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<br />83_004547ADJUSTABLE RATE LOAN InnER
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<br />NOTICE: TilE SEC\JHITY INSI HIIME~T SECIIIH,S ^ '101 E Wlllnl CONTAINS
<br />A PHO\'ISION Al.l.OWINC FOR CIIAN(;ES 1,'1 TilE Ii'TEHEST RATE. IN-
<br />CHEASF:S IN THE I'ITEREST !lATE WILl. HESUI.I 1'1 1II(;IlE!l PAYMENTS.
<br />llECHEASES IN 1111: INTEHEST I~,"TE WiLl. HESl!l.!' IN l.OWEI( PAYMENTS.
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<br />Thi\ Rider i, made thiS 29th dayof ' ,l\t.t9.U,s,t. , , , . I 11,8.3. . . , and is incorporated into and shall
<br />be deC'flIed 10 amend and supplemenl the MOrtg;1~t. Deed of Trll...l. O! l)~:(;! 10 Sl'CllfC Debt (the "Security Inslru.
<br />IIH'nl") of the .!tarnc Jate.ziven by Ih~ undersisncJ (the "Borrower") 10 \C,:urL' Borrower's Note to.. '001...........
<br />. The Fi,rstN?ti()na1 Bank Q!. ,Grand IS,l,and" Grand Island"Ne!>r.ask\!" 6.~o....", ......
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<br />(the "L.end!.",") of the same dale (lhe "NOle") :\1\(.1 covering the properly dl'~crihcd in the Security Instrument and
<br />:,"dled al 40.7 .Johnson Drive. Grand, Island" Ne.braska 68801. .. .. .. .. ..
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<br />})roprrty Ad,jr(').\
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<br />Mudific~tiuns. In addition 10 Ihe covenanl:',. anu Jgrcellll'llb 11l~IJC 11\ Ihe Security In.strumentl Borrower and
<br />l.C:lldt.'r funher L'ovcnant and ~glcr as follows:
<br />,.... INTEllbT H^TE AND \10'lTlILY PAYMENT ClIAN(;ES
<br />'1he Nole has an "Inilial Il\i"'C$1 !,alt" of ,n "5. 01,. Tht NOle !flll"fe'l I all' may be increased or decreased on lhe
<br />1st day of iho mOl\lh b"<:II\111l\~ 1m . Fi2pn.lilry.~, . 11,85. and 01\ Ihat day of the month every
<br />months thereafter.
<br />("hallgn ill lhe interest r3.tc :He gl..)\,crllcd by (h~\Il~L'~ in an In{CI(\{ I ;llc IlIdex L'alkJ the "Index". Tilt Index is the:
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<br />If hl'(.i. l"lt' 1''':1 Iu Ifl,['UJlt' Ind(t \
<br />t I) ..;. "COIllr3Ct Inlernl R,uc, Purch::t\\,.' 0f Prcvi0llo;;ly (h.'(u;),cd
<br />J'l"'t"\ uf Lcm.ll",\" published b:, lhe h.'dC'rJ.\ Hnlnc Loan Ban\.. Ih),lrd
<br />121 'Xl" U.S. Treasury Securit,ies. 'C One Year
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<br />Ilome$, Naliol\al Average for all Major
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<br />!I 11,', j. iI'lt' !'U:I /I! mdlcult' wht'fiwt :.'1t"t ,} ,JIll' rHIHPl1l.ull IlI1i/; Ol! (hUfl}.;t'\ III the ;'II/": ,'If ,"Ilil' ,.n {',/Ch ('htJrlge netl': if no box is ,"hrck.td
<br /> lhrrt w;1i
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<br />I,,' 'lU m<..l,umlJm l,ma till chungn I
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<br />II} I Three 1\ no rlLI.'\llllUm Illnit Oil (h.:ll1~n :;: the 1r1{l'fl'-.i 1"!!t.' ;11 any C'hange Date,
<br />I n 'X: nil: illlCfC':d ral\: \' liilhl{ be \:I1J.ngL'J b\ !l\{lil' th;1I1 2 IWI\.:c!ilagr point::) at any Change Date,
<br />It Iht'lI1!Cfnt D.te ..:I1;,n6,:..., 1 Ill' ::lllouIH of H,HrO\\l'[':\ llIon!hh' 1';\t'tlh'l1l<; wJll ,:hange as provided in the Note" In-
<br />,1l.'.I.,n III ihe lI11rrot raie \,11: lr:-.\:i: in hlghC"r ;l~\\11)CI1!S Ul',:rt.";!~t:\ 11\ the :Ill\.'rc\[ late will result in lower payments.
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<br />I\. LOA:>; CII....HCES
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<br />II ,'IU!d ht.' Ill.!! the ll!::n \cc.\:rcd by {he S("\.'\llilY 11l5.lrutTlt'lll1\ \\d~;~'ll i,l;) Ll\v which SClS maximum iQancharges
<br />,'~h! I!l.l! 1..1\\ l\ 1111 C'l[HCH'U ;,U ~h.\l il\;,: lll~l'ft''lt \If ,\lhrr 1(',111 ch;u!-'n ,\likl"'I..l i)f to bc collected in conllection with the
<br />'..Ill "'~luIJ ~'-'\'-~'l'J pL'rnll([t".j !ll::lb If Il\l'll~ !hL: ~,l..t', Ihen: (..\i .Ill;. '\illl11';111 ch;ltgC' ~l1al\ be reduced by the amount
<br />',to, l',hll) lu i l'J ll..:r i hr \.'h,tr!-'.t" \.) l J1;,: Pl.'lllllticd hll1H: ;llld \ H) ;In Y \Uilh ,d I t',1l1 Y Cl..1HtctcJ f rum Borrower which exceed-
<br />(,! ;;(11l1lllnl !tlllli\ \\111 be ll.'lulllkd I,,) Hullo'....'.r I (Iid,,'r 11U)' lhl,:<",':u 11\.\\...1.:" Ihl\ lcfuml by reducing the principal
<br />'"'~t-J IH1Je! 111..- 0.:0tc: ur by nU~_d\F":l ..Llcel paYllh.'ll! ill BUlltIV"l'r
<br />I' Il\OH II F.:>;S
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<br />II t ,"l:dt"1 dt"ll"rlllH\n \ll.~! ,d: 'J! :lll) P,l:l ,II' lilt' "t:llt'~ 'd:~lllt'd I,) :111... SL\:Ufily lns.lrument arc subject to a lien
<br />...H"ll h.l\ P;:U1ll'i \l\\..'! Ihl'1,\""','U!I:Y Ill,iruilll.':u, I (ll";l'r In3y ,"'nd H\~!l,,\...'tr ~\ l\Oliu: llklltifying that lltn, narrower
<br />..'\.1!1111111I1Pllj dd \>'Jill rq:~lrJ \I.) !ll,it h'-'l\ ,l~ l'l\l\!dcd III P,ll,IP,lph,~ ,1l tile Security lrhlflllnenl or s.hall promplly
<br />....,.,lilt: ,Iii ;11~rl"':llh"l\l Ill.t !t)fn\ \.tihl.I\.'ldIY [0 i L'lh:t" "ubordlll;\llll~ 11..11 ill'll to tIll':> Selurity In~[rument.
<br />IJ. I H....:>;~~Fll OF '11lE I'\WI'LH n
<br />11 tl1e!~' 1\ ,I t r;jl\~fn t)l llll' PI Pi'l'l i Y ~UbJl'l.l [,) i';I: .l!;l J.ph J 7 nl : ilt..' Sl'(Ul 1!y I:l"..t rumen!, Lender may require (1)
<br />"lll ;lldC~l"'C Hllht' ;.:urrL'Il{ NUH.' :llll'[l,,'\t r;II(', 01 (2):\ll i!1(1t".hr 111 (n: [t"ll,i)\id on tht: limit onlhe amOunt of anyone in-
<br />"I t \! : .Ill' ..lI.lilt!.e {d tllnc I} ,\ limit), 0: l3) J lll,l.ng.1.' In toe ll.a~t.' 111..1('\ : lpUt". ur oil oj lhe~\s a condition of Lender's
<br />'''' ,ll\.llle. lhe ofnloo to aU.:t"!el altO pan IJcJ III p.ll,\gi .'ph 17
<br />Ii) ...q~.nln~ tillS, Uurro\-\,n !~~ll~ to all 01 the alh)'>C'
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<br />~_~ /0/ -,,-/1 \
<br />~ '_ -~-4 /~(/" ~;f;1 l.-t'~------
<br />Rona 1 d N. Janes ". ./' . .
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<br />(&all
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<br />,--Borrower
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<br />-'; -'1
<br />/.J.J;,
<br />~ifV./~k,.
<br />Catherine D.
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<br />(, /") .!.! ;
<br />~""/'.~/u2<.L./
<br />Janey
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<br />. . (&all
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<br />- Borrowa
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<br />. ;' ," '"! I"''''' ."" /'1.\ 11,'11" 4.,J l'r I) "<' t"", 'I ,ht:4,J, ,,"d l r",lo ,Jlld /I,,"'"''"''' ./" ')," "Ih" ..,_. ;;;','t':.'1 "1I1""l" /;-., jl'~1 lrIJt'.f IUJmtJ w:lIl<ppty
<br />AOJUS1 ABl E RA lE LOAN RIOER-& 01 -fHlM( U!JIIU~M ",$'HUMiN)
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