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given by first class mail to Len:ler's address stated herein or to such other address as laId& may dIl!s:lp~& W, riOt:lceto Borrower as provided herein. Any mtice provided for in this Security InsttuiiErit shall be deemed, to have been given to B,orzoler or I.eMer ...nen given :In the manner designated herein. D. UNIFORM DEED OF TRUST; GOVERNING LAW; SEVERABILITY . tbifOllll Cbvmant 15 of. the Security. InstruDent is aJIE!lIlIed to. read as follOlill: 15. 1EIFQlM IEED (F 'IllIB1'; ro~ JAJ; SEVERABII.JTY. This fOIIII of Security InstruDl!nt caub:bies mifoIIII CXJYBIllIlts for national. UBe and IDl"'UIifoIIII'CQI7E!IIlII1tswith . limited variations by .:)I!r1sdiction. to ~titute a mifOIIII secur.Lty instruDent ~ res! property. This Security' Inst:rlJDent shall be gOVerned by federal law and the law of the jurisdiction in Toh1ch the Property is located. In the event tIBt any ~ or clause of this Security InstruDl!nt or the ~te conflicts with appllcable law, such cooflict shall mt affect other prov1sioos of this Security Instruuent or the ~te Toh1ch can be given effect witl1xC the conf1:f.c~ provision, and to this em the provisioos of the Security InstnJDent IDl the ~te are declared to be 8l!V'eI'ab1e. E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER tbifOllll Covenant 17 of the Security Instruuent is aJIE!lIlIed to read as follOlill: 17. :mANSFER fF THE RlOPER1Y CR A BENEFICIAL INIERF.Sr IN ~. If all or any part of the Property or an :interest therein is sold or transferred (or if a beneficial interest in Borrower is sold or transferred aM Borrower is mt a natural person) witlxlut I.enIer's prior written COlISl!I1t, Lerder DBY, at !.ender's option, declare all the SlIIIS secured by this Security Insl:rtJDent to be iDmlldjatelydueand payable. Ibwever, this option shall mt be exercised by I.eMer if exercise is mt auth:lr:l.zed by Federal law. If Lender exercises such option to accelerate, l.enier shall mail Borrower mtice of acceleration in accotdance with paragraph 14. hereof . &Jch mtice shall provide a period of mt less than 30 days iran the date the notice is mailed within lotrlch Ilorroler may pay the SlIIIS declared due. If BorroIiler fails to !BY such SUII!I prior to the expiration of such period, l.enier DBY, with:lut further mtice or dElllllli on Borrower, :InwIce any remedies peIlllitted by paragraph 18 heroof." F. COVENANT DELETED Ih1foIIII 0Jvemnt 21 of the Security InstruDent ('lUture Advances") is deleted. G. LOAN CHARGES If the loan secured by the Security InsttuIEnt is subject to a law ..tdch sets max:llIun 1asn dmges, aM that law is f:Ina11y interpreted so that the interest or other loan ~ collected or to be collected in camection with the loan exa!.ed peIlllitted limits, then: (1) any such 10m chaxge sha11 be redu;:ed by the 8IIIJmt tIIlllelllIBIY to reduce the chaxge to the peIlllitted limit; aM (2) 1lll1' SIJIII!I already collected fran Borrower toiJich E!ll.'Cel!lied peIlllitted limits will be refuDded to Borrower. I.en:ler may choose to 1IIIke this tef\Di by red~ the {dId.pa1 ClWI!d IAllleI: the tbte or by 1IIIldDg a direct pa}'lll!llt to Ilorroler. If a tef\Di miuces pdld.pal, the redoction will be treated as a pIrtia1 prepl)'llEl1t mde:r the ~te. H. LEGISLATION If, after the date hereof, enactment or expiration of applicahle lawB have the effect either of rende~ the IXOVisions of the N:Ite, the Security InstruDent or this Adjustable Rate RJder (other tbm this paragraJ:il G) meoforceable ac.cordiDg to their teIIIIS, or all or Illl1 part of the S\JIIS secured hereby mcollectab1e, as othetwise provided in the Security Instr\JDi!nt aM this Adjustable Rate Rider, or of ~ the value of I.ellder's security, then I.ellder, at I.ellder's option, DBY declare all SlJIlS secured by the Security InstrUlll!llt to be iDmed:iate1y due IDl payable. IN wrness W9lRI!XF, Borrower lBs elII!CUted this Adjustable Rate Rider. v vi. ~jJ/. ~:i Marvin D. Bradsby (Seal) -ilorrower \. L. ....) ,~ -"-~-~~_-.. ,(, i":'" -,. ( ~__--(\:.. ,_~ (.h Shirley R. Bradsby \ (Seal) -ilorrower (Seal ) -Bortower _ ::><c. (Sisn CJriainal <h1y) ~ fC., ~',. ::~ ,-~-:,;"....j ,n"j ,- .. - ..... - . :s> = c-, (;) (") -~,:'3:- .--1 ~t W 9"' !P1 _~q: I iD "'~ ~;?1 ii1 ~ ,; H\'~~ r~ a; 2~ \i 'l'-~, Co.) ~ _ .?:J .... ~ ~: Qa- t co )- I ~ ",,) i.~ "q ..; t ,.~ f~ ~ ~ . 'l 'It"! t:-....... t