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<br />83- 002777
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<br />Loan No. "....5.321.8:,.l::lRm.
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<br />ADJUSTABLE RATE LOAN RIDER
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<br />NOTICE; THE SECURITY INSTRUMENT SECURES A NOTE WHICH CONTAINS
<br />A PROVISl:ON ALWW!NGFOR CHANGES IN THE INTEREST RATE. IN-
<br />CREASES IN THE :fN'I'ERES'f,cRATE WILL RESULT IN HIGHER PAYMENTS.
<br />DECREASES IN THE INTEREST RATE WILL RESULT IN LO\VER PAYMENTS.
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<br />This Rider is made this .",,,...lst,.u.... day of ..u.,u.JlJ.!:\e....U"u."d"umum' 19~J...., and is incorporated
<br />into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Deed to Secure Debt
<br />(the "Security Instrument") of the same date given by t.he undersigned (the "Borrower") to secure Bor-
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<br />rower's Note to "'''''''''''''dd'''''''''''''' ............"..."................u"... dd... ........."..""....""",,".'''.......m.....''.''m''''''''''',,...
<br />,.FirsJ;"F.edaul, .S.81lingIL,ansL.l.aall, As 1lJ),c.:l.at .Lo.u..o f,. Li,uca).ll ~.,a,,!J.uitlld. ,,$,ta.t,e.a ..!:,Q,>'p'Q);a.U.Qn",
<br />(the "Lender") of the saine date (the "Note") and covering the property described in the Security Instru-
<br />ment and . located at d.32Q7...W.e.st..S.t.ate..."............".. "'''''''''d,.....,.GJ:and...J.sland.,.liebras.ka,.b,8.8.QL,,,..,,.
<br />Property Address
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<br />MODIFICATIONS. In addition to the covenants and agreements made in the Security Instrument, Bor-
<br />rower and Lender further covenant and agree as follows:
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<br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES
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<br />The Note has an "Initial Interest Rate" oL.....U_J.;;O,,, %
<br />Interest rate changes may occur on the ]st day of ,.......u.....m......d......D_hd-r.." 19...&4. and on the
<br />1st day of ....m".'..".....""..d""Ma..e.l;,,,......, ]9..&5.. and on the 1st day of .d.."....d....'.."d..Ju-ae".....".., 19,,~5,
<br />and on the 1st day of ,,,.u,,.....,,.........,......,li&f>l;eJllhlH', 19.,.&5. and on those dates of those months in every
<br />year thereafter. Each date on which the rate ot interest may change will be called a "Rate Change Date".
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<br />Changes in principal and interest payments to adjust amortization of the loan to correspond with
<br />interest rate changes shall be made on the 1st day of .d......".........."..."dmS...~tem-OO!;..., 19,.a;;" and on that
<br />date every '''._____... year(s) thereafter. Each date on which the princIpal and interest payment may
<br />change will be called a "Pa)'IDent Change Date".
<br />Changes in the interest rate are governed by changes in an interest rate index called the "Index".
<br />Check OOx{es) to indicate Index.
<br />(1) 0 "Contract Interest Rate, Purchase of Previously Occupied Homes, National Average for all
<br />Major Types of Lenders" published by the }<'ederal Home Loan Bank Board.
<br />(2) Gl ,..\dJ~t..bJ.41."Rau..":iote...,,.. M.o.nt b..Lr.. ..>1e.cage.. .y.teld.. .0.0" U~S~,,:r~.eas>.U'.Y'.'''' ,,,. m, ,..'""" '"
<br />Secur.t\;.J.!;lt.,~It)!,l,*.\:.\lg"J.9.. .~,,,<;'.9.!l1'J;;U1\:....ll!lg.l,\J;.~.~Y.., 9t,..~..Y!;.?f..Q.l,\!!\.t!?1w\1.J).Y.. .!;.l}~...X.!lg~.r:.4.t.~!~.;;,'AJ;y~...~gard.
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<br />Check OOx(oo) to indicate limits.
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<br />(1) 0 If t.his.OOxis checked, t.here will be no maximum limit on changes in the interest rate up or
<br />down. Tho Preliminary Rate referred to in the Not.e, will be the new interest rate.
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<br />(2) 0 If this box is checked, the int.ere.st rate that I pay shall not increase more than ..........."
<br />percentage points on any Rate Change Date.
<br />(3) 0 If this box is checked, the interest rate that I pay shall not decrease more than ..".."..,........
<br />percentage points on any Rate Change Date.
<br />(~) l:XI If this boJC is checked, the interest rate that I pay shall never be more than ..,l.4...QQD.... %
<br />durirlg the ~riod I have my. loan.
<br />(5) (j If this box is checked, the interest rate that I pay shall never be less than ...l.O..ODD,.., %
<br />during the period I have my loan.
<br />(6) 0 If this box is checked, the principal and interest payment that I pay shall not Lncrease more
<br />than ."'......m.h.... percent on any Payment Change Date.
<br />(7) 0 If this box is checked, the principal and interest payment that I pay shall not decrease more
<br />~n ,............"..... ~ei1t o~ any Payment Change Date.
<br />The monthly payment amounts will also change on Payment Change Dates as provided in the Note.
<br />Because payment changes may occur less often than interest rate changes and/or may be subject to certain
<br />limitatiollS dt18tribed in the Note, the monthly pa)"Illents may be insufficient at times to pay accruing
<br />inte~t. ~.. ~ch case, unpald interest is added to the principal balance of the Note and itself will accrue
<br />~t thetel.l!ter.
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