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<br />•: <br />,. ~ ,..~ <br />9 ~~ ~ <br />~ •-- 001881 ADDITwNAt. TERMS . <br />PREPA AL OF tTiANCE CHARGE: Even dnwyls } do na nave to y mote Nan the regular khednled,tnWahlY' ptlyekaf: 6Yve the <br />right to ~ o~'h+R to~4 n fug at any time a in part from time to time. if t!u lending institution a bank that boys my tonltaefcatfputes the flnan:e <br />charge ' y, know my finance charge w be less ff I make an early paymem, std it wil}be higher tf Ipay tau; l also rompnz~e that soy tuceasry adhnb~etM to my sotal <br />fwnce chafe wiltbe stinted in my anal bill; l also know Nu the arnotntr shtnva on the tevsrx sde attic PinuiceCharge TrrW of yttxua, the7aht3aia r'r1a <br />ate eatimaka treed on the asanrnptibn this Yon wdl ieceive each of the paytrients axktly an its thtetlafe add-i know Urttltere 7rt8'ba do tehihd N t p~ep~y than <br />M nphiag ro refetd if I am chargatl on a duly pule. If the lending inatiryttion a bent doss Mt puu du ftnatrce aharee du and if 1 prepay flu wider ar , yw <br />wtl- r!/ded m and-the urseanied ptuttoa of tliefieance charge ft`aetwmat)-tiy the aoeounting " -hi~e~ known a the actuuial metkndS lad the attrsaet of tby opts trill be <br />f on the xhedukd dues and amounu of my vwnthlY PaY~u and rid on the dates and attttwnra of the prepaytneats Uw I pay m Yon. I bow that a nfaed <br />UiutS}.dUwilntn be made. , <br />tIMlOliTANT N0T1CE A/OtJT WARRANYIES: <br />(b} / have red, N detail, the separau "'LIMffEb W AItRANTY" wtikh accsmtpatiies Nie contract. itsxplaar the conditions slid aircunrtaocea N which Wa t! <br />ttatariM prodkrs wiB tie aepaired or rspUtxd-. 1 take notice of tlse hmintioes on the tvartamy, and 1 particularly Isoapoiu tlW 1nYitnpTiipdwanaaty whicY a~tliu q qta <br />gattds laasonly ar long as the watnmY a service contract. - <br />SPECIAL-0RDER (iOOD3:1 tenor ilrt you have nteuurnd my Iwuss and its opw~mgs so this you can maketlie ptodttdta m tit myprtiettOrhotus: I tab frolics tkat the <br />goads tlinaa toaaufadued for my specific house probably wilt rat fit any athtr hausas, std uttdu such t:ondititms~i toes fiu[tiNUwt caeoel tkie Qaoeap R ~Y liaa <br />slur t!u period oftrtrse given ro me, by law, in which tocancel. Aftertlnt toga! period of time, l know tMt I have die obligation m pat you in lisp die aimvruaaaad: <br />OBLIGATIONS PERTAINING TO !NY REAL ESTATE: i . 1 promise to keep my house N good rEpali and m tap it immed focal least L056 of its uplacrpnsnWe <br />6Y diyiag:a fie std taaended coverage insurance policy. The iMtRanCe company must be approved by Yat,'aM tdo p4iicy muu hevee tbeamficirY clrrswhkh aa~sthat <br />you arc m be paid if Urere is a loss. 7Tte insurance company moat agra that it soil not cancel my policy without final letting you.) rttlarite the inateare oo~~ m pry <br />yea directly fa any lets. You can choose to use thiatmurana payartem toeitlrerrepay any amounts 1 owe you artorepair my 6'oNie. 2. l oho pralue Mwtl w71 tbtitQtiw <br />anyone else to pike any Iieas am my real cerise widrwn your wraun permission. 3. 1 promise m~pay all ursea, asseeetrceta ao¢ alher m ley teal eMaN wire due: <br />4.1 promise ro tiauly make di payments on my loans secured by my real estau. I alw promise Ihu I will notearimd tenet orcfi~e pasolloans vithuu yaai wrida <br />pemttssion. S. If 1 do rid itssum my horse a fu~U my other obligatims to my real eatau, t[un-}rouran tb"it farmt:.if Ypuwrmt (brit}rordaaoFh~vem}.d1;.yordopgY ant <br />of ibex obiigationa fa toe. f agree ro pay you back on derrrrd pins interest u the highest lawful rnntract tau of intuest. I:nbl1 pay yal bkk, ihpeuodinb~i116laddsd . - <br />ro my deM to ytw which is secured by my real estate and house. 1 know drt rf you decide ro buy insurance fa me dru"yon do ootbavemebuin ant Itataeoxvtiity erliability <br />iesruaece. - <br />SALEOF!MY HOUSE: I pmtnuenano~ell, lease a gnK my house w anyom until 1 have fully repaid my debt ro you. IItGQRDER'$.t~AEA1C;'tR,B11tIRy't111: ~ - <br />DEFAL7.T: I wdl be m defsutt tmderihis conean if: IVMIII'IVi'I11ItaB Ol'lt11MIBlt/- <br />1. Idodt makeapayment when due:ax ~ - - <br />-. i'breakuiyQttamixtrnadsmyswirithiscontract:a Nti~t)tt~fgll~falll>r~ <br />?. SoreNhing else happame which causes you to beiteve m good faith that t do tort mterd ro pay you as promised: or <br />4 1 defadton any oNigatioda.fix w6rch 1 am using my home as ~vilaterol; or - <br />5. Sairthing happrms to my hoax which ihtewens yow rights, if any. inn. <br />IF i A_M tN DEFAULT: t uridvatard that you have the right to foreclose due Mutgags 1 have given to and have my hoax sold m repry any amanita ("tlw6'YW d I - <br />am in tkfauh tinder this contract. Before my hoax is rokl. Yew wilt do everythjtg this ilr uw requ'up. It yY~rw hire an attorney m aasiY you to xlt mYy hoiila,-Eab wtsrm, <br />a. m ptouct yewr.nghte, l agme m pay yon for your trasraabk attortrYS' feliiapd far other rclaud eapetises atsch as cwn.twsla, tick tearchea~o4-maaay YtnlwlptttttiNl. <br />topruteut my house. dysws are dbwad-mcoiiq;l sasdt anawnts by law. ~ , <br />OTHER RICfITS: Wr coo choose oat to enforce any vi the rtghts under thrs wntrkt a, ofun as we wain without losing them, Or, we caedeky enforciegaayaf dla tighlR i <br />witMW bsmg.them. Wt can oleo six any rights tenor a to the future grvrn to us by Iaw. , <br />DFd.AYS: !know thw you wiU six your best efforts w ,a•nll dre psoducu I am pnn:hastag on myy hswsn, but 1 also tsetleraraed this in some situaatrm you a{lptliaY['> <br />delays that arc causal by strtkd, wratber conditions, days you have in aabtaining stntenab. cu to other reasons that arc beyorut yoer corarol. I urakntaad~ yet wig'-. <br />ecalm habk fa such delays. <br />ARBITRATION: if 1 have a dstptae a clasm wtN you core~emmg the yuandt}r, quality or perfatuatwe of the products. 1 utderataral this my disptu troy be sttblydMsd p <br />and settled kcontin4 w the meliauoo•arbitranon program that rtuv have developed m my community. I also know this any decision made by an ubitraarta) would fYt tuc <br />tend is flu court RavmgauasdicYionmecme and you, <br />SALVAGE VALt~: l krow dru the windows, woodwork, and oNu rtruriala that Gave w be mrwved by you for Nia insullatian have (IQ salvage vdtr. Wlteri Yea ta, <br />move tbrm, y'ot+eaolrve themfar whauva purpose you warn. <br />SPEC Sr1itAT~~`_~i _ - arqucnssst ~K of the products Nat you sell y tmdarahod that in special ai[tutiom this Your Regional Office may lava m rcvktY- <br />uai ac • Nis ccxrtralt. that Ut cecvrrcd m m tams and that ou wd I ma} not have had all the career rnfonnuton intPCrittet b this MatsaaLYiou <br />at our fingstxips; l givro you my cotisem rocsxrect any obvious errors that may have ssxurttd when tht blanks m this contract wertcompkted, <br />lNV ALiD PROP"1SIONS: tf any quvvion of Nts cunua.t vxtaua the taw and is unutfacnabla, the rest of ihs sontraei wiB be vdiQ, If any qlt of this cnnRac[ rtaluirp <br />paymem of mgreinwaatthmfhe law permits. then you wiB oNy have the right towikct from rite the smarm of inleteW which dr Iaw allows you mcolkM. <br />COMM.4TE:HFSSOFTIp5l'O1V"1'RACT: This conuact can only beehamged if htN you and bngtae~tawriting. <br />The following raatsx brisrstu-my uunopn the rights tint t tusve svan whsa Nia amtran is soM11e a iimutciai matimtioo or a bank, and 1 should [slice [his the impoi. <br />taace <d'thas provisita is stteasd v its appeacatece m ten pour[, Maid face type. <br />NOTICE 88 ~~881 <br />TMs uadk contracts fklartcaa a purchaaa, Ail Npal -IYhq wlNch tM 8uyar hBa aaRNlal the $tMIM~. <br />out o! tltia tnn~Gofl, IncNfdiflp ail cINmB and datNlBa, an also vWdm~ any- hotd~r of qIN <br />urhdBr COf1UaC1. money from the, haldar under this prOVhion tB II to Nla amount paid btr the bulNr <br />A claim b a laoally valid raaaon for wing •tM Sa1Nr, A dafarlaa IB a MWily valid raaaon for oat paylnp <br />tits SaiNr. A holder is anyone tryin0 to tool~et; for 1M ,purcha~. <br />QISUaANCECANCEiLATtON: if I }rot rrNuesud ururatsce is dusyutchax, l slay cartcti~pch request for insurance fa any reason within fiftan (15) days tram the <br />dais of this 4omgct by tKWfytag you a the holder of [pis contractln- t taiow that the caoc3luion of my covepgt wiB be artanged with the insurance eturterfs}and <br />a full rofntd of my prctmumla} tagedrv with applicable fioarsce cliargr credited m this etai¢ai;t. <br />PLEASE NOTE: If I have ttcegqtl~sxu+d irattrancx m this {p~tucbaae, I wUl receive within thirty t30} days a certificate of insurance more fully desctipm~ rho insuraha cov=erage. <br />i kaiser ttwt if thu5is,ae~+ cya~dLCt ih lire rnvvsge a die language of the ctt(ifrcats of insurance and the tollowtng yaoce of Prvlwsetf Insurance that 1 am covered only m <br />the e'in~4sq~tr_„1oBOwinr tiglice of Proposed [rssutapce_ 1 also know that t have iriauratx:e coverage only if I have ban charged fora. <br />,, . NOTICE OF PROPOSED INSURANCE <br />L <br />! rata nptir:e tlia[eitlia~ Csedu Life a Credit Accdem and Health ltuurarux, nr hods, wit! tic applicable to this Saks Contract an the revcrseaide only if I have chuaca <br />it tspaipnitig the ar+gctnt fa askh iassurancc This intnrilnCt will ontY tovtrdrs piraart sr ~ the rtyyest u the cost fa eaeQ iyyppes of insurance ahriwp. Sub~stto <br />by the tesrawkt company, the imtaance wdt it aflcctivc as of roday and twill tamitnse fa the tatu~bar of tomtits arts tlr4 ctfdilve dldl gjual~Y t7ic~~pf <br />mrnukly p.ymeee. t understaed that this particular irisnfante may fat pmvidRtovutage for my fast few payments, sod that during Ou[ pttiad of time f wilt riot tiitve any <br />j>hsrarcr cm~cr~e Afl benefits an/ cab ~ die tnsurarSce w~ be pwd~ a err [o a Rtwnetal iastitutrgn or a hunk if it p,rchases drc Salts CoittracY to 16e axY',Dnt oP Ets <br />1tllaresrA and anv fwlance will he pavaDk to mt. Tht foists! aititwnt ofCtedit C.ds insurance is the amount tdrcd to reps iht Total taC PBy~~xnta; thsrtafkr, the 14saratsct <br />deasases h}" tk arnwnc of caA rrx+nNly paynrnt oa a sehedttkd 30 day trams. If 1 am ''oinSty abligntsd own tht Skies Canuact wiN a Cn~Buym'; and we lave ho~th sigrkd <br />die requeu for Crtdit I~fe Wutanc ,death t,enefzts serif tit pa able only with a the fast sere ofns mdie. Subject ro esclusions, elimination.[ a oral ptitiod s4tCd <br />m the mlurartce {ulicy <x tort cart, Cmtit ,tcc,daat and H tnvaance is f~lretiefit amount of 1730th of each monN's paytncnt faesch day that (amtafaBydistabled <br />due b tin injtrry a sickness while t owe any payment m yea; however, I ntsdera[and Nat t bane m be venud frrnn waking due to stab total dfaahitfryfor mmro lira fxattr- <br />urn ; I i} c(Mett'uti,c ~•s be(Ore the ituannct~ benefit u paSd.6rtctt W the f#rat day oP mX turn! disability, l alp komr tlW I taeool oMafi why WxY'WCe nYiw ,yoYa i-f <br />ar•arwdyrnattgsla~ rdlalrtlrwtMtttsskiarr~astaessvsatga.plrorfielSanletqytaRiitrtiaeutalustmamaisstoftuveraRawlttcliwlRipfPy'(waaaaa <br />caps, s!a rtattte tta•twr ~ we yw [tire to the maaeimwn atakslt~of+e sttttad 4n tbs ioanrasice paNcy I lessor ihuany nnpaid atslcWnt in esetas nfttu fnauranas <br />cnvaagt eiB wid pave to he pad- If tl+e ~.ks Carww't to ~rreptgd in lid! prior m the Iaat payvitm date. any untamed inluran€s psemitnns will6t rafttndcd to ms in the inaa- <br />atr prsxntsed by law. W ithm tltvey f>Ol days ,I s, t tecesve Use ceA.Uitax ot?mntarstt moan fully deacn'bing my insurance cocerags. If die tnsuranee is inn r~epted by <br />BU1Ct1; h aesttwr. WatprFbllMr4 n wirxrwt3tsreGstxwe-W Uda ode givttttty unto she t}iiauutal aisittuHtm or bade in ads[ tilt let a bay [bit contract. <br />tiELl.EII'ti WAIMAi1T1E8 AND A~KT OF 1lIdTAIt.ME[~N-T,, j,Si~~AL~Eli~CONTNACT AN'D~M~~011TGAGB <br />l'Ult tiAl.i LiUI'YIYfD 4iitr hrrer,y sells, a«slln ",n~.cgs uaesfcra and k kr .EE'LdL'i{yl,,,_,~,,nj.l~~~,oi~e-iyy,~.i1-_._. ~ 7 t.'..-=_'^~ , <br />(AaugrraK) ati sX rte rim. r'i+te and ioarrxst in arvl ba the Imtalina:m 5aka f"cvw.; t r f yartg;y,e YrtSre with aB :iearx sxuufnp in *Urr Ets paymtns and shl pmpr~sy <br />eacattatlsered hrrri+~ fis+i;nit is hrrMrv avMtttµtril as hfaYgag[c agkt the Af<mgagc pn -.i,~n+ t thr :wract ~c[ttr waexanGae -ti ssnd eefiessnnu-. t'11 tt Fees ttxelgtxt to maA~ <br />~iib aurpmevi, r..) ,tit arlleH.,eatx arrt fiaa e n this r;xnraca and in drr Bu rr~ a .rate. 4' err : rc alp .;r t ~srra+c;t,'s? This cM:katY anree f~nn 0te txwe fsde sofa <br />~d tit ~.x$ubi >rr r;rf dt,sfiMsf titre^' J)ItK :a.h M txis!neni rY :n !hs n. a, r",• Tx}.- Pk$ -.u*sr slj'ea,9 cl~su~il-En gtx~nsIWssed di <br />sE. ell .rt ,MYiru tt M Seller v, Hs..w. r r: l s? hors: s legs ly ext.otrt rp 4+ ., ~r>wr 6: I+its air. . _ ._ nrx, 4 , ~u~ t*r sot:gip-? ie m9x <4a-sir ~rC=roe, dtmsni M~ ngh~ <br /><i'.dlset : ") llx ekn; ikon c Mt ~-<nnr i w1 the unin.6Yylag eats upsuaym g,.urg r+x me.+etn d ntu 1. > ~~-r 3! rzr tatx law, m+~ ~e.:w:k or ecgu!staur raaw <br />M efkct ! It fn tilt evw Mat th.•. rMbw.'r r xM. ravk+tviar N:et lraagetletn !. a,ihrrsi ., . n M r :•.~,t tirr~tfutioe to ihrt #Yg e«r -w"n +e«ee~«ie~ m : aerr,^1ia <br />spr•.aa ta.";..t~a,~# ~ sine tEec , K „-;r ~ t ras ears„ s,e rrs<e.,r mK .r.M,: 1C{MIRAGI~1'i3~ ~1' SftlE# MffllElYt~ ~t"C111t3~, <br />t'N TF.f±)';r ML#+r! i+ri?:~i~aCN', Mr ~ ~n a~...t.~.. „,.r r~ a ~.[ta€ srat t~ ..runr~i ~-:,~v. ,:s h,~:.~..,, .*sc is ~t s, ~.,~.:~ <br />