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<br /> <br />83- 002827 <br /> <br />Loan No. ."...?~~g}::~:~.~..... <br /> <br /> <br /> <br />ADJUSTABLE RATE LOAN RIDER <br /> <br /> <br />THE SECURITY INSTRUMENT SECURES A NO'l'EWffiCH CONTAINS <br />FOR CHANGES IN THE INTEREST RATE. IN- <br />RATE WILT... IN HIGHER PAYMENTS.: <br />RATE WILL IN LOWER PAYMENTS. <br /> <br /> <br />Th~ llide:t 1i'l' tlllllOO Hila <br />dE~ tc amend <Iud <br />of the ll.lUtle <br /> <br />HiL8:t.., and ia incorporated <br />or Deed to Secure Debt <br />t.o secure. Bor- <br /> <br />ro:rd <br /> <br />!ttOnn-KA'fEONl't. In tlcddition lb the ~~01lel'mnt~'1 and <br />row'",!' and Lii~n~1" 1urthe-r ("ovlmant And <~jl:roo 118 folloWI\: <br /> <br />m.lu:lll in the <br /> <br />Instrument" Bor* <br /> <br />A. INTE!tI~ST RAT}": AND :llIOS1'HLY PAYMENT CHANGES <br /> <br />i !tt <br />and <br />)'t'fl.l <br /> <br /> <br />The Nob:~: has ~n "':tn.itiat Inu!f'(~t II:&t(~!"~ 0(", "_".1.1,..2,::~_.O.,, <br />Int:al'l!Il$t fall; may O(X:1.tr GO lhl! 1 !It fA <br />(If l:tiu:ch... 19J1S. And (,n tlnJ !!It <br />the 1 :!Ilt ~l <br />fit illte:re!Rt mtly <br /> <br />...ne.~.e.mber.,., HL},.\~. and on t;ne <br />...J~....,..,., 19...85. <br />l~rt(lJ!i\ of those months in every <br />1.,tIIl(!ll 11 "H.at(~ Change Date". <br /> <br />tf) corn1Spond with <br />19J:l..s and (,n that <br />payment ll:laY <br /> <br />" <br /> <br />In fhl' l.ntR:~!l.1 1'll.t(, ilf(~ <br />(0 il!lJ.h('41t,~ indm:, <br /> <br />hy <br /> <br />in ,UI mten"l'lt rn1.(~ index cnll('d the "Indll?x". <br /> <br />~Ii.dJuZi.tat,11e ,U"tc, ,,~,ttt,e "'" ,>h;;u;t,t.hl..:i <br />J~,. "{; Q,1.\J1l"a.nt"._ ..~, t u,Jo"l, 'l;J ,1), f. ".1 <br /> <br /> <br />N ltl tio!:uil A V('rllg(~ for nlI <br /> <br />:Cr.t::a,s }Jr.)' <br />Lh~. Y<.;di:.ral R~i>er,ve'Ll1l)lH.d . <br /> <br />n <br />d01~"~1. <br /> <br />rh~:kl,tl. lhN'~' ~'ln I"" Itf) lnti.Xlmum limit (In d)MlIl~ m thi' inte.l"ellt rllte up or <br />r~i"rrNi m Hw Not.:, b". Ihl~ lWW mtl.:n""( ratt', <br /> <br />1'11 t.::' I htlt pll.y" hall ll~,t in<'relllW mt)r.' thAn <br /> <br />pay Ji>MlI n';ll de<.:te!t.~ lm)re than <br /> <br />U th!J~ holt i.!! (':ht~'k~,d, <br />l~riod I h:av~ my k.3tL <br />If iXI:t <br />.hIlYii' my <br />tb~1!< hox <br />pt\ltl.~nt (Jll llny <br />If ti'.i!l hox ill <br />I~'\#i!ut Gn a.a)' <br /> <br />$h(. inh?~ m~ thllt ! pay '''flail llel/'{ft be m<H'\'.' than. ,1.4...iJ0I1.% <br /> <br />intlf':l'l'$t. fl1f4: th&t 1 pay "hail never 1';(' If~ than .LQ~OOJl <br /> <br />'I'M <br /> <br /> <br />ib2 <br /> <br />im~te.'it pa~'n\<Jnt that I pay Sht.lU not increa..,e more <br /> <br />int.t~t. p&)1'flrent that t pay ;liMU nt,t d<t>eroo..q;e more <br /> <br />Il'mIll!J ~ <br /> <br />