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<br />I <br /> <br />Loan No. mm,.~."J~~::J:::J,ll... <br /> <br />r <br /> <br />~ <br /> <br />UNCOlN <br /> <br />ADJUSTABLE RATE LOAN RIDER <br /> <br />83- 004375 <br /> <br />NOTICE: THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS <br />A PROVISION ALLOWING FOR CHANGES IN THE INTEREST RATE. IN- <br />CREASES IN THE INTEREST RAJJ7EWILL RESULT IN HIGHER PAYMENTS. <br />DECREASES IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS. <br /> <br />This Rider is made this .......J?.m.m.., day of ....,U'~~~~hoo..oo..uoou.oo..oo, 19,?L, and is incorporated <br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt <br />(the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Bor- <br /> <br />rower's Note to oo.....oooomoomoo'.,....'.m.moo.oooooooo.mh,moo.m .....oomm....'h,.,..hoo,oo.oo..'oom'moommoo......oo.oo..oom..'.n....m.... <br />,..,?~,E~.~,..T!.~~~E~.~..~~,v.~~i\~'n?-.~~','J,.,?.~~..A.-.~!?,O'~,~.?~.};?~..O'.~."t.i,!!".<?,~.~,.,'~".l},!l,~.t~A,,~,r;,~~~~.nC;.Q,-p.!?X,~!;A!?,l!. <br />(the "Lender") of the same date (the "Note") and covering the property described in the Security Instru- <br />ment and located at m'~.?'?:?:,.?~,?~"'E,~~,g.e...~.~.~,~.,......oo.oo..oo,.....hoou,~.r.?~~,~.~.~.!:?:!!~.L..N~.l,>.~.~!!~oo.~??Q.Loo..oo <br />Property Address <br /> <br />MODIFICATIONS. In addition to the covenants and agreements made in the Security Instrument, Bor- <br />rower and Lender further covenant and agree as follows: <br /> <br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> <br />The Note has an "Initial Interest Rate" OLoo.mJJ.~X?!L % <br />Interest rate changes may occur on the 1st day of ,.,.oo,oomh..oooon.ooooooooooJ?,~.>;'~!I},l;>.~,L, 19oo..~{j and on the <br />1st day of '...hoo',...oooo.oooo.h'.......;:I,~-'-~hooooooh' 19'h~''?' and on the 1st day of ...m..moooo..oooo,mooJ.v..m:",m.m, 1R...8.5 <br />and on the 1st day of ,oohmh'h,...........oooom$.?p.!:~!1l.~~ 19,.oo!i.? and on those dates of those months in everx <br />year thereafter. Each date on which the rate of inta-est may change will be called a "Rate Change Date' . <br /> <br />Changes in principal and interest payments to adjust amortization of t.he loan to correspond with <br />interest rate changes shall be made on the 1st day of oo'..oooooooohoo'h'UhU.h.'U.~,?Q!:#Jll.l!?L, 19h.a~. and on that <br />date every .....,::,7.7.::::::::.00 year(s) thereafter. Each date on which the principal and interest payment may <br />- change will be called a "Payment Change Date". <br /> <br />Changes in the interest rate are governed by changes in an interest rate index called the "Index", <br />Check bax(es) to indicate Index. <br /> <br />(1) 0 "C<lntract Interest Rate, Purchase of Previously Occupied Homes, National Average for all <br />Major Types of Lenders" published by the Federal Home Loan Bank Board. <br /> <br />See uri t i~2; fl. ~~~~~~~.:t~~:.~;:stt:~1?t!~i;;:r;?H-t7:;t;~..!;N:h:;r;.~.~\:"ti.erx;:l~'~:l'.j{~'~~~~~'ii~ard. <br />". n.'.........._. ,)....,. n., ...n'oo n. .....0'.,.....<.,... h....,.,..'....., ." 0"."'" .. .,.. ..'..... ,K.. 0'" h...... ........ 'i...... 0''' ,.,..,.. .... 0'............, ......... <br /> on.. <br />Check box(es) to indicate limits. <br /> <br />(1) [J If this box is checked. there will be no maximum limit on changes in the interest rate up or <br />down. The Prt.'liminary Hate referred to in the Note, will be the new interest rate. <br />(2) fJ If this box is checked. the interest rate that I pay shall not increase more than ....n...... <br />percentage points on any Rate Change Date. <br />(3) C If this box is checked, the int~rest rate that I pay shall not dt."Crease more than ....n'.n.""." <br />percentage points on any Rate Change Date. <br />(4) [J If this box is chocked, the interest rate that 1 pay shall never be more than ....J,;J.\.g.~Q... % <br />during the period I have my loan. <br />(5) [J If this box is checked, the interest rate that I pay shall never be less than _...;l".~.5.ILu% <br />during the period I have my loan. <br />(6) CJ If this box is checked, the principal and interest payment that 1 pay shall not increase more <br />than .,.,....u.......... percent on any Payment Change Data. <br />(7) 0 If this box is checked, the principal and interest pa)ment that I pay shall not decrease more <br />than .....n....mh"'. peI\.'e1lt on any Payment Change Date. <br />The monthly payment amount.q will also change on Payment Change Dates as provided in the Note. <br />~~ payment changell may occur 1_ often than interest rate changes and/or may be subject to certain <br />hmitatioDS dsscribed in the Note, the monthly payments may be insufficient at times to pay accruing <br />inteleSt.. In such case, unpaid interest is added to the principal balance o! the Note and itself will accrue <br />interest thereafter. <br />Form 843 <br /> <br />u <br /> <br />L <br /> <br />.-J <br /> <br />L <br />