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<br />UNIPORM COVHNANTS. BOtrOWer and Ixnder cnvenam and agree as follows; ~ -- 002125
<br />.1. Payt•attt of PrinilpY seed lelerd. Borrower shall promptly pay when due the principal of and interest nn the
<br />!ndebtednese evidenced by the Ntxe, prepayment and late charges as prov!ded m the Note, and the prince pal of and interest
<br />on any Future Advances secured by th!s thed of i rust.
<br />2. Foi for T~ std Itrvaoee. Subject to applicable law nr to a written waiver by Lender, Borrower shill pay
<br />to Lender nn the day monthly installments of pnncrpal and interest are payable under the Note, until the Note is paid in full,
<br />a sum Iherem "Fonda"1 equal to one-twelfth of the yearly taxes and assesments which may attain priority over thrs
<br />Deed of Trust, and ground rents on the Property, !f any, plus one-twelfth of yearty~ premium installments for hazard insurance.
<br />plw one-twelfth of yeary premium installments for mottgnge insurance. if any, all as reasonably estimated initially and from
<br />tune to time by Lender oft the basis of assessments and bills and reasonable estimates thcrcof.
<br />The Funds shall be held in an mstituuon the deposits or accounts of which arc insured nr guaranteed by a Federal or
<br />slate agency (including Lender if Lender is such an instnuuonl. Lender shall apply the Funds to pay said taxes, assessments,
<br />insurance premiums and ground rents. Lender mar not charge for so holding and applying the Funds. analyzing said account
<br />or venfyin~ and compiling Bard assessments and bills, unless Lender pays Borrower interest nn the Funds and applicable law
<br />oermirs Lender to make such a charge. Borrower and Lender may agree m writing at the rime of execution of this
<br />Lleed of Trust that interest nn the F:rods chill he pard to Borrower. and unless such agreement is made or applicable law
<br />requires such interest to be paid, Lender shall not Ire rcgmred to pay Borrower any interest or earnings on the Funds. tender
<br />.hall give to Borrower, without charge, an annual accounting of the Funds showing credos and debits to the Funds sort the
<br />purpwe for which each debit to the Funds was made. The Funds arc pledged as additional security for the sums secured
<br />by thrs Deed of Trust.
<br />If the amount of the Funds hdd by Lender. together with the tunve monthy installments of Funds payable prior rn
<br />the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay card taxes,
<br />assessments, insurance premmms and ground ren[c ac they fall Jue, such excess shall br. at Borrower's option, either
<br />prnmptl}^ repaid to Borrower or credited m ftnrrower nn monthly installments of Frmds. If the amount of the Funds
<br />held by Lender shall not he suficrem m pay races, assessments, ursurance premmms and ground rents as they fall due.
<br />Borrower shall pay to Lender any amount necessan n: make up the drficrency wnhm 30 days from the date notice is mailed
<br />by lender ro Borrower requestipg payment theteof-
<br />Upctn payment in fu6 of all sums secured fix this Iked of Trust. 1 ender shall promptly refund m Borrower any Funds
<br />he{d by lender. if under paragraph IR hereof the Procenv n sold or the Property !s otherwise acquired by Lender. Lender
<br />shall apply, no later than immedutely prior m the sale nt the Preperrv or its acquesmon by Lender any Funds held by
<br />Linder at the time of application as a credit against the sums secured by this [hed of Truce
<br />J. Appllieatloa of Payers. ti Ness applicable law provides r+thcrwise. all paymems rccnved by Lender under the
<br />Nae and paragraphs I and 2 hereof shall tin anphed fix I ender first m paymen! a( amounts payable to Lender by Borrower
<br />under paragraph 2 hereof, then to interest payahk on the Ni*te. thin to the pnncrpal of the Note. and then to interest and
<br />pnncrpal on any Future Advarrcas
<br />d. CitastRs; Lira Borrower shall pav ;dl to xz+. csessmentc and ~xher charges. noes and impositions auributable to
<br />thr Property which may attain a pnanry over !firs Deer) of Trust, and leasehcrd payments or ground rents, if any. in the
<br />manner provrded under paragraph 2 hereof or. ii trot pard m such manner. by Borrower making payment, when dtu, dircMly
<br />to the payee thcrcof. Borrower shalt promptly h,rmsh n, 1 ender all notices nt amounts due under thin paragraph, and in the
<br />event Borrower shall make payment duectly. Borrower shag promptly f urmsh to I ender rettrplf evidencing such payments.
<br />Borrower shall ¢romptiy discharge any hen which has pnorny a<er th+s Iked of Trust; provrded, that Borrower shall not rte
<br />requued to discharge any such lien xi long ac Borrnwrr shell agree m wntrng to the payment of the obligation secured by
<br />arch Iicn sit a manner aa-eptabie to Lender, or xhalf in good faith wines[ such hen hy. or defend enforcement of such lien m.
<br />legal ppmceedm6s which operate ur prevem the en lgreement of the ben or forfeiture of the Property or soy part thereof.
<br />S. Nms!1 I~raoee. borrower shall Rcep the rmprnvements now cxrsung or hereafttr erected on the Property insured
<br />against fast 6y fire. hazards viriuded within the term "e>tended c:overage", and such other hazards as Lender may require
<br />and in such amounts and for such periods a=_ fender may requrn:; provrded, that Lender shat) oat rcgrure that the amaal[I of
<br />such coverage agreed Char amount of .overage required tr+ pay the sums secured by This Deed of Trwt.
<br />'the insurance tamer ¢ravxl[ng the insurance shall lte chosen by Borrower subject to approval by Lender, provided,
<br />rhN such approval shill trot be unreasonably withheld. .All premiums r:re insurance policies shall ire paid ro the noelser
<br />provided under petrragrap6 2 hereof or. if not pard m such manner, by Borrower making payment, wisen due, diroctly to the
<br />!ttstuattce ratriar.
<br />Alf tttxurarta poltnes and rertewils thereat :hail be era farm acuptabie to I,eneia and shalt include a standard teotlgage
<br />tatrse rn favor of sad in farm acx-eptabte to 1<nder. Lender shall have the ngM a hoW eha policies and renewah thueoG
<br />and Borrower shaft promptly furnish to 1_errder sit rertewaf notices and all receipts of p~ prcmitme. In th6 evanb ~ k+ss.
<br />Borrower shill give prompt etohce to the insurance caterer and Lender. L.ettder may make prosrf of !as if not madC prntnplly
<br />by Borrostsf.
<br />Unku Lander and Borrower athcrwtse agree in writtng, ittstuartce proceeds shall be applied to ratatMion,ar rep~ti of
<br />the Property damaged. provided such raunratatn ar repair ss economiealty feasible and the security of th» Deed Df. Tftgt is
<br />rice thereby rmpnted If such teatoranon or repatr is not ecanomicatly feasible ex if the security of this Dead-of Trttahwosthl
<br />tx trrrpurted, the mwrance proceeds shall 6e appliW to the sums saettred by tiffs 1?eed of Ttmh with flee eaesu, if aey, paid::
<br />ro Borrower. If the Property is abandoned by Borrower, ar if Borrower faih to rtsltottd to Lrelydet withro.3B deys frDlR.ri11C:.
<br />date notice» mated by L.cnder ro Bgtrower the the irounnee caterer o1[ets to seek a claim lac inwraeafe•betldeak Leader
<br />is aeuhaieai to cvllcct and apply the inwtattca prexeeda at [.enders option either to repontion a repair DfdIrPFOpkely
<br />or to the guess secured icy th» Deed of Trop.
<br />Ualw Larder and Borrower otherwise agra in writing, any stre6 applicatiot of prucaatlk-ffi prmaipel shill trot at/etr/^-
<br />or postpone tlaa due date of tlrc trtonthiy ittatalltaatts referred to m parafirapM 1 and 2 hestpaf tit chklrrs the anwpS D[.
<br />such mpallments. -f under pangtap~t I$ hr:rdai the Property is acquired 6y rNkr, all rim tiNaand inYerW of fWastrtrar.
<br />rn seal to any insurance policies std in and m the prnc~ 16erenf rewttipg from dtuAk~ tDthe rtopertX.prior to tEia sale:
<br />nr acgtesitioa shall pem to Leader to the extent of the sums secured by this Dead of TttIN. ~imfrleditlily poor eo. tnkh.-t~ait,rx
<br />sego»ttioe.
<br />d. rtesarveYee sett AlaleMeeace of fAoDSrb; LeeeabeMr, Ceodaelielaeeei llsertad fftllb°DasahP~wr. Birtltotetlr'
<br />shall keep the Property rn good repot and shall) trot commri wage or permit impairment a dga/70rNwtt of the ~:
<br />,reef shall comply wtth the pronaiaru of any lease it the Dteed of Trust » on a feaaehaW, Lf thir DMd-of Tttwl q oa • tsttit-igt:f- -
<br />candpmrnirror or a pl::~ .,..:. dcwbpt:~c, B~:aarr aloft ao-rlerm ail of liarmwer's ob~jdnt under tip decltu#~M:
<br />or casrnams crcattrrg or governing the eastrdominium ar planacd unit developlrtem, the by-Etta ard~'riptdati0tlr ~of ~t11t!•--
<br />cordaninium or ptamted unit daveioprttent, and toopnrrent dotwrreats. If a ~. or pliNmad: UoNt defrolaplMMt~
<br />rider is exerarted by Borrower and ternrdexi together with thn I~ of Trust, the s.»vemnls and sgrtxmetrta of stlab riidtr-
<br />xhili be tncorpaated into and shall amend and supplement the covenants and agteemenb of this Used of True ai if-iht fidet
<br />srcrc a part fltaaoL
<br />T. 1-eaesellae d I.sdss's SsMly, If Borrower fails to pr;rform the covenants std agreeelterris coe-a%d_.ie thfa,
<br />Ueed d 7Yttp. w it aaY ~~+ or pratteQiog is commenced which matariaBY r(ieca Leodar's irtlerep :ro ,the •leePkpy;,
<br />tocltdigg, btu riot litnitod to, eminma dnmatn, iruolvarCY. Cade eofoceement or artas!gsnraeb a-P[aoeeda~.,irtvdving a .
<br />ttadtrupt or decedent then l.+erxle.r at Laodar's aftlitm, upon rteteee to Borrower, may make sxh appearam-rz,. ti.-6irrcr: arsx:fs
<br />store and Uke srsch action as is necessary to t f.ender~ interest, inchidieg, bus not limited ~ w, dhbgnaeant of
<br />roaeoetble attarrsey`s fed std try upon the ~rtv to make rePain. If Leader rer~rtirad sraa-tatraa as e
<br />cnnditlorr ~ makitsg tits roan secured byy Chia Dead of 'gust. Borrower shall paX the presmetms~fu itusiaisin aue6
<br />irtpeaeice in a tmltl such time as flee regnirernsnt for such insurance lerttunates m aae:oMalrce whit -A and
<br />[ ederrs wduen r~oaweot or applit~bla law. Bacrower shah pair the arnotun of ill moApe inautsnatpeniiupw=in tl~-
<br />maeoar Provided tmdu Ph 2 6eread.
<br />i ~ ~ of iAarsDwardsaaro~adby ~y~rtJkanl 7rttu. t t nta ~B and l.cndet agree to attests tatvtn payrrMnl; strait
<br />aioenaN~ fire payabM Wtnn nattoa 1mm Limier la Ibrrower rnyuWiag payman thereof, sad-thN661~itFl~lk~trppt iYk
<br />date M diahteaweN N tbt race payable [ram trots to time on outstanding prurcipal feeder the Nora tudestt ptt)ntteeM of iulipeM
<br />at retch rate saarrLd be contrary to applicable taw, in which evem such amrarnta stub !tear inlsxep N the hieheM teas
<br />€tsereirsil4e trttdp appiicahk law. Nothing contained in title paragraph 7 shah require Lettrier m titxrrr say sxptnaa or tI11N
<br />+nY acuee.beealaadet,
<br />~ L.eeder may make rte eatste fa lx made reasonable entrteo upon nnd•_impes-liaM of~ p~!~t, idad
<br />that f-ey111er sbilil-dam Busrooerr rtWi« prtot m any such tmpecbmt sPscifyitsg reaetsnal±ff ratrre°dsers^Ib~~a'"s
<br />raeetep M die feaentsr.
<br />~4 ---., ~n ~ ~ 5
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