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<br />faith contest such lien by, or defend against enforcement of such lien in, legal proceedings which in the opinion of <br />Lender operate to prevent the enforcement of the lien or forfeiture of the Property or any part thereof; or (c) shall <br />secure from the holder of such lien an agreement in a form satisfactory to Lender subordinating such lien to this <br />Security Instrument. <br /> <br />If Lender determines that all or any part of the Property is sobject to a lien which may attain a priority over this <br />Security Instrument, Lender shall give Borrower a notice identifying such lien. Borrower shall satisfy such lien or take <br />one or more of the actions set forth above within ten days of the giving of the notice. <br /> <br />C. NOTICE <br /> <br />Uniform Covenant 14 of the Security Instrument is amended to read llS follows: <br /> <br />14. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to <br />Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail to <br />Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender as provided <br />herein, and (b) any notice to Lender shall be given by first class mail to Lender's address stated herein or to such <br />other address as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this <br />Security Instrument shall be deemed to have been given to Borrower or Lender when given in the manner designated <br />herein, <br /> <br />D. UNIFORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABIUTY <br /> <br />Uniform Covenant 15 of the Security Instrument is amended to read as follows: <br /> <br />15. Uniform Security Instrument; Governing Law; Severability. This form of Security Instrument combines uniform <br />covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform <br />security instrument covering real property. This Security Instrument shall be governed by Federal law and the law of <br />the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument <br />or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or <br />the Nore which can be given effect without the conflicting pro~ision, and to this end the provisions of this Security <br />Instrument and the Note are declared to be severable. <br /> <br />E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br /> <br />Uniform Covenant 17 of the Security Instrument is amended to read as follows: <br /> <br />17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or an interest <br />therein is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural <br />person) without Lender's prior wrillen consent, Lender may. at Lender's option, declare all the sums secured by this <br />Security Instrument to be immediately due and payable. However. this option shall not be exercised by Lender if <br />exercise is not authorized by Federal law. <br /> <br />If Lender exercises such option to accelerate, Lender shall mail Borrower notice of acceleration in accordance with <br />paragraph 14 hereof. Such notice shall provide a period of not less than 30 days from the date the notice is mailed <br />within which Borrower may pay the sums declared due. If Borrower fails to pay such sums prior to the expiration of <br />such period, Lender may, without further notice or demand on Borrower, invoke any remedies permitted by <br />paragraph 18 hereof. <br /> <br />Notwithstanding a sale or transfer, Borrower will continue to be obligated under the Note and this Security <br />Instrument unless Lender has released Borrower in writing. <br /> <br />F. LOAN CHARGES <br /> <br />If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that law is <br />finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan <br />exceed permitted limits, then: (I) any such loan charge shall be reduced by the amoullt necessary to reduce the <br />charge to the permitted limit; and (2) any sums already collected from Borrower which exceeded permitted limits will <br />be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or <br />by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial <br />prepayment under the Note. <br /> <br />I. W~,~ W~. ..u.~ hu "2:: A<;u~h~ R:""U' <br /> <br /> <br />::,.,;..Slti ;!t'$3l! ,'" "R'~""H~1:U[:(r;~(.... ~.. ........................:ii~~~~ <br /> <br />~ .~ A' /'! /-'; f/i\f- <br />," r--::~', .~ '> ') /t ~ / /;:-yn ,/ f: ' <br />r L/ ft~RA..A~i/uE:iLI'NG.~~..:{fJA..:~~1?f.........................:B~~~~ <br /> <br />! I <br /> <br />...............................................'........ ........... \.....:<.................................. ( Seal ) <br />-Borrower <br />(Sign Orlg/flBI Oflly) <br />... <br />U <br /><( <br />a:: <br />... <br />Ul <br />IX1 <br /><( <br /> <br />L I <br /> <br />I Ud <br /> <br />S 2 9nV fl~ <br /> <br />"t, t ,:,," ,:,) , !ti)i} <br />. 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