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-~~ ~~~~/~ "9f'ft4(-2-2 AD.TU§TABLE PAYMENT RIDER TB7S ADRb'fABtE PA1QlNI' [Uffit is made this 2 7th ~7 of P pr 1 l 19 P 4 acd ~ ictmrpogtad inm and shall he dsaal to ~! the ttga8e, or to Saaae Dahl (the "SatsuYty Ictatsvaet") of [he tae date givta by the atderslgcmd (Cho "Borrnter") to saosa Bataotter's Ad,}ataLis Payaas: Note to Toter Flctenclal, Inc. (the '7eoder") of the sae date (the 'Note") acrd oooeticg the property described in the Secca:iry Intnait acd ]Dated at: ° 1 _. fit nark Craad Island ~:ebraska 6&SO1 The Note Contains Provisions Alloying For Chsnges Zn The Interest Bate And The Monthly Payment And For Increases In The Principal Amount To Be Repaid. The Note Also Provides For Calculations Of Tvo Separate Monthly Payetent Aawunts. One Will Be The Amount Thac I Must: Actually Pay Each Month. The Other W111 Be An Amount That Z Would Pay Each Month To Fully Repay The Loan On The Maturity Date. This *les^.s Thst T. Ccnld Pepay "!o•e rh3:s I nr+_gi!L1ty Rnrr..vrA n. ~rpst I Coild Repay My Loan Before The Maturity Dace. ADDIITONIIL 07VE4NN15. in addition t:0 the r_aueomlts and agteaeats made in Cho Sectaity Inatzca><t, Bormter sad Larder fia[her cnvenmt amt ag[ee m follote: A. IDTi'E1tEST BATE AND MONTHLY PAYMENT CHANGE5 'i1e flocs peovfdsa fat aD 1aitLl interest rase of 10. SC~O x. Sartlaa 2, 3, b, 5, 6 and 7 of tlr Nara prarlde for dncds is tae laterst ratio ad c t~TfTy paymmes, a #allots: "2. INTEBEST (A) Inters[ God Intetst will be ohsrged m that pat of prladPal which hr tnt hen paid, ~ oo tbs date I reaelvs ptriaeipal and oaatiredctg until the full amtot of pclnclPal hr beta paid. Beglrotctg m the date I resolve principal, I will Pay inlets[ at a ytesiy rate- of 10. S00 x. Ile interest rste I v1ll pay ray cirn8e on the first day of the month of F°oresrber I ;"T~~ff4'- aod m fiat day every 6th month theneafcer. Eadt date m .icich the !Rarest rate ia. called m "Interest Ctrtfge Date." Itee nst inters[ rate "~ ~ effective m soh Tttsssst Qtagat Date. ^+e intErest rate T wjll ^av shall rx+t exe.€ce) 13. ~G... (B) lice Indent Btu v1Hc the first Icterest Chmt~ Date, my !:tars[ raps viii 6e vsrd an a laaem. 2Ue~- "Iedmt" is the Wsicly ActCian Avaxase Bate m United Stets Ttmawey bill udth a mmdtT of 6 marls, m mode aceiLble by He Federal Rseerve Band. Tht meet raosrt Indeoe: fi~mm a-aE' CLm dtls. 45 days 6afore srh Interest Chafes Date !a .ailed the "Qtievt Inds". Lf rte Index is m imgcr avaiLrhle, the Note Snider viii rltosee a ccer ictdax cdddc L heed upos r~aahle inio~tion. The Note Holder vrill give ere native of this shades. CL7 ~ t^.c.~~... of Interest Bate Change B~or+e e.dc Interest Checee Date, ctm Nnte Holds viii calarlate sy Deno icttnst tats b! addlsg 1.151) pseaeotsgt pdcts { , .ins.: ;} to the Cuetmat Inds. ills Mote 8olda~. cdltl tA1R tdtsl~:: . tfe r t o~ this addltlaa oo ~c aeerti~td+ of aoa podat (0.12'~~.. 1tHa rodM aencat viii be air car !Baler rate tell the aa¢ Trtawett Faaeept the aoxlrr¢iinte[tet qtr ~aI1 tx}t et4 ?'.~3^c~`. (D) Inblmae After Dsfaelt fie ictalmat rate ragcdlmd b! this SsRian 2 is the rms I [All oa boric 6eEotm'ad=awRtsral-'° dsfaclt daeeibed in santsom iota) b.lae. ]• CALCULATSOM OF AlpUNTS OWED EACH MONTH 2tte Nose Holder will calatlaoe my Pticll Moethly hoot. The 'Full Monthllr hoscC" i. tbs wont of she amdlr POant Htet vcaetld 6e mcffirJaat to re-epr Hta cropmid peiaipel 6alaoe of 4, loo- in full at the intm[est rate I a ratprlrsd m pq by Sactiaa 2(lu and 2<Gy show is T agal pgssetti os `:ac ; , 6011, ++hidc is called the "atcttity dste". M) filar 'lldl Montlel7 hoot .s ~. , ^^,, ,., Before each Interest Chsge Dote, the Mete Holder v121 .•.c~.r-•.• the netr Full e y tttich I will are Bath nth he6lmirig an the flrmt moRicly p4aat date after ttm Irtertat Chn~ Data. Y1te E1c11 Moethly heat I ore mey be more or iota then the aatmt I a ragtdlad to pq refit amHc. Ssatim i bNsr atatma the armor of o9r maoHcly Payment sad hw it will desre. Bastion 5 Lmiacr dseribes hor q ugtaid principal balance viii dirtNe if tie amoatt ad s7 ~ Pey~ct and the Pull yloaelclr hoot acs different. ~ . PAYMBifiS (~ Time ai liana of Payantm I viii pq pe#oCipml ad iczoatst bl mekist ptsyssts avesy month. l will min ~ mosthiy pepsmtm m the flnt day of sack amdc ~t m ~# a l ' 9Mi I viii air these psymects avsly match tutu I have paid all the P~~ett'aZm acp atlmr ~ daortbsd 6dor that I mq ore tacit this !lots. My aticllt ptlPmloa viii 6a ay*liad to !eraser bsfaav+ peimelpal. If I still ore meftnts ueedtr thL Bememrt thta tb~attnt~ I ~ P~ Hone sensors in full as first dots. '!lose covets cocld is f moathlr P~ 6eaTaes the mem¢Lty date. t cd.ll mill rf svatltt7 PMT at 2I2D Both 72nd St1mR, Omit. Nebraska 68124 or at a Pl+s !t' rgcdrsd bit the Mote Hal+ict. ADIUBTABLB PAYMRN'C NOTE 6 blDri't'H TREASL?RY IND£Y tt - 4 Fasily) I'MC°ti?6 t4e1 (Page i?