.li botb) (.u au": I a~~ in wnllng,
<br />'....e 1.~!~~~:;~ ~~;.~:;t ti;;~~~~~~~ i~~~,',sn~:'\S~;~':,~~'when <his conlTa<;t i; sold to a lInand.l institut,on or a bank. and lshonld Ilollee <h.lthe ;mpor.
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