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<br />ADJUSTABLE RATE RIDER <br />TTJIS ADJUSTABLE RAZE RIDER is made thlt t' Rd day of Apr i 1 14..$¢. <br />attd u iaeorlriraPod ialo cad dWl be deemed to amatd artd sapplcl~t the Mortp/e, Decd of TYtrat, of Dead to Breese Lleht pha " <br />learareatt") of thrsatee cane aicea ter the andasyasd tMe "BOrrovrcr'7 to aectYre Btrrower's AdJustahia Rae Note to MINI -' <br />lTAYIII~B i LOBN AND!'BAT)ON Olf A11ANp gt.Alq. NH>>IRiRR (the"•teedeY''•)oitheaaeacdYt(fhtf"t~al~yy'' <br />and tbveriag the property dtawihed in the Stttwity lrtstrumcrn a[td looted ar. <br />RR ~ I , i3ox ZC~7A, Cairo, Nebraska 68824 <br />(Property Atitkae) <br />71e Na4 reaMlae pweMMaa ttiawhq tar ehaga Y Ur lateral rfM. If the HIwaM n4 <br />ireeeaea, the Baerawera aaaehly psayaeab tea ire ftlMw. It the Ialwart care tbnaaea. the <br />Batrawar't aaaAb psayaeala wr M lowest. <br />ADDITIONAL COVENANTS. la addition to the covenant and apeemmts trade in the Seettrity lnsavmatt, Bar[ower a1d C.aedtf <br />tttrther oovesta[tt cad epee u follows: <br />A. INT~7' RATE AND MONTHLY PAYMENT CHANGES <br />The Note provide[ for an initial intares[ tau of _ ~~ ~ ah. Section a of the Nae provirla fm t:haoyaa in the inte+mt rtue'tmd the - <br />momhly paymen[s, as folbws: <br />t, /lY7ERESTRA7EAhDMOhTHL7'PA7'MEh?C'1fANGES <br />iA) ~ Daa <br />Thr interest tau I wsII pay tray chttnp on Ue i ` ~ day of June , 19,82_.. atl <br />on [fat day of the rttonU evuy _ ~ ` months thereafter. Each date on which mY interest rate could chaetae k called a "Choy! Dgt"' <br />fB1 Tt! lade <br />Btyirwry wnh the firn C harye t>atr, my interest rate will be based on an "indu." TM Index is the weekly average yield on United 81Wt <br />Treatwry sastntka adtusttsd to a ozsrntant tnattrnty of . _~__`_`-__._._._ f~'+, ax made available by the Federal Rtbave Board. The t90et <br />scoter Index fytrre avstilabk as of a5 daYS before each Chance Date is called the "Clsrrent Irtdat." <br />If the Indent a no torsger avatiabk. the Note Holder wsll choose • new index which is based upon com{sirabk inftsYnatian. The Note Nobler <br />WIII Elve Ille nalitx of tLt lhQiiY- <br />tC) CalralaYaad(:hagM <br />Retort uc4 Cbanp Date. [he Nae Hoklo wilt calculate my oew inters rate by addirtg _t all ~ n d trn~- rtes ~ f ~;pajMa <br />(,____ 2 `_' «_ 4) to the Current Irtdu, astd rouoduy to the natrest t /9ps_ TYtc attm will be my new interest rate. The mittimttm inteeeat role <br />on this lean wsU ire rto less than _.._~"~ _?_.__.._.~.'4. The rnaximum insuest rate an this loan will bt no more than _ .,.L4~1 ~. <br />The Nate Hobo will that daermine the amount of the mtxrU)Y paystsrnt that would lx sufficient to repay itt fall the Prinripl I am <br />exPated to awe an the Clsange Ihtc in substuttia)ly tastal paYrttrnts by tha maturity dau a[ my stew interest rats. 7'he result of thin calt[tlati0q <br />will be the stew atttotme of my ['not+thlY DaYrnenl. <br />fDl FJtaeWeDanetC7saawa <br />My ssew inte[eu rate will 4ecotttc effec[ive an each Change i7a[r. #wiif pay the amaunt of mY [tow trronthiy payment beginnity oo the firq <br />srtoathly paytomt date afro the Chaoie Date anal thr arnount al my mamhiy paymrnt changes again. <br />()F4 NatgetatChaapa <br />7 he Note Holder wiif strut ar deltvu to me a starter befare rash Chattgc Due. ']'tx notitx writ advise me af: <br />ti) the raw intusmi rate on my lawn as of the C'hutge i)ate; <br />{$) the amoune of my monthly Dayvteut fdiawtng the Change flare: <br />(iii) any att[ihiwal nattus which the Nat Holds is requital to disdoae; and <br />(iv) the tick atsd telephone ntsmlMer of a perwn who will amwu any gitestitm 1 mat have regarding [he nocia. <br />~. CHAIIGt:&: LiF:NS <br />Unifarm Cavmatrt • of the SaYUnty trtstrttment is arnendtvt to read as fotMws: <br />1. CtrarBeK 13nt. Btvrt»rr shaA pay all taxes, asstamtents, amf othu cfwgcs, fates and tmpastnons attnbutabk w the PropectY which rosy <br />,.iltam a priority mu this Secttrt[y lastrssmrnt, and {easehold paytrtrnts of gxotuu! ants, tf any, in the mattnu Dravidal user paragraph 2 hereof <br />-'dr, if slat plod in such rttaaier, by Borrower making payment, wbert due, dtrectiy to the payee thucof. Barrowu shall promptly furnish to <br />Itnder a!i ttoricct of amounu dste umhr thu paragraph, and m the cvrnt Barrowcr shall ma4c paYmrnt diratly, i~orrower shall promply <br />Guniah w lrotla receipts rvtdrnctttg such PaY~ES- Borrower shat! pratnptlY discharge any fiat which has prtssrity over tltia Security <br />lastrumadt; horeva, Bturower shall trot be requtrod to discharge ant stn-h itrn su kung as Borrower: #a) shall agra in writing to the payatant of <br />thl abligaligje teGtred by stss$ list in a rstatrna actxptabk to Leads; #b) shall in good faith comes[ such lien by, or defers against rntgtcematt <br />of ayth.lid9 hi, ~l prrfceediaiga which in the apioian of Lendu operate to prevent the rntwcrsttrnt of the lien or forftattue of theProperty or <br />f4y part dteteof: or fc) alnll secrtre from the hrtJda of stteh Lira as agreement in a form sazistactary to Lcstdu sulsardirsating such lien to Uia <br />$alWt##' Ilaalttlieast.. <br />ff t.ep~r~,~ 9pa[miRee thrt aG or nay part at thr Property is subtrxt to a lint which may attain a pnonzy over this SecvritY (zuurttrrten4 Lezakr <br />ifgLLght Bartawcr A rtotlGC rdemlfymg attcb Ikn. Butrowu Shill aatlsfy SUIh hrn ai tales ane of mart of ihC aiYlatlJ set Earth abA1'e within ten <br />days of tAe glvieg of the n[xicY. <br />C. N <br />Uetifam Covtmant H of the Securisy lastrusrtent is amended w read as folfaws: <br />N, NMae. Fsacept fat aaytmsica regt[ircd tttda appfiealtk law ra be givut sn aautfxr manner, fa) nay notx'e to Burxawrr pravttted far m this <br />5acurhy tWtrtyryteatt s1saU tK given fry dtd)vtrity it ur by tnaituy it by lust xtaes nsat) to Boxrowu as she ProprrtY rWdrtss ur at ssx~lt uthu address, <br />as Bwrawer tsaEy desgtsttu by haticc to Lender as praridatf hrttein, attd tb) any Hauer to t endrr shaft tx given by first .lass troll to I,rrtder's <br />addtesa satded fwteia er ea stxtt other addreas a Lendrr sMY designate by troller tv Barrowty as provsdrd tsuetn. ?lay n nscY Drovsdod far to this <br />.``ieexrt{y latarumeat shell tit destined to hive been givrn to Bprrowct err lrrsdrK wfXxt gxvr#: ;n the tnaaarn d~stata,t nccr€sn <br />