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<br />r <br /> <br />given by first cl.ass,1IBil toL!ftler' s address stated hare1n or to such other address as L!ftIer may <br />delI:lpte by lIOdt8 .to. llo~ as pt091ded herein. Arrf ootice prov:lded for in this Secur:l,ty <br />IDst::ruai!nt sball be deemed to IB1le been given to I!clrrower or lBnder Wen givm in tre lllllIll1er designated <br />bere1n. <br /> <br />D.UNlPORM mmDOF TllUST;GOVERNING LAW; SEVERABILITY <br /> <br />th:tfoDt ~ 15 of the Seeurlty Instr:\1B1t is IIIIl!Ddedto read as follows: <br /> <br />15. .~. .1J!lD CF 'IlUm'; 00VI!1lN1m IAJ;~. nus fOllll of Secu:rfty Inst:ruDent canbiDes <br />1.lQ1fo1la ~bt fornationBl\J!l!l aIId tDl-U11fotm o::lVe:l9ntS with limited vat1at1Dns by jur:1sdietlon to <br />~ a \IlifotIlIsecurlty iIlIIt:l:UIeDt ~ fredi~. This Securil:1"~ sballbe <br />~by .federal_ alldth! la'Iof tre ~i1i 1idcl\ th! Property is located. In the evau: <br />that. an, ...~. or. claQlle of this.. Security . InstruDent or the tete conf.licts with. app1icabl.e law, <br />8IICb ~t sI811. mt affect ot:b!!r pl'ljV'1sioal!I of this Secutity Instr\.ment or tre N:lte.~ can be <br />gbm effed:>w1tfJ:U tte. alIlfllc~ptOV1siDn, an:! to this em th! prouisioos of tre Security <br />~ and the tete are declared to be lll!VUahle. <br /> <br />E. TRANSFER OF TIlE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br /> <br />lkl1fottll ~17 of theSea.rlty lnst:nDent is aM!ftled to read as follows: <br /> <br />17. 1'RANlJll'ER <F m;: ~ (Ji A ilI!N'nCLIL IN'l.'ERESl' IN BalRaolER. If all or any part of th!o Property <br />air at inr:<<est therein is sold or t:raD9ferred (or if a beneficial interest in Ibrrower is sold or <br />tUll8fert:!Id am Ilot'rIMIr is mt a natul'al person) wittoJt Lender's prior writte:l c:oaaent, Leader llBY. <br />at I.tnIer's opt:1on, declare all tre SllIIIS lleOll:1!d by this Secutity I:nstnment to be ilmAiiatelydue am <br />~. lilwever, this opt1oo shall rot be -.:tsed by lBnder if exercise is mt autl:xlrized by <br />Federal.. <br /> <br />If Lender ellll!!I:Cises such opda1 to accelerate, Lellder shall mail Borrower mdce of acceleration in <br />aa:oniaIlce with ~ 14 hereof. Su:h mtice shall prtII11de a period of lXlt less tlml 30 days frcm <br />the date the lXlt:ll::.eis lIIIli1ed within litdch ~ may pay th! SUDS declared due. If I!clrrower fails <br />to pay such S\CB prior to the eq:d.ration of such period, LeIxler 1llBY, witlx>ut further rotice or dEllllmi <br />OIl ~ ,involae ary mBties pmaitted by ~ 18 l'wmcl.' <br /> <br />F. COVENANT DELETED <br /> <br />lhifom, 0MlaIDt 21 of tile Security Insl:IuB1t (rutur:!l i\dvlIID!Il") is delete:!.C <br />G. LOAN CHARGES <br />If th! lam secured by the Sea.rlty l1.1struaI!nt ! s subject: to a law IoiUch sets IlllIldnuD loan clBrges. an:! <br />that law is finally interpI:'ett!d so tlBt tre interest or otter loan cha.tges collected or to be coUected <br />in ~1Jll 1od.tb the lam -=-l pel'lld.tted l.Im1U, tiwt: (1) tICl'I such loall cha:I:3e stall. be reduced by <br />the.--t ~ to t'IIduI::c the cha:I:3e to the petllli.tted lilIIit; an:l (2) any S\JlIlS already coilflcted <br />fma ~ litdch ~ pel'lld.tted UIll:l.ta will be refurded to !lomlwer. Lellder may chooae to IIIlllGe <br />tlWJ.n:fuQl by ~ the ~pIIl ~ ..... tre tete or by ~ a direct JU~ to Born:M!r. <br />If a ntfmd ~ pdnc1pal, the redu:t:ioo w:Ul be tnllltllld _ a ptrti&l ~t I.IldlIIIr tre tete, <br />Ii. LEGISLATION <br />It, aftu the date henof. el'lIlICtJatlltt Of exp!.OlUon of applicable law rave the effect either of <br />~ the provisi.oos of the :ue, the Security ~t OX' this .Adjustable Rate Rider (other tilm <br />tb1$ ~ G) ~ ~ to their tenia, OX' all or any part of the SUIl8 _ed hereby <br />lD:OUectable, aa otbKwise provided in the Security ltw~t an:! tlUB .Ad~ Rate RIder. or of <br />~ the value of tader's security, then tenJer, at lAnIer's option, tIl!IY d<<lare all SUIl8 <br />secured by the Security Instt'\lBl.t to be ~teiy <bI and JUyehle. <br />1N wrnt!SS \HBlll'.t', ~ ras ~ed dUs .\djulitable Rate Rider. <br /> <br />.1 <br /> <br />/ / <br />-- '~,: -;.-t~-~ <br />Rob"n I. <br /> <br />:/ ,/ <br />'./ c .",i"/ <br /> <br />~./'Li':",,;;, .,-. -j-- t,~: <br /> <br />(Seal) <br />-florJ:'ooer <br /> <br />Sann~" r <br /> <br />'() , }"') ".~.-::t" ;.\.";;':' .-1'(1" '\. '1-\".(...70 <br />1). (H-an~ Sanner <br /> <br />(Seal) <br />-florn:M!r <br /> <br />(Seal) <br />~ <br /> <br />, <br />.~ <br /> <br />"t <br /> <br />(~ <Xi&J.n8l OUy) <br />.. ~'l'...st <br />(AI C'1 __,,, <br /> <br />~ ~~ ~ g' <br />..... .;~ J., if <br />: ?~ 1 r ~ ~ i .. Sh <br />::x ....~"-'~1iSl zif' <br /> <br />-4:" iL~~j c'f <br />.c: ~ I .\.... ~ <br />= II' \'\~a <br />z <br />p <br /> <br />f.J <br /> <br />:'" <br /> <br />"" <br />""t'-J <br />; <br />.Ii ' <br /> <br />:r s-,-'~ <br />,li ,,~ <br />.., \ ~ <br />"'~ <br />t <br />