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<br />83-004556
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<br />Loan No. m...?,~?~I:-.k:1.~.....
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISION ALLOWING FOR CHANGES IN THE INTEREST RATE. IN~
<br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMENTS.
<br />DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS.
<br />
<br />This Rider is made thisnmhm2!i:nn..m day of nnh.~~@~.nmmnmm..h.h' 19,J~.1., and is incorporated
<br />into and shall be deemed to amend' and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt
<br />(the "Security Instrument") of the same date given -by the undersigned (the "Borrower") to secure Bor-
<br />
<br />rower's Note. to 'nn..nnm.m'nhn.m.mn.'nn....'....h'..m.nn.."m.n'..','.n'nnhnh,nnnmnnnnhh".nnm'''hnn,'',''m..,..mmn
<br />.HX,!lJ;,Jfg,4~J:!t+.)~"YJ,m~!L!~.mL1g.?!!nA"',9.Qr;Jf~.,UQJLl),:L1;i.nc,o.J.n,"nsnlIni.t.edn.S,t.ate.lLcorp,Q)::a.ti.an,n
<br />(the "Lender") of the same date (the "Note") and covering the property described in the Security IDstru.
<br />ment and located at ,'nmm.nWg!?+.~,L.9J.!:r;1,"".n"n..nn'...'n"','m,....J;>.Qn;i.l1hatl"nHe.lu::aJ>.Mh.6,(l,a~;1.....nn'.n..m.
<br />Property Address
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<br />MODIFICATIONS. In addition to the covenants and agreements made in the Security Instrument, Bor-
<br />rower and Lender further covenant and agree as follows:
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<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
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<br />The Note has an "Initial Interest Rate" oLnnl2_Z.5,Om, %
<br />Interest rate changes may occur on the 1st day of hnnm.hnhmmnnhm.necemberm, 19,Jl.4... and on the
<br />1st day of 'h'hnn,mnmnmm.mMaJ:Cb..mn'h' 19J1.5'h and on the 1st day of m'h,mmmnn.mnJ:une...mm..n, 19...85..
<br />and on the 1st day of .n.h.nnmmn.hnmnnS.eptember., 1R,8.5n and on those dates of those months in every
<br />year thereafter. Each date on which the rate of interest may change will be called a "Rate Change Date".
<br />
<br />Changes in principal and interest payments to adjust amortization of the loan to correspond with
<br />interest rate changes shall be made on the 1st day of nnnhn,mnnm.n..,n.n.Sep.te.mbeLm, 19.85.n and on that
<br />date every nh::::-::-,=::-::-nn' year(s) thereafter. Each date on which the principal and interest payment may
<br />change will be called a "Payment Change Date".
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<br />Changes in the interest rate are governed by changes in an interest rate index called the "Index".
<br />Check box(es) to indicate Index.
<br />(1) D "Contract Interest Rate, Purchase of Previously Occupied Homes, National Average for all
<br />Major Types of Lenders" published by the Federal Home Loan Bank Board.
<br />(2) IJQ .Ad.iuata,b.l.e.,R.At:,e.,J~.Q,t:.e..~,.Man.t,b.l.y.'nav.eJ::ag.e.ny.ieldnDJJ.nU_S~n:IreaaurY.mn."'n.nnm..n'"
<br />Securit.ie,$madjJ.\$.ted,nt:,Q,.fL.C.QDJ>,t,ant...IRat:.uJ::i.t:y...9LJ.'h.Y.ea,L.publlaheJinb:J(",t.he...Ee.d.eraL.ReSeL1CehRaard .
<br />Check box(es) to indicate limits.
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<br />(1) D If this box is checked, there will be no maximum limit on changes in the interest rate up or
<br />down. The Preliminary Rate referred to in the Note, ",ill be the new interest rate.
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<br />(2) D If this hox is checked, the interest rate that I pay shall not increase more than nmnn'hnmm
<br />percentage points on any Rate Change Date.
<br />(3) D If this box is checked, the interest rate that I pay shall not decrease more than .nn,mmm'hn
<br />percentage points on any Rate Change Date.
<br />(4) I[] If this box is checked, the interest rate that I pay shall never be more than nJ.3~9.s.Q.... %
<br />during the period I have my loan.
<br />(5) I[] If this box is checked, the interest rate that I pay shall never be less than .,,9~95.Qn.... %
<br />during the period I have my loan.
<br />(6) 0 If this box is checked, the principal and interest payment that I pay shall not increase more
<br />than """"m".u,,,. percent on any Payment Change Date.
<br />(7) D If this box is checked, the principal and interest payment that I pay shall not decrease more
<br />than .".".............. percent on any Payment Change Date.
<br />
<br />The monthly payment amounts will also change on Payment Change Dates as provided in the Note.
<br />Because payment changes may occur less often than interest rate changes and/or may be subject to certain
<br />~tations described in the Note, the monthly payments may be insufficient at times to pay accruing
<br />mterest. In such case, unpaid interest is added to the principal balance of the Note and itself will accrue
<br />interest thereafter.
<br />Form 843
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