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84~-."~_ 0018 ~~ 6 (E) Legati LLniration on Rate. If the fined rate to be quoted on any Payment Change Date e:meeds the o®dmao charges or rate almwed try applicable lav, Chen conversion will not be allowed for flat Payment Change Date. the note holder may offer a loner rate or clanger than required or permitted by this section in order m caeply with sudr legal limltatLorra, but is nit required m do so. (F) Prepapmta:. If, after caneraion, I :mks any pcepaymerrt under sect Lon 8, it will he governed by section 8 e~ooept trot the amaaK of my ninthly payments wlll cot be dargad. (G) Provisions Not Applicable after Canversfon. After camvezsion of thts loan, sections 2 (eu:ept for the first [rro aenteaaes), 3, 4 (aa:ept for (A)), 5, 7, and the last two sentences ~ section 8 shall not apply. 7. NOTICE OP CHANGES the Note Holder will mail or deliver to me a rotice of arty cliargea in the Full Maaehly Amaot aM my msnthly Payments at ]east 30 days before the effective date of arty ~. Itre ootioe will include information regcdred by law to be given me and also the title anal teleptnm-saber of a person vAro will answer any question I ray have regattding [he entice." B. CHARGES; LIENS Uniform CotRrant 4 of the Seorcity Iaetrtnaart is anended to Head as foLlgwr: 4. Ctatgea; ISens. Borrta+er shall pay all [saes, aaaeaasenfa, sad atlarr ~: fins . !~' ioQositias attzi4rtable m the Property whilst mry attain a prLority doer this SagaYtg Irata>•at;. acct leasrhold payments err graard recta, if ate, in the monist providd under pwr~arph 2 imoE otr. if nit paid in such adder, by Borrower maktn6 payaett, wlan due, diteetly m the pigre ,tlASaoE.. Bortcarr shall proaptly fumiah m Leader all nnatices of aamafts due wader this patagiaph~.aod !a-tbs. eveir Barterer skill ®ire payment directly, Bortvdr stall ptmptly furnish m I.eod~r troeipt:r evidmci:rg ands payaarts. Bocraeer shall pea~tly diedat8e any Lien wtdch berm prJ~ity Dart: this Sen,rity In•ttzaKa:; provided, trot Hoe:arer sha11 nit 6e req~red m disddt8e my etrh ltm so iaab m Borraaer: (a) shall agree in writicg m the payaeat of the obli~tion eearred by eudn lien is a tamer acceptable m Lender, (b) stall in good faith cartes[ sudt lien by, or defend a~iidt encforoesat of such lien in, legal praeeedirga whirl: in the opinion of Lender rate to prevetrt the enforaeaent of the lien or forfeiture of the Property or any part thereof; cr (e) stroll eaaa~e fry rte holder of such ~1en an agt~nt in a form satisfacmry to Lender subordinating such lien m this Security LnaCr1~K. If Lender detrrmi~ that all oc say part of tta Prt:petcy is subject m a lien widrlt agr attana- a priority over this Sacnulty Intrummt, Lender stall eamd Borrares atlas ideKlfylrR encb. liha Bortarec shall satisfy such Lien or take ore ar are of the actiarr set forth oboes nrltida tea dqb of rte giving of notice. C. NOTICE Uniform CaueracY l6 of the Sa-urity Lnsirrsent is mecded m read as folmwa: 1L. No[ice. EACept for any notice required under applicable lar m bs given in aooflter mdsdr, (a) say mcice m Borrower provided Eor in this Security Inettvaeat stall be givetr by deliverLg it or bg railing it by first class nail addressed co Borrower at the Property Address or at sudn otter addters as Borrower may designate by nxme m Larder as provided herein, and (b) say notice m lendss shall. ?E given by first class mail m tender"s address stated tarein or m audn other address m I.entar syn. desig<ate by entice m Borrwer as prvtridad trxeLn. Arty notice provided far in the Sepacity Imtnaadrt stall he dae.ed to have lean gluten m Botrawer err Lender whoa gives is fire acmes designated herein. )• UNIFORM DEED OF TRUST; GOVERNING LAW; SEVERABILITY Unifoa Cavernsat 15 of cis Secaa~Lty tratrusent is amended m read ere follows: 15. tkrifar, Deed of Trust; Governing Lan; SevetatrUity. This farm of Sawrlty Itatnaant caebdnma Wfota cwendrcs use sad nanacifora covendKa with limted variations by ,j~isdictioa m n:aastit-tte a ranifaca aecacrity insttv~nt ccnericg real property. 'Reis Security l:ratnaent stall 6e govetrfsd try federal lav and law of the jcaYsdiction in tifnich the Property is masted. In the event trot arty prwisioa or clause of the Seauity Instnaent or the Note conflicts with applicable lav, such conflict stall nit affect other ptwiaions of this Seaaity ITatrtaent or the Note which can 6e given effect vittratu the conflicting provision, sad to this aid the provisions of this Security Ieatttaent acct the Note are declared co 6e severable. E. TtiANSFER G£ 43t P[11PF2s1Y; tR A H2II~'LC'.AL LYIFRFSr Ly H:REUYER. Uniform Cavenat t7 of ttre Security Icsttl~nt is amended to read as folmwa: I7. Itacsfer of the Property oc a Beneficial Intetest in Borraer. If ail or any part of the Property ar an ln[errst ttrecein is sold or transferred {or if a beneficial merest in Botrwei is sold or transferred and Borrower is act a nanaal person) wittnut Lender`s prior written consent, tender say, at lender's optLw, declare alt rte was securai by this Security Ssatnaent to be iseedLtely due acct payable. However, thLs option shall. not 6e e:arci~ ray tender L exercise is not anttotized by Federal Lat. If larder eserciaea such optics to actelecate, tertian stall sail Borza+er notice of acceleration in aocatdanoe with paragraph l5 hereof. Such notice shall provide a period of not lass [tan 30 clays Erna rte date rte cntlce is mailed within which Borreaeer say pay the suss declared due. If Borrower fail W pay etch eras prior to tine expiration of each period, tender may, without further notice. or dead oa Borrower, invcake airy reaNdies pezmtitaad by paragraph l8 hereof, Nopritimtandiag asale or transfer, Borrower will caxticam to iae oClityated waist the Nate acct this Saturity taatttaezx eal.a8a L,cazder has released Borrower in writicg. TNL'-i~14 Egli i!'agE, _'1 Rem _.~8~, ,4~A. .~}