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D. UNIFO~>J tN877RU1M6N7; G[1vERNINC LAW; SEYERAIILi7'Y Uniform CoveiiuiT 1 ~o the Security Instrument is amended to read u follows: iS. UMtaear fienrNy Indrmm~t; GeveMng Iaw; 9ereraYrq. This form of Security tutrumrnt combines uniform cwenants for national use and [ton-uniform covenants with limited variation by jurisdiction to constitute a uniform sgatrity irotrummt eoraLtg rgiyropeety. This Security Instrument shall be governed by Fedsal law and the Iaw of the jurisdiction in which the Property is located. In the et?aeE tItYF aey provision or cfauee of this Security Instrument or the Note conflicts whh appligbk law, sudr conflict shall-not affect other ptovisieaaa[thk Security Instrument or the Note which can be givrn effect without the conflicting provision, and to this end fife provitians=of ~_tti4~ Y ` Instrument and the Note arc declared to be sevsabk. & TRANSFER ~' THE PAOrF.R7'Y OR A ~ENF.F7CIAL INTF.RFS'f' IN ROR)R(lWER Uniform Covenant 17 of the Security Instrument is aroeedad to read as follwva: 17. Truster of the t'rogerfy or ^ Restellelal inserst V lgarrswer. If all or any part of the Property or u ioteratthceitris sold:artr`asfined:~ (a if a beneficial interest in Borrower is sdd or traofsred and Borrows is not a natural person) withart,f:ads's pt5or wrlthep;"corW~lf;_. Lender may, a! Lender's option, declare all the sums secured fry this Security Imxrument to fte immedigrdydueandpt)tible; 119wever,~ tYfa~ `- option shall not be exercised by Lender if exercise is not authorized by Federal bw. if Lrntkr exercise such optlon to accelerate, Lender shall mail Borrower notice of aaeleratlon inaaordaaoe with pataMpb t~ ftereof. Sack notice shall provide a period of not less than 30 days Rom the date the notice is mailed within which BorrowermaY.ptyr°thd~tYgtti~6sCWsd duo. If Borrower fails to pay such sums prior [o the expiration of such period, Lender ttuy, without furthernotice-or demmd'tm~Rosrower,- intnNee say remedies perntiaed by paragraph 18 hereof. - Notwithstanding a sale or [roofer, Borrower wi6 continue to be obligated under the Note aced tfris Security Itttvttmem:ttnit_si.-f.eadsrhas... released Borrows in writing. F. LOAN CHARGES tf the loan secured by the Security Instrument is subject to a Iaw which sss muimum loan charges, and that law is fit[a1ly.imetprand totttat the iutseat a other loan chugu colltcted or to be rntkaed in connection with the loan exaecd permitted limits, then; ll)aaysueh:laardtarys tistll be reduced by the amotmt ner:awry to reduce the chuge to the permitted Ymir, and (2) any sums ahedy collected: ftom- Borrower which exceeded permitted limits will be refunded to Borrows. Lents may choose to make this refund by tedaciog the P~PV ottad'ttodsEtMClllote or by malting a direct paymrnt to Borrows. If a refund reduces principal, the reduction wi6 be treated u a partial prepayment. uodeethe.N01e: IN WITNlSS WpEREOF, Borrows Yea exewlN lW AljastaMe Rate RHer. .~ ~)~a.rnaa./ ems..-. Billy Lee dame erger BORRO P.ae 7eanne Ba sberger ~ .< BORItOtMBR (SeaU: (SIGN ORIGINAL ONLIp ca c'~ cn ~~"_,a r~.~ ~ ". ~„ ~ ~ nc _ ..7 ~ ~ _ m N O y ~ _J w ~ ~ t= t' ~~,' N ~ e.7 ~ '