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<br />~~ 001637 ADDITIONAL TERMS ~
<br />PREPAYMF,NT AND ACCRUAL OF THE FINANCE CHARGB: Even though 1 do rat have to ppav more than the regular scheduled monthly payment. 1 have the
<br />right m spay the whole arntnmt owing to yyotltut in fall N ar m part from tlrrtc to time. tf the letditig instiwtion nr bank the buys my convect comptges the finance
<br />~harge daily, 1 know my finance charge wiil6ekaalf [ rtlgt{gntarly:payJlleht, and it will be higher if I pay late; I also recognize that anyy necessary ad~}'usmtent a my atal
<br />finencro charge will be teflectd in my final b01: l a{so know that the amoifnfxkhown on the reverse side for the Finance Charge, Total of Paymems, and the Total Sale Price
<br />arc esfirnates based on the usumplion that you roil rece}ve each of the Payments exactly on its due date: and 1 know that there will 6e ra refund if I because there
<br />is rltghing to rcfud if 1 am charged on a daily basis. If the lerdinginsawtian or bank does aol compute the finance charge daily, ad if 1 prepay the whole amount, you
<br />will refund to me thevtteutted ptxtion of the finance chugs f interest) by the sccwat}ng procedure known as the actuarial method; ad the atrtount of my reWk wiR be
<br />figured on the scheduled dates ad amounts of my monthly payment and rat on the sews! dates and amounts of the prepayments that I pay to you. I know that a refund
<br />less [bans 1.00 will.not be [Wade.
<br />BAPORTANT N017CE ABOUT WARRANTS:
<br />{a w~ tr SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />AND FITNESS FOR A PARTICULAR PURPOSE ON ALL ti00DS AND SERVICES UNLESS SELLER- FUR-
<br />LENI pl ~ RS OWN BEHALF (YII~l1, IF YADENACC~WIPANIES THIS GONTRACT).E COMTRACT MADE 8Y SEL-
<br />(b)1have read. in detail. the separate ' `LIMITED W ARRANTY" which arxompanies mis contract. It explains the caditiorts and cincurnatancea in whkh the saat•
<br />gfaetvM products rviU be tepaired.orrep~laced. f faire notice of the limitations on me warranty, and t pavicularly rcrngnitt tlru any implied warntlty which ytpiiea m the
<br />got>d; lasts ooty as tong as the wavanry nr servim contract.
<br />SPF,CfAL-ORDER (i00tiSt 1 ktaw that you have mnasttred my house and its o logs so that you cut make the products w fit my patticularhouse.. I take ntxicE tfuttlre
<br />goods that ors maodfactuted for my spscific house pmbat+ly will not 6t anp arbor .and under such conditions, i know that I cwtot canal this contract u.gy-fhpe
<br />aflathe periadof time given ta roe. by law, in which a cancel. After mu legal period of time. i know that i have the obligation m pay you in full the amount owed.
<br />ORLIGAT[ONS PEATALNING TO MY REAL ESTATE: } 1 promix m keep~my bauee in good repair and ta keep it insured fro u last 80% of its rcphtament:velue
<br />by buying a fire ad extadd covrnge iasluaece policy. The iraurartce cumpaay~ must 6e approved by you, zed tht policy must !yeas beneficiary clause which says:that
<br />ytw arc to be pad if them is a lose The insurutce company must agree that it will na cancel my policy without fvst truing you. I authoritt the tnsutance y pay
<br />you directly for any loss. 1"ou can cM,ts,e to use mix tnaurartce payment to other repay any amounts I owe you ttr w repair my house. 2. I also promise tbst#. brio[
<br />an one rise w pkrce airy }tens on my real estate wilhoni your wntren permtsston. a, I promise m pay ah taxes, assesuaats ad other charges~on mY ral sWltrwhgn dun,
<br />3. 1 promise w timely make ati payroenrs an my pponor loans secured by my real estate. I also pron~~u that 1 will na extend, renew or clurtgr prior loans wil6birt yotrrwtigen
<br />pemasaian. 5. If I du not insure my house or fulfill my other obligations w my real estte, then you coo do ik for me if you roam (bin yew do tart have m): If you.'do pay any
<br />of thew obligat}ana for rru, 1 agree to pay you back en demand plus :akrest at the highest lawful contract na of interest. Until I pay you 6xk, these amouotaiwttl bt added
<br />m my debt w yew which is seeumd by my rod estue and house } ktww mat of y<w decide w buy insurance for me mu you do ttm have to obtain anyhtstrteovrher orGabtGty
<br />insurance.
<br />SALE OFMYHOUSE: I pruause rla w se}1, base or >J sx my }roux eo anyone zero[! 1 have fully rnpatd my ttebt ta you.
<br />DBFAU-LT: i wiH 6e m default uttdrrmis comract tf
<br />t }don't maitr a paymem when due, or
<br />? 1 break any prmnne 1 made w You to rota contract, ar
<br />? Sarrre[fareg r}sr happem whch causes you to briteve m gaud faith that 1 da tat mtrnd to pay you as promised; or
<br />d } dr(ault an arty trbhgutons for which I am using my home as callauxal; ar
<br />5. SomMir[g happens to my house which thrcruens ytwr nghts. tf any, m u
<br />IF 1 AM IN DBFAUI.T: f utdentad mat you have the right to fomsbss rite Mwtgagc }have green to yew and Gave my house soW w repay any aetouuy t owe you if 1
<br />ant m tkfautt uotkr rods artttract. Fkfore mr cause u saW, yea w}il do rveryming mat the Iaw regmrcs. It you hire an uttmtey to assist you to soli m houa¢. w, w cue In,
<br />ur, w protect yyour nRht+- I agree a pay you tar your tcasanahk attorneys fees and far extter n}atrd expenses such xs court costs, title searches std ngney Yotr.ESpeatdptl
<br />apoatct my Irolae, tf you arc aibwedittai}kxr such errrounU by law.
<br />OTHER RIGHTS: We can choose tat ur cnfrxct any of the nghta Herder tMs cuntrart as often as we want without losing cheat, Or, we can de4y enfrttcitlgwyof die [ighb
<br />wtthaut }using Utrm. We can also oar any nghts crow or m tM futttre green w os by law ,
<br />DELAYS: I know thuyrou wdi use your hest rffons w tnstali the produce I am purchastag an rep house, but 1 also uoderstud the in some sttuttliona you COCntYNaf
<br />delays that are caused by sailtcs, washer wtdttions, delays you bees in tttraitdng tltateriak, m for [ghat reawns That are beyond yore control. 4 ulsdersyed ydt sn$:
<br />not Ee Gable for such drtagx. -
<br />ARR177LATN)Nr Ff f Gave a dispute a ctatm w=tin yaw concerning the quantity, quality or pufortnatre of the products. I uatk[stand-that my dispute [tray be stYMnigpdp
<br />std settled accordi~ a the ntediauon-tubitration program mu may have drve}opetl m my rmnmunity. 1 alas know that any derision lode by an arMtrawafs) wouldileeo-
<br />tend in the swim having tunsdletwn~ver the and vou.
<br />5ALY!kGE YALCFE: 1 know mu the wtrdowa, waadwork. and alter materials that have w be rcrmvd by yoo for this inatallatian Eros ~ ulvags value. Wheq y1Sarc-
<br />mavr [heat. youcan havethem{or whueveu purptae you roam. ..
<br />SlEL1AL SI'lif AT10!VS: Due to the Ittugtteness of saote of the prodgeu t t) uttdeltatutdtbY in spacial situation6 chat your RLgiW W Offiutrrty Ithve itt r4vlpyi'
<br />Ynd accept mis etmvact. t daze umfetstud mu mis sale occurred m ray b(rrtt>ph4~tw and # tdiy'~ot have had Idl the ctxmct tntrxmatwn itttportam a 11da tragaaGia~i
<br />at our fingertips, lgr`ve you my consent to ccarrst any abviaw errors the may have ttretrrrai when the b#anta is this convect werecaapkld.
<br />INVALID ROVLgIONS: If any provixmtt of this contract vwtatea the }aw and is Wlenfart:eltble, the mat of the contrlcl will tie valid. If any pan ttPlhis COnttuCt regailp
<br />pYtttem ofaarr inyrcN than tdelawpamits; tllm you ws11 only WveUsaighLwcalltx'r lean rrtadraartsouW of irtttveuwhirh tiselaw allows yaglaalka:
<br />Ck11Aii6'40F'/7#D1G'0911TRAw<;T:TDiscunvaet.oa~teotybeehaogud.ifhahYrasattl.l.yatlawtiliq., .:.
<br />The folbwiagnotia-ba}ttgsm my aflergiondlerigMs thta 1 beer rust when this cwttrarxia saki roe finanstiy tnstiwtion ur a bank, ad [should notice that Use impoti
<br />taaaofthispmvivstnisstressed66yisappeuaneeintsnpnim,~a/dfa~ety'Pe: ~,a ~_
<br />NOTICE `0016 3'7
<br />Thla Cf.dif eorNraet flnM#o.R a pwohw: AN;tpR1.r{Odb=wlNoh ills BYyN hM:aBMIIa! ilN SMMr~;
<br />out at thls,t#alaaetlon, Inetlldlfla all CI~IIIIa RIId datanaaar R[r-abo tfaNd any hoidM'ot 1hM
<br />w~•,a.r ~ "10'#`" NOfR eh. #~aa.r una.. #na po~flaa+ 1. umttu-!r .mount R.ra ay ch. t~~i.-
<br />A tXRNn Ia . MBMIy vaNd rwaon for wi#q tM SHIM: A=dNMtN Is . NSRNy tfNld nRaon -tor naR P~MY
<br />tAR S1!IIrN', A holder b anyofw tryhg to colbet for tM puroltaa..
<br />B'ISttRAhiC>f~ANCBLLAT#ON: If t [save!'alues?d itauronce m this purchase,! may caltcel such r's4??est for irtsurata:e Pot any reason witlon Gltety (IS) daysftom the
<br />Baer of IhkectatvacthY ratii~mgyou or the holtka of this cottaw.t to wripn . t ktaw that for cancellation of my cnvetege wAl be avenged with the inwtM.oe tatrtet(t) std
<br />^ fultretudof tqy prrmium(a) fagetherw•ithaPpticabbk ftrtutce chargrwilf~troiiitgl to f1Yis conCact, -
<br />!!.EASE NOTB: If I have teyuc tllautaAlCe to this Purchase, f will re.~cen~e wimin dtirty f 30) days a crottificate of inslvance Ware fully desgibt'ny Use insuraoee.tovettsge; .
<br />I kaaw that }f Them is any cool!' the coverage ar ttte waguage of the arnificaoo of insurun:e attd tktr fal}owing Ntxice of Proposer! fnsurancac that 1 am covered otily to
<br />theexiem staled in the following Nmtce of Proposed Inxurarae. f also ktaw that I have insurance cavuage only if I have been charged for it.
<br />NOTICE O~ PROPOSEq INSURANCE
<br />.ltakstsatia Usaksithet Cseditt.ife ar CtaiitAcudat ardkleehh.lgeuraga, ar boll!, w{U W appiisybk to Uaa Sakes Convect altltercv+aae-sideoldy iLlhava eltoaen
<br />ttft)t-atgtds!R-thntequar(setae!nimmanea.7lrisinauratwcwilloakreetrthrprmaats}gningtltr utheuostfarachrypeofinxurant~ehowa,5ubinetfoa~epm~
<br />by the msnnn: a ceanpay, the instuaY?re will be atfective ac of ~orlay std rod} aanawm trYy Cart nrmhair o? months rdlrr nc~ effeGSVS crazes equal to the w-btt oYf
<br />nioathly Irymran. 1 tmtkastaed tilt Otu pigu¢ulartinsurance trot ~ ltd ptarideuav~ far mT last few pgyrrtems, and that dttith,¢ that plrictd'of time I iri11 oat Mee arty
<br />tie aaverKe. Al! u 4a1 proEeed o(tha [motors w>~ bn~4ky6u ar en a firWtetal ihfNituliao a a laddt Gf 3t pumhastS-tMSalaa Contitatt.M ~ati}ent ofhs
<br />ntteeus and any .roil I+r pay r rrrc. Itte irons! atrtouai of Ltfic Lttsurarscr is the wrtatiilf'tequiredto repay the Toytuf tlMrcefyr. the ieaucartce
<br />dnmasrs t. the arnwnt of eah rn>+tthly pas nca .,n . s, halukd 3t} day Buis, If ! am tally' abGgated oa the Sates oturact with a Cp~at}d we have txM6 aigttesf
<br />1hr ~yucsChx Crrd'u Life frwtnm<, dam benefits wilt be payap~a on#} whitraspact m t~fitN aawofas adk. 3uhjact w ua~lttaforss, rtunirfatigas w welting-period awed
<br />mmo unurar..r ptiuy .x oertif'tca/e, Crrd~ t >\tYidrm and Hra(Ut lasw7Wt:e is, fatdtn bnncfn arauuot of 13(hh afcaalt monm's paymrm fortachdaytht} t am lata$X disabkit
<br />1Me m an itlj,rv rte uciaen whtlr 1 a,Yr any p.ymrm w yott, httweva, 4 atldecuaed that I Mveto bteinsvnoyd from wadtiag due-tnstrch total dthbility fa rrore Uten.{oisr-
<br />tart[ (; ai cnrtsawve deer before the ittsanrtu benefit rr tad hack m thefktst fag afro total ditaddtUy I aMe keew tlrt # etieaaae ehtYg air ittitltyseE p~Mf Ywff l
<br />tatYaa,t-i~i~1~Y rwitf~W~wtrlalr~ tlrlHefwla!aataceawaRaRe~adruilrtra~r:rrYYrsrggisntttlaawtrlgtarveraRsatllelYw~hslsR~rf~wulat
<br />~w1 maairlliltaasaustMtt€iwvttsgeaated.inthtinWrartcep~licy IknbwthMenyunpadamtwntmaxttrp!aaft&inaYratwe
<br />cPaaryrwiY still Vw aD d paid. li }hr Sake (, muKl tv infltliptiur a the 4u pagmentikMr: qtly uttarrtetiinaurwsc.pretaiutua wtlibe'tefltndidla[damtitsat~m
<br />[terpprree~saccribnttry!aw Wimlethvtyi!Otdays.twill[ecaivetlsacis~C}fjcplrafinsurancetiart~efnllydakerih~uagmy6tts~~~~h,~ssavutage.Ifthainwralls'sisratrcaptadhy
<br />Uts iwreeeoatcaav: { will ncetw arefttd t>! the ataaret:,>.~,iraa. t n.vr.,.,n
<br />Mt'A"k~'fhaauttwrtpu'/~cerWawtttrtntresvtati,emmt,.nak eivcobyuabthefiMtM.iN1.WRitpliiflraf-W~kincgdArforitarbtlythkCOilufCt,
<br />SELLlICS wARItANnES AND AtspEiNMtNT OF INSTAIL~SACCLEB A AND MORTGAQE
<br />Rik, v,SrrLI, ktJ(Y.1) Fri- 4.14r Newby srih_ act! ~tvr I f°"~' y,. - - ~ 1~~~ _-. _
<br />(Act ail of inn ~~+uu y trarufan rod del u. tU „-, _ _
<br />'V+w) t>~ luk abd +trheY m awl krIM feMa11~M Cale. t'ttetr.u anti Mongag (reds[ m i Rtasn e a m ur err .par ,~ and ihr n
<br />ractuptatrxd 4e,d~ At+igaat u}arrby .trpaotwed m \itmxaga order the 1.brtEagr {v '..etas t tht ~,inrr ! v. i,ct ..ana a ~f rr; r ~. i It Ras the regk(t~o~m~aftii~
<br />tMA fMyia'rt nt ~ AR aUlatrkntr and figure. ie tins .entree acid in r{er Huyct't statr»,en •n ulr_,a.:y tole n..., ~.-t 1'+. s : cr ar, a o>r :rout thK, horse [~da ss}c
<br />a ~ p'vxis and ,cokes dexrllsnl beret H1 Tile <wh •ktwnpavarnt strtwrt iii tht .esstsacl +as ss;naT<) pea M ti c.yrr ors' >: fat; of std k•w it ul!isrrrt wet {wt.'?ty: sit-
<br />cr ,x otyrc } b !;.her t tl 1rr-. i F hi,h R+[sn. t, ieydn ~ {eta of s~bnlxlkt }hj-floe sx rota, + nA rmf tl. tsN M uhp. i i >M e. n ,kfense .k+twt.t ve
<br />A dyset, i ?1 i'he raar:vriun uffitx.:satr-I and chi aakertyay attW tratytailM rtsm~ tuu L~wea, v+! Mitt ,w. l.,t !r`)nr law i rr nt7r rncj7l M+ ~ ".
<br />to srtMCe. ~hd Mavpa fk rocs cowrie ~.x kie nrdytrtaa .aka y+xwtGtn i. sabksv t„ a n~pr al mw ~ .;.R n ,v , anal'. e v, nY Nuvm, saeh rc ray r,r . a,.r:'t
<br />+stttparrtatria.yWasa.e..~utrir±r,.aarv,rri~,x.~.wft~~tnasM~raisett:s4airrtrschrtal fIMSC~MtYCTtSS~tIIYSEItIRM~1TN0Y1~fC01MSf.
<br />tV.Y'fa'i11}!vr:lwr+tt:kF.r», as.r Mrsltnn:d4s+~fYtMtre.v rry?trvrfglap~Y....l ,r,t x:. >u-Mh.;. ,.~rtea tw;..,w ve ,~, at t.-, -. ,. t!:~: _, _...._.__-~. __...
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