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<br />83_ 004677
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<br />UNlFORM' COVENANTS_ Borrower and Lender covenant and agree as follows:
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<br />1.' Paynient of Principal and Interut. Borrowe,r :o,hall promptly pay when due the principal of and interest on the
<br />indebtedness evidenced by the Note. prepayment and h1te charges as provided in the Note, and the principal of and interest
<br />on any Future Advance,~ .secured by this Deed of Trust.
<br />:z. Funds for T_ and I..........., Subject to applicable law or to a written waiv.r by Lender, Borrower .hall pay
<br />to Lender on the day monthly instaUments of rrinClpat and interest are payable under the Notc, untillhe Note is paid in full.
<br />a sum {herein "Funds""} equal to one-twelfth of the yearly taxes and as.se~sments which may attain priority over this
<br />Deed of Tru~t. and ground rent~ on the Property, if any. pins one-twelfth of yearly premium installments for hazard insurance,
<br />plus o-ne~(welfth of yearly premium installments for mOrlgage insurance. if any, aU as reasonably estimated initially and from
<br />time to time by Lender on the basis. of assess.ment~ and niBs and reasonable estimates thereof.
<br />The Funds shan be he.id in an institution the dcpu..its or accounts of which are ins,urcd or guaranteed by a Federal or
<br />sta.-e: agency (including Lender if Lender is such an institulion). Lender shaH apply the Funds. to pay said taxes, assessments:
<br />Insurance premiums and ground rents. Lender may not charge for:;o holdmg and applying the -Funds., analyzing said account
<br />or verifying and compiling uid assessments and l1ins. llnle->s Lender pa}'s Borrower interest on the Funds and applicable-law
<br />permits Lender to make such a charge. Borrower ~i.nd Lender may agree in wnting at the time of cxecurion of this
<br />Deed of Trust that interest on fhe Fonds ...halt be paid to Borrower. and ul1tes-s such agreement is made or applicable law
<br />require.. such interest to he paid. Lender shall ntH be required to pay Borrower any interes-I or earnings on the Funds. Lender
<br />o;haU give to Dorro\\'er. without ('har~e. an annual accounting of [he Funds ...hawing credit:; and dehits to the Funds and -the
<br />purpose for which each debit to the Funds was made. The Funds. are pledged as additional security for the sums secured
<br />by IbIS Deed of Trust.
<br />If the amount of the Fundi held !:ly I.ender. !!'!i.cthe-r with rhe future monthly installment$- of Funds payable prior to
<br />the due dates of (axe..., ~~~cnt~, i01iUrancc premiums and ground re!lts. ..hall e~ceed the amount required to pay said taxes,
<br />.aiSCS-.'i.menh, lnsurarn:e premiums ;md g.r~1und n:nt~ :1\ ihc\' i~11! due, \u;:h \~:\ccss ~hall he. at Borrower's option. either
<br />promptly repaid 10 nornn~ter or ~:re-dited to Borrower on monthly lns-t;-tliment3 of Funds If the amount of the Funds
<br />held hy lender ...hall not t\e sulik_lent h-" P-3\' Lnc..... <!ssc,-sme-nts. fll'i-UranCe premium,; 3nd ground rents as they (;:,11 dt.te~
<br />Borrower ~hatl pay 10 Lender any .amount .qecC"s$ary ll) nnke up the deficiency within 30 days. from the date- notice is mailed
<br />by Lender to Borrow-C'r requesting paymem thereof
<br />Upon payment in full e,f all s'um~ sccnrcd hv !h!'5 Deed ~}f Tru5L Lcnd~r ~h;ll1 pwmptly ft':fund ~o Borrower any Funds
<br />held hy Lender, If under pafa~rarh !R hcn:--..~t ;h~ Propertv Pi ~{\td or the Pn'l~eny IS. otherwr...e acqUIred hy Lender, Lender
<br /><JlaU apl-)jy. no later !han ImmediafelY pnor :,' the ."tie d the Pf0pcrty (Of ilS ,-lI:~H.;"ilion r.y Lender, any Funds held by
<br />Lender at the lime of ~ppllC31ton J<; :'t <."fcdlt 3g,JH1~! lhe ',um'i. S{;~;;t1red hy {hI'S D-c-cd d 1 rust
<br />.J. :\pptica:tio-n elf Paymenf1l. l'nk!i."i :Jpp!K,'Ihk :'I'~- pj(,f"'Hk~" c~th~rn'!s.r:. ...!l payment~ rCCCI\'cd hy Lender under the
<br />~i)fC ;,nd raf~raph, i and 2 n-C'fet)l \ina!! he 3pphc-d h' Ll'nda fir,,! m p:wmcnt 1'( ;lmmmls r;tyablc 10 Lender hy Borrower
<br />under parae:raph 2. hereof. then (,-, mh,'ft~l p:n-.lhlc lWl Ihe \..-,!e, then tl) the plmelp3! c,l the Npte-. <.:nd then to interest ~\Od
<br />pnnctpal {l!l any Fl:ture Advan-et'"S
<br />4-. C~~ IJr-m. BO[fO.....l?f ~haH ray ,Ill I.ne"'. .,-.;sc-..smt,"nh :IHd ~lther ~har~-c-"i. finc~ ,Jnd HllpO~ltinm anributuble to
<br />the Pr-D~rty which ma.)' ~.1tam .a pnoflt\ O'i'C'!' ih,~ D.:cd of rnlsl. ,-lOd k;\\ehold payments or ground rents, if any, in the
<br />manner proVIded under paragr:tpn 2 heH~t)-f M. t! nt't p;Hd In ;;:lKh manner. 0\ BOfWwcr m3klll~ p;i~'menL when due, directly
<br />to Ihe paver fhcrcoL Hmlu.....\C"t ",haU ph'mplh, In] IH...h :" ! ~'lldi.'l ,dIIWf!':l.''; ~'f ,annual'; dllc under this p"ra~raph, nnd in the
<br />,,~\'ent H:u-rro....er shall mai-.c p.tymt;n: dHC..-th-', H~lnO",l'f ",h;ll! j'C\)mpll.. fUHll..h 10' I cnder n:\:clpts c\-'IUcnclllg sH.:.'h raYOlenls~
<br />Ro-fft1lA-cr ,hall pW-Olprh' th~h:~u~(' aHY hCIl \~hh:h h.n pl ItHl!" nVt,'r thl" Iked t,r .1 fw~t; prll\'u.Jcd. that 1h:\rn1WCr shaU not he
<br />reqUired tv di",hargc <in~' su.:h lien 'i' 1~1n~ ;\'1. BvJrt.,....l.'r ->'qll .t~rce In ~\lllttl~ to the I'..lyment \If the obh~~llHln secured by
<br />~m:h ht'n In;l mannc-r ;t;..i:.eptahlt ~.--, i ('110('(. t:f ',hall ;''; b~~i !.l!th ~'onlr."~l ~u;:h !~c-n hv, t,r defend cnIorcement of sll~h lien lO.
<br />;~glli rrexeedtnJt,$ whn:h uperatc ~L~ ~~re\'t"f.l! the UU"g..;cmctH "t the fl~n \'f !\_--'rfCiWft' 1,1 the Propert)' or ::my part thereof,
<br />,~t lIasan1IMUf'allct'. Hnn"..wa ,h.d! b:ep Ihe fn1p,Cl""menls now C'-l'itm~ {If herc:lftcr erecfed on the P-ropcrty Insured
<br />~.g;unst: lo~ hy fir-c. hazards IllduQ'\:"d \\tthm fhe {{'fill .(''\fcnded -dJ\'t"r,]~C'. .lntl '<,th.:h t.thcr h;ll.ard.. a1. Lender Olav reqUIre
<br />:tnd In "uch amOUnl$ J.nd for ,,>U!.:h ret!,ld~ ;a I cn..in :nai' reqwrc; p~o\-,jljcd. !ha! t cndcl' ...h;tll nnl lcqlllre lhat the- amount nf
<br />'>Hch cO\tcrage exceed ih':l! amO\JtH tl! ;.'~WCt.1~C .t'tt'!d,-~ti h) P;\'. !he !10m" ...l:~urcd by lhl" DtcJ 01 Trust
<br />lhc: msufJ.ncc (:Jrner pn-"ndinJ 111(' Iml.HioH..,,' ~h.1l1 ht" ChO""11 h-\- Ih1rrowl,:"r '!.\Ihjtx: tt--. ;q'PH'J\:;11 hv I cnder: pnlvlJcd,
<br />that .,w;.n app-ru\'41 ....o.3;i nm t.>c Hmc~5vi..;ih:;c- .;.-;:hh~':d ,-'\H :'!~!~~!!..!!"!~'" ~~~~ !!~"H!f~1rw.~ :~nI14'i~1i: ,hrtll h<.::- paid in the manner
<br />prOVided under paragapb 2- here(",! \-.H. It not ~'\.ud;n .,m;h nuwnet, D)' Borwwer !liaklng payment. when due. directly to the
<br />mSUfancc carner.
<br />AU InSUrat1Ce poh':H~'S ,3nd re!~e~ah ~tl<"fCPt "hail t..:: In i,!rm .,h;,;q!{~bk~ II; l coder and 'i-halllllCiud~';:j .s1;lnd.:ll'd m~~rlg.lge
<br />d...UK, m la'l"Of ot -and H1 !"fftl a",,,-"'q~l4:He k I ('ll1j-t:-1 1 i~!Hkr 'I.r;.dl !1;I\:'C lhe 11~ht It1 hold !h(: p~ltit.:ll'';; ;1l1l1 l'cnc\\"ltls thereof.
<br /><tOO ~rf\-~"-er ...haH p-ft1mpHy iUini"h !ol I ;::,hl-cr 1~'ltl.~WOlJ ;;l}ll<.."", ,HId :;li fl.t.:l.'lpl'!i of' r.m! prCn1l1lfn\_ In lhe event nf h)...~,
<br />BCHTo\t,'er shall g!\'-c' p.romp! tH_'tfl;:C !(' {i~ !~1\llr.Hi\.c ,.il!ll'!' .\od ll.:li,-kf I c-nJe-r mOlY n1,d..~ I~f;,");:,'t (lllt~\ Ii no! Ill;tdl.:- prmnp-tly
<br />bV Borro..'-er.
<br />, Unlt.s.~ Iot>ndct."nd Borr-o-wl'! ,':h\:I'o\!:>.c ,-,~:~''': ,') ,";l!,II~_ " '-.UI;jlll..l' Pf\l(Cc-d~ "h.ll; b(' '!P{lllt'J to rl':.tnr-atl(~n ~H ll.'palr t1(
<br />1M p'(-O~rtv damaged. ;'HWKi~o "ou.;h rC".l..-'r;Hl,H, P: iCp.Hr ,_',,('l1mllh.:ttl!\ !t'i1\lbh: .Hld tht' ~('\.',,~nIY ~,f lhl'\ D,:t,'d \\f frllst I"
<br />nOt lberchy ~n\p..tfed If ).u~h ft:-1t~u..b,JIj 1."" rorj"-,a,r " I:,'! 1>.,'O,Ullll.:.ln:-- h:-a'ltl!c "r 1: lhc '>,,:Ulfl!\ oi thj;, D>::cd 01 I'np'i \\-ould
<br />be Impam:..L the: Hl$tif.H~..:e prt~"ec-Uj. ,h.'iH t~ .1!~pjIT'J \i..' lh>: ~ww, ..~~ m-cd h t~u' n-(,'~'d t1! ! nl~l. ""llh lhe !:\,-":~", II ;tn)., p.ml
<br />10 Bon'IJ""1.'c If 1.ht: P-ropert) ," ,H).l.mtoHc,_d t>,.HUII,iV'l;f_ \q d th'{fi-'WCr (,HIs l\.~ iC1.p~lnd in t.~'ndcr .."ithlll .10 (j"y\ In'ln Il'w
<br />Jale fhJth,:C i'\ fn:J.ikJ tw I.cndcf 10 80nc,l,.n', ri'.ti tile n\\uf.,o,,-'\.' '-.Hn~f \I\kl~ h) "l~ulc .1 1._!.lJUI iPI iJl\t:laHlt: t\t.~ncfih. i ....1li.ICf
<br />:'i auth()f1....ed h' \',--Iled ,md ap:pl~; lhe m\ut oIlh:~ ~)l ~,,-('~J,, .It L..:mJer ~ npllon 1.':ther I,,' r>:~lOl'iltlnn or r;:pall' \It the ['rt'\pefH'
<br />llf to the s-um~ \n:ur~d hv (h,~ D~'ed t\j I !u\t
<br />Unl-es.s i l~nJcr "HN B\Hh'wc:r "!fh:.:r\lo.I'oc ';Fn.:~ q, "-[;!Ill~~" ,\;iJ \!id1 .:ppH..::.tlH_.ln d rrou:'ed.\ tp flfHH':lp;:l! ,~h;JlIl1l)( ~'-tcnd
<br />pr po~,lptlnt the du\"" \late 'I)i the m{qi;h.l~ ltl,c.dlnh'tlh ~d...t!\..~ti It' ;\j jI_lf;:t~I.lph~ ) .,;nl " h~n:vt vt ,hange the amounl ~lt
<br />.!.ul.:h in~i3i1m('nl~. It ulld-tr parOlgraph ;..; hl'f\'i'l !!Ie PI\\~">l:fl~ '" ,l\,.o.tU(fC'O h i I".'ndcf, .Ill 1\~ht, tItle .Im! InlcrC--S1 (\t l.\{lrmv.cr
<br />In And tu .wj' 1i:J~tlr4nn: rllJ.h":'lC''). ~Hhj i~l .ud ;i' :ht.' {\f,..,t;l'd_\ )her~'\.! It:'>ui!lti~ Ilorll d.lrn.!~f.~ !<.'. (he Propnty l'fh-,r In the ..."It..
<br />()l' aCQHI:)l.hO-n \haH J~_\.\ w l,\;"n-dcr k {he \..'\.iCH! ,': ~h< ~Wl1'l "t.".;urt'd }l" lhl\ Ike,j ~\t 1': n-.l 1n:!HI;Oi.lldy poor [,1 \lh.:h "d\" ,'I
<br />;.tCQUt\-ltlO'fi
<br />6. rresenaUon aad !\taiak~~ ~}t PrU~_f!l: Lt'~noids; ('omiommlyms; PbJ1lW'd l 'nil n-CY~:-UPUK'"S. BGnil......l.~r
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<br />::;:;I~~~Pt't~;p!::~.~~t~n::\r~~:~:~!~,~;:'~~,I{ ~;~: ;~'~;:~ l'ih;~!i~' ~ .::;~~;I, ,~' ~~t~:~; .!:~ ;~~'~~I:;L_::~~:t,i~'\,';r;H;;~:I~ I )-:~d ;,; I;_~, ;l,~:t'": l::~~:~!I;t~:
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<br />;;:ortdomin,urn ,'f ;t pi"nn~d HJ1l! d~\ei~)p-melll. fh;rri'\~~'r .,tuH ~~'d,}:--fH .jj; (': HOff\.H"'l.'f" ,^,blq:~iil"}n.. qnde! fht:' ~h...,.:iantl1\n
<br />nf co-\'('-nanls:. c-re-Iiltmg vt g,'\.('rfllng ~he ",-'l\.J0nH!Hl.Htl .'l' l';~HlIi-ed nnl! d,,:',,:I,-lpnH:nL ::'1: h .la'A-~ .:nJ rl,.'gui.'l.lh'l\\ <'t :h\~
<br />.:onOonunium tH p!,,-nncd lUll! dc\'t:,,'pmcHI, .<lid ,~)(l,,~!inlT! .j.,'..un\t.'l\l'~ !l;! ,~t>nth'mtnIHm ,'r r1alllll.'J Bfut dnl:i('pml-nl
<br />f,det 1'1i c\-ecuted by llonowcf .md f\:((.1-n.ieJ lo-gt'lher ~\i!h !ill" {)\.~t:J ,\t Iru~l. lh(" '-(,......n;mh allU ~lgtCcnH:nh ,t! "Hi:h fidel
<br />~haU be Int.O-rpontt~t into .1HU shaH amell~i ~'lmi Hlpp-icmenl the ~,'\er1J;nh ~illd ;!gr-eemcnh I': lhl~ Dew ('! I'ru<;t ~t~ If the rtJl.':l
<br />were a patt beten{
<br />7~ ~ uf L~'5 ~urit). If R-o-llt~"'C-f 1.uJ" h\ perform :h~ ~-~iv-t:n.aIH~ ..;nJ .lgr'CI,,-ment..., l..:1.)nta:ned m lhh
<br />IJeed ot rrust. or ~f an~' ai;livn OT proc:e<<1tng l~ ~-l~mmefa':('''ii ",,"hh:h mah.'rl:tll...- .tffC'-l.:!~ I clldef's ll'1tC:fCSt III Ihe ProperlY,
<br />tncfudtng. but nol hmJ\-ed 10, -emment domdHl. lmuh'e"~). ...ode enk,fi,:ement, ,:'f arl'ilngerne-nl:\ l)f pr0....ccdm!t.. lnv(~h'lHg ;1
<br />baAkrupc u-r dec-edcn1, lhc:n Lendc:r <It Lt'nder.~ \lptH.tn. Up<."\1l H0Hl..:e hl nOff(~WCr, rrl.:i)-' mail.\: ~u,,;h .ap-peafaIK(,~, dl"hur....c: '>Ui.:h
<br />$W'n& and lalc su(:n ~cti\.1-r; as. tS necesuq 10 p.r()le~t Lef\d(r-~ 1111CTeit. ~1H;l-\ld}flg. hut !Wi hrllltl~tJ t.-~. dr"b-ms4:tllcnl ,-1!
<br />~~blc att(\rnc)"s tea. aod c-nlry ufKJu ,lne rfVf"l.lt~ hJ mille rep~ur~ If lsuder H.'qUlf!:-d l\1OI!ga!:c !O"Uf.:tfiCC ;\\ .\
<br />(.'opdibou nt ml\ma {he- iean :te.t.:-ured 1?y H'H'I> Dee\,i of TrtM. Borrower !lh.in P~)o' Ihe pr('Hllum,> rCQUlfl'-ti t.) 1'l!:lInt.Hn \\lch
<br />~ Ul dfect untH utch tH'l\e ~n l~ ref1u;rerncrit !i'%" "L....:h mo,ul>.1ncc lelUHflalt:\ 11I ,t~:l.:l.ln_bn\:t:: WHO IhJ(fv""cr'\ ;wd
<br />t~'. w'n1,i,e-q a'lfa:,me-tlt or 4ppiic-~b:Je- 1~\IrI' 80rH!\\'CJ ..h31i pay !he. Jn10Ufll n{ ..t!J lH()f't~age HI.\iUfanCC pfCHlIllllh H1 Iht'
<br />'_r .p',,.idtld umJu pa.....raph 2 hereol.
<br />Ail' a~ di$b\loed h)' l,etKk-r puuoolnt t.\ lh-!~ pni.lgraph 7. wllh llHt:fC:'>l fherl'011 ~hi.lii be.:nlllc .1Jdllll)n.ll
<br />i~nft,$ of lrotruw-er }C\..~ hy th"- I~ t~I r .u-st \ )ni~... llorfl'lwcr and l tNit:r agfc-c to (,ther lefm~ flf rayftl'(!H_ ,;,I.l{,;h
<br />amowH-4d,aU ~ -pay-abk upon llfl(i'CC fr,\m te-nder it' Bon~\""t~1 f("4UC'i\wg p~'1Yll1enI1hen:or. __\~Hj ~h;lU heM mler~'t !rmll lhl:'
<br />dale (If d"'~nl at the rate Pityable from tim~ to llme' (Of} OI,lhhHH.hng pfmclra.llJf1d~r lht "1)iC lInku pitj'ment .....r inlcfei.t
<br />It tuch ndct would be- ,-=t.lfitf,1ilJ:y t., IIp-ph~.bk1 bw, Hl ",,-tu...t"1 ey~-ot \iK-'h amounb "twO !"t~;\; ,nttre;;l ill the hl~he..t nth"
<br />petmtU-tble undc:t '*pPK;.bk: ialill'. SQtninl ~'\)nt4meit fit ih-i"\ p.;Jfagr<<?h 'J o;.h.'i!1 ~':'4~,.IlH:- i <.:ndt'f h) ilH:ur nn~ nr~C'n~e l~i' If\kc
<br />...y 1I<t;oo _lder
<br />i~ l~ Len&:t <<13~' rmtktt- 01' l?~HM hI h~ mltOt~ !l.,~~'J.t'm,l:hle C!ltfle"\ q,\-N'\ ,md H\"-PC( hnn~ (!f thl~ }In....pt'rn.-, rl't~nJ~>d
<br />~h," 1..;;-i\der \htil &l"tl' IJfMn\Wltt N_'~IJ;(< f~oot W ..w~ ;.u,:h ':l",~ti<Hl ~f!t:';;lh'!n-l>J f('~..~.,naj,k .. .lj,i: {hCl~h'-! ~d.llt"d ri1 t t:'IHkr-..
<br />i-nmmmdJC~,
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