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84,.~a..r` DQ72 <br />lean Na....-SZL4(1~L-19...... <br />(~ ADJUSTABLE RATE LOAN RIDER <br />NOTICE: THE SECURITY INSTRUII+IENT SECURES A NOTE WHICH CONTAINS <br />A I'R09ISION ALTAWING FOR CHANGES IN THE INTEREST RATE,. IN- <br />CREASES IN THE INTEREST RATE WILL RESULT IN HIGHER PAYMEN35~: <br />DECREASES IN THE IIVTERE.41'RATE WILL RESULT IN LOWEA PAYM&N7'S: <br />This Rum is made this ....---z9kh.__--- day of ......._.....Apx7.1.--..-....._.--..., 19.@9..., and is iaoaeparatad: <br />into sari shall be deemed to amend and eupplemenL the Mortgage, Deed of Trust, oz Deed to 8ecara I]rebt <br />{the ' :9ecreity Instrument") of the same date given by the undersigned (the "Borrovrof') to eecrua BoE- <br />FTt7C12~Yi1--SivziYg`a"end--Lorin"Aeeociacion of:~Y:iacoTn~ ~a'Unitea~-5~tai:es carparation <br />(the `°I,ender") oft ~ap~e date (the "Note"] a~ coveraig the property described in flee Seautft3r Imdrtt• <br />815 Stagecoach Circle Grand .Island~_Nebraska 6&BJ1 <br />meet sad looted at - ..._.----..._.-.----_......__.----._.-.-...----.___.. _ ......__...-----°--• <br />Prapetty Address <br />MODIFICATIONS. In addition to the covenant and agreements made in the Security Instrument, Bor~ <br />rower and I.errder further eoveosnt and agree as follows: <br />.L INTEREST RATE aND MONTHLY PAYMENT CHANGES <br />Tho Note has an "Initial Interest Rate" of_.-_..1.1.,.4) t.-..- ;'o <br />Interest refs changes may Decor on the let dap of . _._..._---------.. . ~gguec-----_, 19 $5.. and on the <br />Ist day of ____.-...._----._-----.?Lcvemkec_.-.. 19#S._- and on the Ist day o[ ...-__.----__...--._Fehruer'y.._., 19.$6.. <br />and on the 1st dqy of ___..-----.-._-........-1:16.X-----_-......_, 19.$4_. and on those dates of those months in every <br />ye.r thereafter. Each date on which the nw of interest may change will be willed a "Rate Change Date' . <br />Chaaees in p~tiocioel and interest payments to adjust amortization of the lean to carnspond with <br />interest refs changes s be made oa the Ist day of .-........ _....._.._._._.1Nay-.....--- ..-..-, 18#fi.... and on that <br />date every . ---..--.. year(s) thereafter. Each date on which the principal and interest paymeaL may <br />change will be tatted a "Payment Change Date". <br />Changes is the interest refs are governed by changes in an interest refs indes cal!rd the "Indez". <br />Cheek -wz(es) to indirat+e laden <br />(t) [~ "Contract Interest Rate, Purchase of Previously Oe°capied Haines, National Average for all <br />Rlajor Type of Ietrders" published by the Federal Hams Loan Bank Board. <br />f2) ~ Ad,juatahle..Ante..Tints.-..YQntGly...avers,gc._Xin1Q..aA.-I±~S.,...T.rg.~QUrX._Secyri,ties---- <br />aa jxa steer...G.st,.a..cgoat3tnty-m~tuzitr-.clt._-i.,ysaz..puttli.~hed..by._.the...Fcsleral.-Rg.gt'Fye...soard ...-...-----_----- <br />Checlc bastes) to indicate timita. <br />f I) ~ If ~ bas it checked, tires will be no maamum limit on changes in the interest refs up or <br />a3.m- '!'!te I'reiiminary Rafe referred to iFi khe Nate, :~-;il ha the new interest rata. <br />t2} s ; If this boa is charJrad, the interest refs that I pay sha11 not inctesae more thin ._....---....__.- <br />peroenlagve points on any Rate Change Date. <br />P~t~ P~thjs~ ~ ~ e ~>~ me that I pay nhaH aoE dacrwse more flan ................--- <br />t4} ~ If this boa is elreclrsd. the interest refs that I pay shall never be more thin ..13..4.~4.....fzo <br />durirgl the period I haw my lam <br />i5) ~ Ti this bas ie checked, the interest refs that I pry shall never be less than .->) .............°-~ <br />during the period I haw my loan. <br />tfi}. [] IE thin ban is checked, the Principal and interest payment that I psy shell not increase more <br />than ._....,.-------- percent on say Payment Gbaoge Tate. <br />{7) ~ If thu bin[ is checked, the principal and interest payment that 1 pay shall not decrease more <br />than ............._.._.. paeoeat ao any Payaant Chafe Data. <br />Tha awnthly t ammmts will ahio ehenae on Payment Change Dates as provided in the Nate. <br />gsogras ps~meat ae{w may occur ler oftam than interst me changes amfJar may be subject to certain <br />limitatisar daasibad in the Nate, the moathty psy~enb may be inanfbcient at times to aeeruiog <br />inietsat. Tn such use, unpaid iwtsssat is added to the principal balance of the Note sad itself will accnrs <br />iatnrest thereafter. <br />r~ ens <br /> <br />J <br /> <br />