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<br />83-+)04343
<br />ADJUSTABLE RATE LOAN RIDEI~
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<br />NOTICE: TIlE SECUHIT\' INSTIWMENTSECUHES ^ NOTE WIII<:II CONTAINS
<br />A I'HOVISION ALLOWING FOR CIIANI;J':S IN TIlE I~TEREST RATE. IN-
<br />CRE^SES IN TIlE INTEREST RATE WII.L HESIJ\.T IN IIIGIIEU P^YM~:NTS.
<br />\JECREASES IN TilE INTEREST RATE WILL ItESUI.T IN LOWER I'AYMENTS.
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<br />ThE Rider is made Ihis . .9;, . . , day of. . , .A.U9.u!i:t, . . . , . . . . ., 1'). ~~. ,.and is incorporated into and shall
<br />he dtem'C,1 lj) amend and supplement the Mongage, Deed of Tru't, or Iked 10 Secure Debt (the "Sccuti!)' Inslrll-
<br />lI\ci't"lo,flhtstlali~~~~iV~~~k t~f uG~~~~Ie~l~~a:'Il&~~~deridll~~a',"r~Jb~~~k~r's NOleto .,',....,.....,..
<br />.The..F1 !'~. . . . . .. . . . . . . . . . . . . . . . . . . ' . . . . . . . . . . . . . . . . . . . . . . . . , . . ' . ' . . . . . . . , . . . . . . . . . . , . . , . . '.' .. , "
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<br />(lhe"Lend('f'4b5kl~U~ki~ dh~~(~~i'~~~I~;'>a~~df~l~~lllN~b~~~Ck~y de,cribed in the Security Instrument and
<br />Ivuued..H .. . . . . . .. . . . . . . .9, , , , , , . . . . . . . .. . . . . ' . . . . . . . . . . , . . . . . . . . . . . . .. . . . . . . . . .. " ., ... .. .......""
<br />}~'OI'i""_V A,hJrt',H
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<br />MudifkaliuRs. In addition to Ihe covenant, and agreements mack in the Security Instrument. Borrower and
<br />Lender f unher covenant and agl ee as follows:
<br />A. Ir'.niRI'_ST RATE AND MONTIlLY PAYMENT CIlANI;ES
<br />lhe Nvle has an "Initiallntcrest Rate" of .1l...5J)r.. The Note illl"fl"1 rale may be increased or decreased on the
<br />.fU:S,tday of the month bq;inning, un ... . Febr:l./ilf'y' .1.. .. , ., 11)8,!)... and on Ihal day of the momhevery
<br />J2. . . months therearter.
<br />Changes in the interClt rate }Il' g,\lverned by (h:\nges in aI, inl,',c,1 'all' illl.lex ,ailed the "Index". The Index is lhe:
<br />II hrd. "ilt- bu~ tv 111(/I("Utt Ind~,-.}
<br />(I) l)' "COlllra(1 liller"" lUle, Purchase or Pleviously ()((upied !lomes. National Average for all Major
<br />I ~pe' of Lendt'rs" published b:t Iht' Federal lIome Loa,: B:"1k lIoard... .. 1
<br />(2) ~g' . One. .Year. u.. .S,. Tr.eq~\lrY. .S~C;\lrl~les:-. publ'tshed.!". .the. ~?-.n.. ~~:.':t;t. ~.~~:~.~..
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<br />I( hl'(l vn, I~~ W "'tllcuu whnhu :h".,.. u UtlV nau.lmum /1"111 un cllanKt'.f In {ht> ItJINi.'\1 rlH(" {In f'11(h ('hung!' Dut~; if no box ischrck~d Jhut will
<br />t~<, nu m.J,llfflUm lurul un changt's.}
<br />II) ~~I There is no maximum limit on chang,es in lhe inlere" rale al any Change Date.
<br />(2) iXJ The illleresl ral" CII1l\Ot be chang,'d by lllorC Ihan 2..9. p.:rcentagc points at any Change Dale,
<br />If Ihe 'nleH'sl rate (hang(" Ih( amount of Borrowcc's momhly paYll",nts will (hange as provided in the Note. In-
<br />. ".;",., Inlhe Inleresl rale will ,,',ult u\ higher paymenls. De(((a,c, illlhe 1I\Icrcsl rale will result in lower payments,
<br />\I. LOAN CIIAHGES
<br />11 ""lid he Ihallhe I,'an ,,',ured by Ihe SeCUtlly Inslrlllllelll is ,,,h)I'(1 10 a law which selS maximum loan charges
<br />""d Ih"l law "illlNpreled so ,hatlh... illlere'l \lr "thcr loan l'h;lf;:," rt,lkCl\'d llf 10 he coUcctcd in conncction with lhe
<br />'.'.ll ...."uIJ ('\(n'J permllleJ hUlIl, If Ih;, IS Ihe ","c, lht'n: (Al.my ,,,ch loan charge ~hall be reduced by the amount
<br />1.1',."",") 10 Il'JUl'e Ihe ,h.ug" I.) Ihe PC'll1illeJ Illnil; and (II) ;lIlY 'unls "i1l'<ld) collcctcd from Borrowcr which exceed.
<br />d pcrlllllled tllnu, ....i\l be IdllnJeo 10 Borrower. Lenol'r llIay dlO",e In make this It:fund by reducing the principal
<br />1...\1..'U under IlIl" Note or by mahinI.<'. a dirc~t p,wnh.'I1t 10 BOH(JWef.
<br />t' PIIIOH I.IE"S
<br />II L(IlJ"1 ,kll'rmille, Ill;\! ,tll or :\IlY pari of Ihl' \lm15 'enlll'll ill' II", Senlflty InSlrumcnt arc subject 10 a lien
<br />",11,.h lla, I'"Olly o'e, 111I\ S"'"\II11)' l"'lrumclll. I ,'nder may ,,',\(1 1I0rrower it nOli,e idclItifying that lien. Borrower
<br />,h.dl 1'''>l11ptl)' ,1(\ ....ilh ft';:arJ 10 Ih:ll !i,'1I '" J',,,qde,t ill 1'''':\1,\,.\ph ~ "f Ihe Sccur1ly 11\\lrument or shall promplly
<br />,,>,,'dHe- ;il\ ~llirl'eJnt'nl in a form '\atl.\ra~lory to 1 C'thkr suhordin.uinft that !tL'1l to (his Security Inslrurncnl.
<br />lJ.1 HANSELH OF TIlE l'IW1'Enn'
<br />Illh,'f"" ;'llamfer Ollhe pll1p"'IY SUb)ellIO 1"\Iagr;tph 17 "Ilh~ Se(urily 11I'lrull1ellt, Lender may require (I)
<br />,"'"\(Ie"," !l'lh... (UI"'1l1 NOll' 111\,', nl I ;tte. or (2) all ;lIl'I<'."e in (or "'11\01':.1 01) Ihc limil on the amount of anyone in-
<br />'rtnl',1\edIJlIlle(iftht'le i,:1I11fllll, vi (}la(hallg~ ill the Base Indn iiguft., or all oflhese, as a condition of Lender's
<br />"""Ing the opllon 10 a(~e1erall' plU"IJed ill l"lI:\l;r:\ph 17.
<br />By "gllUlg Ihis. Borro....er "g~ees to all or Ihc abovc.
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<br />.. .. (Seal)
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<br />-Borrower
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<br />'Sethe~:'" ......~~~~
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<br />~;fq !~,~~,,:\i-h~_~.,~;, t'i'Y',~~(lI.t, "N_W oj r'Ilt to,,, It (#u.("4.~d. 41#'1([ Lr~.fn un,! IhU'iI""f'f flu Ih>/ d~.' ..".' ..JK"" In "',lilltt,. tht JUSl /f1d~.~ I1rJmtd Wilt "ppt)'.
<br />}l~~~~B~tER~H lOAf( RIOER-G.lll-I~\"'~ UNII(iRM!fiS1RUMINI
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