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<br />r <br /> <br />83...J)O.4-~:09' <br /> <br />,~wiU'~~y monthly p'"ymentsat . .z.~~? .S.o~th. ?~?d. .~~~~.e.t!. ~,~h",.'. .N,,!>r.<:,:ka.. .~8~.2.4........ <br /> <br />. . , . . . . . . . . . . . . . . ~ . ~ . . . . . . . . . . . , . . . . , . . . . . . . . . . . . . . . . . . . . . . . . . - . . , . . . . . . . . . . . . . . . . . . . , . . . . . <br /> . . . . . . . . . <br /> <br />or at a different place if required by the Note Holder. <br />(8) . AmooIllOfMlmtbly P6yllieRls <br />MYnjoJilflly pilynltllt will be in the anioullt of U.S.$ .,.,..,.. ?5? ~~ 9. . . . , , . The NoteHolderwiUchangemy <br />moIllhIY payineIIt as required by . SeCtion 4(C) below on the 6th Interest Change Date. and Oil thlitday every 36thl11Onth <br />t~eJ: Each ofthesedatesis.caileda~Payment ChlUlge Dare, "The Note Holder will also change rnymontliIypaymeni . <br />OIianylntereslChllllgeDate if SeCtion5(B) below requires me 10 pay the Full Monthly Amount. <br />(C) CaIeuIationOfMonthly Payment CIumges <br />Before each Payment Change Date. the Note Holder will calculate a new monthly payment sufficient to repay the unpaid <br />prlnciplllbalanceon my loan in full on the maturity date at the Payment Rate in substantially equal payments. T1ie"PaYinent <br />Rate" is the sum of the Index figures on the five Interest Change Dates preceeding a Payment Change <br />Date plus the Current Index. divided by the number 6. plus . 3...5.Q2. ..' percentage points (3.502.. . . %), round.idto <br />the~onc.eigbthofonepercentage point (O,I25%).Exce1t that the maxi.1llum interest rate changjild <br />I will pay the amount of my new monthly paymentS8:nl uJ'~~xt~~t d~n&oaIte unlessSection5(B) belOW <br />requires me 10 pay the Full Monthly Amount. <br />(D) Elfetdve n.te of Pa)'JIIeDt ChllJlleS <br />Uittil my monthly payment is again cbanged. I will pay the amount of my new monthly payment eacb rnonth'''''i!inlI\t1g <br />00 the first IIlODfhly payment date after the Payment Change Date. or Interest Change Date if I am required to pay the Full <br />MOnthly Amount. <br />5.' UNPAID PRINCIPAL BALANCE <br />(A) CbaAgesin My Unpaid PrIndpal BaIam:e <br />My monthly payment could be less than the amount of the interest portion of the first Full Monthly Am()unt I owe or <br />~ tblmthe interest portion of my first Full Monthly Amount after an Interest Change Date. If so. the Note Holder will <br />subtract the amount of my monthly payment from the amount of interest I owe and will add the difference to my unpaid <br />principlll balance each month until the next Interest Change Date. The Note Holder will also add interest on the amount of <br />tbis diffi:rence to my unpaid principal balance each month. Until the next Interest Change Date when the Note Holder <br />detemUnes my new rate of inlerest on my then unpaid principal balance. Ihe rate of interest on the interest added lO principlll <br />will be the rate determined in Section 2 above. <br />My monthly payment could be more than the amount of the Full Monthly Amount. If so. the Nole Holder will sublnlct <br />lhe difference from the unpaid principal balance of my loan each month umi! the next Interest Change I>.lte as if I had made <br />a partial prepayment under Section 7 below, <br />(B) LImit Oft Unpaid Principal BaIaIlCt'; Required Full Monthly Amount <br />My unpaid principal balan<.'C ,'an never exceed a maximum amoullI "'!uallo one hundred twenty-five percent (125%) (If <br />the pritlcipal amount I originally bormwed. If my paying the amount of my monthly payment after any Interest Change Dale <br />would c_ the unpaid principal balance to exceed that nluimum amount at any time. I must pay instead tbe Full Monthly <br />Amount as my monthly payment untillhe next Paymenl Change Date. <br />6;. NOTICE OF CHANGES <br />The Note Holder will mail or deliver lo me a Iltltke of any changcs in tbe Full Monthly Amoum and my monthly <br />paymentbe{ore the effective date of any change. The nOlice will include infonnalion required by law to be given me and <br />also the title and telephone number of a pel'lit.n who wtll answer ...y question I may have regarding the notice. .. <br /> <br />B. CHARGES; LIENS <br />Unifoon Covenant 4 of the s<'-.:urity IIbtrunletlt IS amended to ",...I as follow", <br /> <br />4, Cbat&es; Uens. Borrower !<ball pay all ta.\e.. ..""ssalem., and other charges. fines and impositions attributable 10 the <br />Propeny which may altain a priOrilY <Wer tbls Seeunt)' Instrument, and Ie_bold payments or ground rents. if any. in the <br />l!l.ilU\CI" provided und<<paragrapb;1 hereof or. If not paid," such manner. by Borrower making payment, whell due. di=tly <br />lQ the pIl)'<l:l thercof. Borrower sball plVDlptly furnish 10 Lend<< all oorkes of llIllounlS due under tbis pllrllgrapb. and in the <br />e~enlBorro_ shall f1lllke payment di=t1y. Borrower shall promptly furnish 10 Lender receipts evidencing such payments. <br />Borrower shall promptly dischBll!C any lien wbkh has priority over this Security InStillment; provided. that Borrower shall <br />llOI be I'eqlIilW tu di!!<:harge any such liell so long as Borrower: (a) shall agree in wriling to the payment of the obligation <br />S<:l;ured by sucb lien in a nlanner llC<;eptable to Lender; (b) shall in good faith contest sucb lien by. or defend againsl <br />e~nl of such lien in. legal proceedings whKh in the opillioo of Lender operale to prevent the enforcemenl of the <br />lie!! or forfeitllfll of the Propeny or any part thel'COf: or Ie) shall secure from the bolder of such lien an agreement in a fonn <br />~lICtory to Lender sllOOtUinatill8 SllCh lien to this Security InstrUment. <br /> <br />If ~ detemlinc-&thlll all or any pan of the Property is SubjectlO a liCll whicb lIlay auain apriority ovcr this Security <br />lnstrUment, ~ shall. SlllId Borrower DQtice idcntifyill8 such lien. Borrower sluiIl satisfy sucb lien or take one or more <br />of the ao;tions set fQfth abo'iC within len days of the giving of notice. <br /> <br />C. NO"fICf: <br />UIlif_ CO'iellantl4 of the Sc<:llrity InstrUment is anle1lded 10 read as follows: <br /> <br />... ~ B,Jt,.eptfor any llOlU:e required under applicable law to he given inlUl<lther manner. (ll) any notic" 10 Bmmwer <br />JIIOviQed for in this Security InstrUmenl shall be gi'iCn by deliverin& it or by mailing it by first d_ mail addressed 10 <br />Borrower at tbe Propeny A~ or at such other address as Borrower may designate by ootice to Lender lIS provided herein. <br />an4 (b) any !IOIice. to LendusbaJl be given by' first das:; mail to Lender's address stated berein or 10 such other address lis <br />~ m~.~bY~1O Bonower lIS. provided heNin. Any not;"'C pro~ided for in this SeCurily Instrument !<ball <br />be ~ .10. Mv\lbllcn given to Borrower or l..cnder when given in the tnallI1er designaled herein. <br /> <br />n. U~MO~^~; GOVQNlNGLAW; SEVERABILITY <br />~,~Hof~Securit)' ~.i. ~ to ~ as lQiIows: <br /> <br />J"'~~QO~ La.-; ~ This form of S",.'1lriIY Instn.rmeDl combines uniform COvetllllllv for <br />~_ ~~tlll'lll rov~ with limited vwlions by jumdiction tQ coostitule a unifonn security instrument <br />~~~)'<Thn Se..'Urity lnstnr_l.Il sballhe f!',ov"med by fedetlllla... and the h,w "I' the JurisJkllon in wllicb <br />ttw..~ II; ~ 111 the evll\U thltl. lIllY pmvisi!m or dllU~ of this Security IllSlrlUnem Of the Nole ((>nlll<1> wrln <br />~1l!'lt,'. -n. _lllo:tslulIl n<.ll .uTilel (!ther provisions (,f Ihi> S<<urlty Illlltruuwfll or t/le NOle w hi.b ('an /Ie gIven <br />