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tlt Natin of cha,r~et 84 -002116 The Note Nolder will mail or deliver to me a notice nl any changes m the amouiu of my monthly payment before the eRecnve date of any change. The notice will include information required by law to he given me and also the title and telephone number of a pertain win, will answer any question I may have reganling the nonce" s. clt,~RC~.s; t.l~~}s Untfarm Covenant d of the Secunty lostrument is amended to read a2foilows •. (7Yareea; Liens. &trmwer shall pay sll lases, assexsments. and other: barges, linr> and impositions attributable to the Property which may attain •a pnanry~ over this Sccunty Instrument. and leasehold payments or ground rents, if any, in the manner pntvtded under paragraph 'hereof or, rf not paid in such manner, by Flrrrmwer making payment, when due, ~lirerdy to the troyee thereof. fiarurwrr shall prompth~ funnsh to Lender a!I notices of amounts due under this paragraph, and in !hr event Ftorrnwer +hali make I~taymertr dire:tly. Irrrrrower shall pmmptly furnish in lxnder receipts evidencing such paymrntc. 1lorrnwer shell promptly discharge am' lien which has pnority over thrs Security Instrument provided, that Atrrrow~er shall oat he requrrrd w discharge :my such teen co lone as Rarruwec {a) shall agree in writing to the payment of the aMrganon srcure€i ht Inch tern m a manner azceptable to Lender, (b) shall m good faith contest such lien by, err defend against enforcement ,+f Bach lien m, Ergal proceedings whrch in the oprmon of [.ender operate to prevent the rnforv~emrnt +rf the hen or forfenurc of the Property or anv pan thereof: or (c) shall secure from the holder of such hen an ~grexment m a 1'nrnt sanafanor:~ tc+..rrdrruehordtnating stop; hen err this Sr^unty lnsirument. !f Lender detennmcc Char all or and pan of the Properly es sub}ett to a lien which may attain a pnority over this Security Instrun;rot.Ixnder;hallseudR€xrowrsnabec+drntifE•mg>urhhrn liarrowrrshallwtisfysuchlienortakeoneormoreof t ter acnuns set fort h aMl r wit h en t rn da vs of t hr giving of saner C. 'vOTI('E L!miurrn ('„v ertarn Id o(rhe tircarrtt Inct nrmret n amended ra read as I'oltuw>~ 171, tiatitr. l:cczpt for am nutr.-r rYlutred under apphcat+lr law ro be green in another manner. (a) any notice to &+rmwrr on,vtdrti For to thrx Srturny trrctruntrnt shalt hr given by delivering it ar by marling it by Best class mall addressed t rr &+rmwrr at t hr Proprny Address prnvuird hrretn, and ib) any n€ritee !.r l.rnder shall ere green t+v first :lass marl to I,.ender's address stated herein or to such .afire :+ddresc as Cruder may dr+rgn:rsc to not+: r to N.orrnwrr as provrdcd hereto. Any notice provided for m this Security I Hsi nimrrrt shat t he drrntcd t r ~ h as r `~rrn ,t s rn i o llarruwer err L rrdrr whet. gn rn :n t hr manrrr designaitxt heron. Il. l'ti11Y)RM tiF:('llRl7'1' INS"fRi'~1ENT; (:(UVERNING LAW; tiF,YERARiI.ITY l'niform (',,vrnant 2 5 r+i the S vvnn lose rumens i> amended to read as iitllows. 1S. Un7forar tecrrity Irutraatent: (:ovcrnina Law; tiereraYility. fha Iron of Serunq• Instrument wmbines uniform ..•+rnann i++r rtatiunat use anal n.~n-und+nm covenants wtth limned +anahcns by }urrsdrenat to uonstitWt a urtifarm -rtunty ~nstrurnrnt ta.cnntt era! property. Thrs 5trunty Instrumen! shall be governed by federal law amt the 17tH of the turtsdrettun rn wlncfr the Prr,prny :> 7axated In the event that any pravtston or clause of this Security Instrument ar the yi1/e :iTn$1C[S wtlh appllCai:iC law. Silth tantllFCi shall oat a1ftC1 €Nher pnlYrtnnla of lht5 Serunty iftattumenf ~ the Noe whrch can !+c gtvtn effect wrthuut the : outtt+:turg provtswn. and to this end !ht provisi©ns of this Security Instn7mp7t and hr 's}ote are declared tar br >tverabtr. E. TRANSFER UP Tt1E: PRUPERTI" OR A BEN~Y'ICIAI. l;•17'ERRSST iN 80RROWER Clnrform C'mrnant i? of !hr Security Irntrumrnt is artrcnded to read as failaws: /7. Traaste- ref tAe Progrrty err a Beae/icial laterest is Borrower, 11' alt or any pan a1 the Property gran interest tlterprl is sold ur transfcrrcii {or if a fcrnehcrai tuterrst rn [tvrrrerwrr rs saki or tranxfrrred and Borrower is Hal a natural perMOtt) watxut l.rrrdrr's poor wnttrn .crrsent. Ixrtdcv Huy. at LGUIcY's utrttt~tr, declarr all the sums sscurtd Isy this SoC~irily instrunrrnt to tx rmrnediately due acrd payatrle. Itovrrvrr, this spoon shall not be excrrrsai try [.t7ukttfa7cer€'tsrt is ttpt authon~cd by t~ednal!aw. if Lrrtder raerceses curb +,pttun nr s;:erleratr, Lender shall nrul Borrower notice of atxekratitm in aceardattvt with paragraph td hcra>f. 5txh nW rte shall pravrde a puirxi of not less than iii days from the datC the tratiCe is mailed within whtctt &xrowrr miry tiny tttc scans da fared due. If Ekvrrirwrr farts to pay such sums prior to the expireti7lnof such period.. Larder Huy, wtthaut further ntmrtor dcn7and an Ibrrt>wtr, Invoke any rentertie~ per'trtitted by paragraph !g ttertaf. F. c:uvE!vArrr nti,FrE~ V€»t-L'n:tarni C'enrrtant ? 1 vrf the lrtunty I:tstruir:eyes 1"Future Advance') rs deleted. (;. LrJAN ('HARGES ti` the town sti<t~ured try the St~: urns Lntrument is >uh)ett ru a !aw w-Inch seta nrairmum loan charges, and that law is finally rntrrpreted a€r that tiro interest or other loan :barges .:uiter:7ed or to t>e colft^cted ut cannerlian wnlh the Ioa4tscteal pr~rmnted Ismus, ttrert: t3l any >uvh loan :barge snail t>< reduced by the amount accessary to rtatwc the cha.[ge to the prrmrrtal htmt, sled tld any sums already .oikcttd from Bormwer whrch cxceectetl ptrmrttrd limits witl be retfunded to sic*rrvrver, t.cnder ntay rhocr`+r to make ties refund try reduc7ng the prirxtpal owed under the Natr ar by nutkurg a duvet puyrntrtt let Ittxrawtr. If a refund rcxiuv:rs pnrxipal, the rrductran call! ere treated us a pantal prtpaymenf under tiro Haft. t!. 1~.1:lSl.ATION 1f, alts the dais hrroot; rrratamtsrt ur exlurattan of apphrabk iawx have r ht cflert rtther crt'rrtrdcrmg the pravitiioru d'the Wut, the Saeurtlq trtstrumt+it or thtx Ad}trstabk Ratt Ruler (nfhtr than thts paragraph N) unrrrfarrrabk acrarding to cheer txrrtts, €v ail ar any pan of ttrr soots soured hereby urx'tvtlertabk, as athrrwuat pnavided in the Securuy Imtrultrtnt and lieu Ad}ustahk Rats Rider, ar of dmnmahing the valor of t.eruter's secunty, tierce Lerukr, a7 Larder's option. may declare ail surtax secured try t ht Seetrrriy Itastruntent to Ire tmmevtutrly due and payahk.