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i r f f r f: ~ ~ ~ co co o l.Q o f (Y) 00 L given by first cla88 IlIII11 to UnIer's address s~ herein or to such othilr address as UDIer ..,. desf3nate by notice to 1bt'I'<M!r as provided herein. Any not1ce provided far. 111 th1.s Sec:urity. ~ shs1l be deemed to hsve been given to llomloer or 1.eoder "Iotlen giV81.:In the IB1I1ll1' destgnatBd, herein. D. UNIFORM DEED OF TRUST; GOVERNING LAW; SEVERABILITY lb1fo1:1a 0l\II!rIlI.\t 15 of thiI Security InstnIBlt is 88lded toresd sa foUDIe: 15. 00l'lJI0I IEED<F 11lU.lT; <D\lf1lN]N;. JAI; SIMRABIl.nY. 'lbis fom of ~~...........c: o.a1fo1'll <XM!lIIIIIts for nat10ml .... and IIllD"Ul1fot1l ~ with lJDd.ted~byjurf~~~'< CO<l8titul:a a lWIifom ~ty insttu8lt covedltl real~. 'lbisSeeur1ty~',shit.'I:1i;:.' gavemed by federallai and thew of tbe~tion :In tib:lc.h the Property 1s:locAltAld": rnt:llif,~", tlBt any pl'OYis1oa ar clause of th1.s Security l'nstrulBlt or the tbte .c:mfl.tcta witJi "I.lPJii;-'fl:if~~' such confUct sbs.ll not affect other pmvisions of thi.s Security ~ or thelt>te~~1llli ,., given effect wi.l:b:lU: tie confUct~ provis:loo, Sllli to this enitbe ~' of the..SEii:lI:Ir;tty, Instl:IDenI: aid thillbte are decl.ared to be lII!'/'lmIble. E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER tbifom ~ 17 of the Security Instl'lDl!Ot is SIIBlded to read ss follOliB: 17. 1JWlSFI!R CN 1lIE moFI!R1Y (Il. A BIlNI!FICIAL INmll!Sr IN ll(Il.Rl]oll;Il. If all or any port of the~ or IlI1 interest there:In is sold or transferml (ar if a besleficial :Interest :In ~1sso1clOJ: t%al1Sferml an! I'lort".-r is oot a natural person) without 1ender'a prior wrlttmCOlWSlt,1.eoder lBY. at 1.eoder's option, declare all the ~ secured by this Security Instnaett to be i.-li"telyduelD:! !'8YlIble. !i:lwever, this option shsll Mt be exmctsed by u.mer if exerdse is not auttmizedby Federal 1M. If 1.eoder l!llI!1'd.ses such option to accelerate, UDIer shs1l IlIII11 llomloer mt:lce of acceJ.erstiOIlin' ac.cordaB:a with parsgnlJlh 14 hereof. Such mtice shs1l provide a perla! of not less than 30 days.fraa the date the notice is IIIIi1ai with:ln 1ioMch Borrower may pay tie ..... decl.srl!d due. If llomloer fallS to pay such SUIIII prior to tie eqxI.ration of such perla!, Lealer 1IIlIY, wittrJut further not:lt:e ordE!lllllllt on llomloer, invoice my l'l.!lI8lies \SIII:I.tted by prragraph 18 baeof.. F. COVENANT DELETED lhifom O:lvenmt 21 of the Security Ins1:ruMnt ("future Advances") is deleted. '-','.;-""J G. LOAN CHARGES If the loan secured by the Security lnstnment 1s subject to a law 1ioMch sets IIIIIldlJuD loan charges, and that law is f:lnally 1nterpn!ted so tmt the :Interest or other loan chalges collected or to be collected :In caD!CUon with the lam exceed pem1tted Ifmits, thl!n: (1) any such loan cha1:ge shs1l be red1r.ed by the alIlmt .-ry to reduce the charge to thiI peJ:lld.ttod lJDd.t; Sllli (2) any SUIIII already collected from ~ ..trlch l!ltOIlI!ded pe:mtI.rted lfmits 1dll be refmded to llomloer, UnIer may ~ to 1II8Ire t:hiJI refund by r~ the \1"1Jlclpsl <M3d lDier the lbte or by 1IBId.ng a d1m::t p1y1l11!l1t to llomloer. If a refund mdl.I:es pl":lncipsl, the ~tion 1dll be treated as a pilrtial prepsyllll!l1t under the lbte. H. LEGISLATION If, after the date baeof, emctDJent or expiration of applicable lawJ lave thiI effect either of ~ the prooorisions of the Note, the Security fustruaent or this Adjustable Rate IUder (other than this pIlr.1I8I'Sph G) meoforce&hle accor:d:Ing to their tams, or all or lII1Y part of the SUIIS secured hereby unoollectable, as otheN1ae providedln the Security fustruaent Sllli this Mjustable Rate 1Uder, or of ~ the value of U!nder's security, then Len:ler, at U!nder's opt1oo, IIIlIY declare all ..... secured by the Security l'nstruaent to be l.-11ately due <ni ~e. IN W1'IH!:SS WIERI!Xl', Ilot'1'OOel: hss elllI!lCUtod this Mjustable Rate 1Uder. , /:-:,. __.....:::1.C~:~_L':"'J Sidney J. Fren~ :':+, " > /"141"'[ / '0'//"/' '--e" (Seal ) -lIorroloer ,'i /' ( , '-J fruJyAi!. FrC"ncit ~ "';-.,.-r ",_" 'i/o' (Seal) -Bo~ L ~..,-' ",' (Seal) -Bort'ClW!lr (SIgn Original Wy)