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X901094-4 ADJUSTABLE PAYMENT RIDER 84 ~=--x.131 TBTS AOtIb'1MWE PA1Nl2Tf RIDER is sale ctds ~ 1st ~ ~ ~ p r i l 19 P 4 and is iaooe}parated into and alsll tk lased to seed and ~c the t, or w Secure Debt (Cffi "Sefarcity IOamtnt"} ~ tie so! dete given by tie udersigtfd (the '~atrasr") to aeefas Horrnue's AdjietaCla Paysfmt Note to Tosar Financial, Im. (the `Tender") of rife a~ date (the 'Tixa") ad moering the propeRy described is the Seafrity Itrtnsm sad lomtd at: A12 w 15th, Grand Island, ":ebraska 68$01 The Note Contains Provisions Alloying For Changes In The Interest Rate And The Monthly Pagaent And For Increases Ln The Principal Aawunt To Be Repaid. The Note Also Provides For Calculations Of Two Separate Monthly Payneat Aafounts. One hill Be The Aaqunt That I Must Actually Pay Eaeh Month. The dther (Jill Be An Aawunt That I Aould Pay Each Month To Fully Repay The Loan On The~Matnrity-Date. This Means That I Could Repay More Than I Originally Borrowed Oz Tint I Could Repay My Loan Before The Maturity Date. ADDITIOll11. a1VBiANIS. In addition to the covenants and agreaaets arch in tle Seoaity Itetreaft, Borefarer and Lefler fattier cwensat std agree s fol]as: A. INTEREST RATE AND t+IONTBLY PAYMENT ~g~~ S The Nate pfewldee far ao initial interest rate of r~.500 x. Sectioa• 2, 3, 4, 5, 6 and 7 aE°tlft Kars pcvaide for as+ilp in the interest race sad c' ef~~ily pa~ats, as fo1]afs: °2. INTEREST (A) Ittareesc Ofsd Interest will to charged m that part of principal uhirh hea rot ham paid. bagl»ofog m the date I receive principal sad oof=l:adfg uttil rte full ascot of prrincipal hn taco pedd.. Begirnifg co t!e date I receive principal, I will pay interest at a 1 ~ 10.5(10 x. T!e itterest tan I will pty ~ ~ on tte first day of the math of v~eAer I ; -t-9Pti- aad on that day every 6th aanth thereafter. Eadf date an dtirh the it~Gereat rate is ~ ~,•In~nst Glfs~e Datf." Ire ne~+ ~nterst ~ f~~tpse effective on each Irfeerst +r interea rate ~i 11 cry s rx~t ear ? , (B) Tte Itfdas eagiming rith rte first Int+erast Cifspa Drts, my ittsrsat tats will ha bead an as Irma. Zhr "Inds" L the tialtly Avtsiao Averffee Rate an Uuitd States Trarwey tdlh fAth a taataeity of 6 maths, s sale aveilable try the Federal flaaaf~e Beard. The met receR Iada free s aE. rte:=dace LS days (store erdf Incerst Clarge Date is called rte "Curses( Iadst". If Ufe Inds is ro later available. the Note iloldec will ctnoae a rtes itfdas r/tidt is (and-upnn ~h iafotaation. 'ITe Note tinlder will give v! mcice of t3tts deice. (BC~)o~raf^+t~^+ of Itssrest Rate (]fsngas 3.150 elf Intersc Ctfatee I,~stls~OCAe Noce Holder will calculate aq nay iatecst rate bl addla~ tT+e r~nuIt o~ ttti~a ad~dttian~tn c~:fa~srit~ m tle Glarstt 2ndst. Zfs Note Noldeir wiL1 rtes rasd_ amts( will b' ear ittatst race until tte ~~I~teeraet t~ (0.12i~). 11s#; a+autira_. rate atrall cnt ext~ed 1 ? .99+3$. ~Me Deb. F~rept rtes eaxisna lttelCldt (D) Iabarst After DeFeflt Ibe imrsat race tsgfdsed by this Safxiaa 2 La t!e race I fA31 aw 6ath hKoes sad aftes aqr dafaeit daaaslbd in Setxion 10(B) helot. 3. CALCDSalT20N OF AMOUNTS ONED EACB MONTR 2fe Noce Holder will calailafx fq Full Mathly Afwrt. The "dull ibatltly Anfast" is rte safe( of tts aoathly papsat thnt would he sffffidaat to rspq rte unpaid pdncipei helms afF f4 loan in full at tis i~t lraaRy~~ ragvdred to pq by Saetias 2(A) sad 2{C) abew fn wfhaaotially aga12 Papa m 'toy fdfidf L rand tie "areei date". ty Nl first Pull oalail~s tie nr Full ~~ Before eaclf Irreersat Glares Dana. the Note Holder will 86o~Y ts -tt-idt Z will w esrlt soh 6ed{taLLfg as tls first aprtfly pepls+t dada attar tie iixermt Chalet Data. The Foil t6athly Ararat Z ass afflr ?x eQre or Lw clfnt Ch aoet I a• r+agtdrd to pay earlf mfth. Safsian 4 belay stars the aaofas: of ay ninthly payamt sad for it will drge. Sactioa 5 belay describe for sg- Maid prlnetpai tfa7asoe wl11 ~ if tte soot of 4 amthly pryeaet and rte Phl2 t~hlj Aaast an different. 4. FA!!lifTS {A) Tim and PLae of Payaeta F sAl~l Pal P~Pd ~ iauanat bf sttr~ Pr~laste ewr7 sasth. .Tune l„ I9 ~ ~ ~ m the first dq of aa~ mtalt Eagia~q on • I sdll ~ throe pa>arte ovary ninth until I ifne paid all tts a4 ocher ~ daaeel0ad betas stet I nay ofs uad:r this tines. tb ~1J pfpaafta will tr applied to iaeerse brfoee prirripal. If I still or aanfats under thin !tote ae tie eaasigr date, I (All pep ctaea aaarts it full oo that Bete. Thar aorta cold be gtnarat the the sets( a[ ~ leer saahly i~ bafoee tie afaaiq dab. t rAll aft ai. emehiy pepaeeb at Zi~D Smth 72nd Seraae, Oanha, Nahesaha 68223 or st • ~ ~ req+dr'ad by ihs Note Naldler. ADJL°STABLE PAY1~M NO'S'(: 6 !'lDtYt'R TREASURY INDEX it - 6 Fasilyl I'?#C-024 { qc) (S'age 1 $(3V '1C1L cCAP 2}