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<br />i~o.~590
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<br />AoomONAL TERMS
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<br />PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE: Even tlulugh ! dn nOlhave to pay more than the regular scheduled monthly payment.! have the
<br />right-to prepay the whole amount owing to you in full at any time or in part from time to time. If the lending institution or bank that buys my contract computes the finance
<br />charge dai~y. I know my finance charge will be less if I make an early payment, and it will be higher. also ceca ize_that any nec~sary adjustment to my total
<br />finance ~ 'YiIlbe,ieflocte.d in my final hill; I also know thaI t.h. .e am. ounts S..h.own on the, . ... . TOlal OfPaYI1l&...nts.~d!be:)i>tal Sale Price
<br />are estimllte'SbSsed <>b1he assumption that you will receive each of the pay win be no refillfa in1>J\:j,iy because there
<br />is,q.Olil.i . 'n'!glt9 'l'I\,".d .'1; '1!"1.~ c.h.,argedOn. ~J;laily bas...... is. If. the. lendin. ~~.'nst..'tutiOnQr bank,does)..t compute.th., e fin. .ance,~~edaiIY.. and ifI.prepay
<br /> (be whole.amou.n I, rou
<br />wljNI!ljIDa foftrle 1M lIrtearnedport,ofu6f'tii"'finance charge (I~ by the atWUntUllHl~wn "" the aOOlW'nl"~'ll\Id'tho.aJnou.t ofmy~bate 1"11 be
<br />figu~ on. the ,schedul~ da_tes an~ amounts of my monthly. payroe_ot and not on the actual dates and amounts of the prepayments.'that I pay to you. I !mow that a-refund
<br />of less than $r.OOwill notbe made:
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<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />(ll)W, as SELLER HE:REBYDISClAIM ALL WARRANTIES, EXPRESSED OR IMPUED,OF MEFiCHANTA-
<br />BILlfY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND.SERVICESUNLESS SELLER FUR-
<br />NISHES BUYER WITH A SEPARATE WRIT1'EN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SEL-
<br />LER ONITSOWNB~ALF(WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />(b)'lhave read. in' detail, the separate-'oLIMITED-WARRANTY" which accompa:nh~s-this contract. It e~plains me-conditions and circumstances ifi which the man..
<br />uractured products will be repaired or replaa;d. I take notice- ~f the limitations on the warranty. and i particularly recognize that any implied warranty which-applies to' the
<br />:~lft-tsom~the~~.t~Ic'~I\~l. ~~:'>.~~_""_,,.."~~ ,'t ~..J...l.n' ;'j,.--;,,\ ~~.~~ 'lj,,~~'L,(:\ i\..:;:-', ~'__"____'_ ,..:",:::51'~~__ ~ l4''''\
<br />SPECIAL.ORDER:G:fl9PS: I know that YOU qave ",~ured mx house audits oP!'!lingssothal YQU,Cl\l\~"tb~products",fit l!1y.partjcularJi!lI!.~e,ItaJoe_ice "'aUbe
<br />goods t!iIl'iui"liuinufaOilt'red'tbdny specjfjc'Mli~pr1>!illb1Y'WiIl"lfOt'.m lin16thet.lrdusd: aha under such conditions. I ltnowth.t'fCarinal.c.nceNhlS'.~on1hcf'at anoy itril~
<br />after~~~":(:~~ tOlW" byjaw,jtjl"l!j~h 1<>$.'lm1"lh'\f\!:rth,*.lqgal po!'jqd o{\ime,J )<nllMttbarl.l@.vetbe.9b!igatjOl>Jo pay ~Q!ljn fuIltl101>ltl<l1lil! a~!u..'v, '-
<br />OBI.J,!!,A;IONS ~T AJ)SING TQ,~.~AL~TA l'E~ J, lp",'l'ise tq,~~y ho~se.il' good ~'!i,"!\~ to keep' il.il1S~ fllr,:,\,le'!'\cll<l.'<I!'At~t!'l'laClO\l)l'llt value
<br />by b.tlVi, ...n!l a f1re and. . .Ol<~ded... 'c'ove~. ..in!inl:.ttt UtlIII....."". pOli-ey. :-Tne. Iif..UnIDc.. .e'tbm. [i1In)' tn\l.st&'~!l. proved'll}"Yo.u. :'3rid'lhe.. Cp6IiCY'mu..
<br /> st hive a benelicilfiYCllinseW.hiClfSli. Y.S}hat'
<br />)(lI,!l.~1<!-bl:'p'!!i<litdw'e ill;aloss'~_~~~P~1l!\lSt a~'!b,~!j;'~(1Ot ~ancd.lUY,poliW,wjtl!~~tolling YQu.,! autlToo1<<~U~uratlee ~~P'IY
<br />you <breetly'Tf!r any'1~. You can cliCose to use ~lS Insurance payment to eIther repay any amounts lowe, you or to repair my house. 2.1' ~soproml~ lh~,l ~-:m ~~lIow
<br />anyone olse to place any .liens on my real estate WIthout ~Sl;iqriS"hto~c'lb.paY'al\..tiKel;. ~ anttother olisi'ge1i.QtNtiy;n:a1.estal&.~~e,
<br />4. 1 ~mise_to_timely make aU payments on my prior loans SitCpred by my real estate. f also promise that I will not~xtend, re.ew or change prior loans without yourwri~n
<br />permission. 5;' Iff do n'ot insure my house or fulfiU my other obligations 00 my rea! estate. then you can do it for me.ifyou want (but you do n~t have to). {fyou do pay any
<br />of these obligations for me, I agree to pay you back on demand plus,intere5rat the highest lawful contract rate of interest. Untill pay you back; these amounts will be ad~
<br />to my debt to you which is secured by my real estate and house, I know that if you decide to buy insurance forme that you do not have to obtain any homeowner or liability
<br />insurance.
<br />-SAJ,;}t'OFMYjiOUSE,l:promisenatto sell. lease or give my house to anyone untit~haVe fully repaid my debt tQyou,
<br />DEF AUL T:I wnr~. dlifll\1Rpmlotthis conlract if:
<br />1. Jdon't~e'ap8ymen(whendue;or
<br />2. I break: any promise I made to you in this contract; Of
<br />3. Something else happens which caQ..'\t:s you to believe in good faith that I do not intend to pay you as promised; or
<br />4. I default on any obligations for which I am using my home wt collateral: or
<br />5. Something happens to my house which threatens yo~r~~h~,t,if any. In It.
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<br />IF I AM IN DEFAULT: ! understand that you have the righl t;;-(okfl'l'e.. the Mongage I have given to you and have my house sold 10 repay lUly ll{tlO.' ..uunn~ts'l o..lVe you if I
<br />am in default under this co-ntrac1;. Before my house is sokl. you Wifhtrioverything that the law requires. If you hire an attorney to assist you to sell my ~l",Of,10 suc- me,
<br />or. to protect your nshlS. I agree to pay you for your reasonabl~1.% fees and for other related expenses such as court costs, title searches and r8Uncy)!OU;.expended
<br />to p"?~t my ,~9use. ,~f you arc ~lowed to collect such amounts by law.
<br />OTHEllRlGHTli: We can choose not I<> enforce anv of tbe rights undor tbis contract..< often as we want without losinb tbem. Or. we can delay enforcing any of the rights
<br />wimo~tlosing them. Wecan also use any rights now ()fin the future given to us by law.
<br />PEL1\. \'8.:.1 know that i:oU will use your best ef(ons to lfiSUlU the products I am purchl1Sln& on my-house, but I also understand that in some situatiQns you may encounter
<br />~ela)'s that ace C-a;uscd by strikes. weather COndIUOIlS, dday!t you have ill obtaining materi8.ls. or for other rCfUiOns that are beyond your control, I understandlhat you wiU
<br />nmbe'1iable for such deJays,
<br />AR8rr~TIO~:Jf lJ~ay~ a dispute or c1.aim With you oom:eming the ~UanlHY. quality or perfoml:1lnce of the product~, I tmderstand that my disput,e may be submitted to
<br />and settled acco'idibg,.tt}.~:rnediation.arbltralion program ltuu may have developed In my community. I also know that any decision made by an arbltrator(S) would be en.
<br />J~red in the court havmgjurisdiction over me and you.
<br />S..AL". M>~V N-l.!.E, llqly.w that the winlkj~, wQ!Xlwork. a. nd other ""'to/"ils that hUve).o !'<,. removed by You,lD. r \his inslalilttion have NO salvage yalue, Who.' n you re,
<br />move-them.'YP~~cti.emforWhatev~rpulfl'QSe')'Qi-'-W~!., .....""- ,_ < \.' .. " ".H'
<br />. SP&CIALSrrUA nONS, Out> to the umqueneos af ''''11\" of the product> !but you ~IJ.I umlol1ltand.that in special situations that yaUt Regional Office may have to n:view'
<br />and accept this l;QntriJ(:t. 1 also understand that this sale ocCUlTed m my home- an4 that you _and' I ~.not ~\'e had all the Curfe-t:l infonnation important to this-tmnsactio'Q.
<br />at ou~-fingcrt_i~;J Jive you I1l.Y l;onscnt to correcl any obviou.!l error~ that may have occurred when the blanks In this contraCt were completed.
<br />IN., Y AUPJ?'ll. 0."., 'I.S. .). O. N. S. .:. If ~.Y. prov_i-sl<?n of lb. is contr,act violates the I~w and is unen.fo(<,'caQ1e. (he rt:st O.f ~e CO". traCl.,.will, be valId,...1f any
<br /> part of this.cOntract requires
<br />paymentoflllOll:: 1D1~t than the law pemuts. then you Will onl)' have the fight locol1ecl t-rom meihe&inoum ot Interest whIch \h~law_allu"",s you locoUeet.
<br />COMPLETENESSOfJ~ISCONTRACT' This conUacl can only be changed if hoth you and lal\fO" ill writing,,~.
<br />The following nOll'coll;:rogs to my' attentian the rights thaI I have even when !bis,conulI\;t is sold to. a fitll1l<'ial institutiun o[..u,banf, '!lid I should nOlic\>!llal the impor,
<br />.tance-of~pro!li$iO.QisstreSSe-d-byil:sappea.ranceinten-polnt. boldfacct:<rT't=. _ __ . -. > -.:. "
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