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I3. IRAN CHARGES It could be that the loan secumd by the 8eeurity Instrument iy subject to a law which sets maximum loan charges and that law is interpreted so that the interest orother loan charges collected or to be collected in connection with-the loan would eaceed permitted limits. If this is the case, then; (A} any such loan charge shall be rednoed by the amount necessary to reduce the charge to the permitted limit; and (B) any sums already collected slum Borrower which exceeded permitted limits wdl be refunded to Borrower. Lender may choose to make thfs refund by reducing the principal owed under the Note or by snaking a direct payment to Borrower. C. PRIDR LIENS If Lender determines that alt or any part of -the sums secured by this Security Instrument am subject to a Tien which has priority over this Security Instrument, Lender may send Borrower a notice identifying that lien. Borrower shall promptly act with regard to that Gen as provided in paragraph 4 of the Security Iustniment or shad promptly secure an agreement lit a form satisfactory to Lender subordinating-that Gee to this Security Instrument. Failure to provide evidence that Lender has first hen shall constitute. a default under the terms of this Note. D. TRANSFER RF THE PROPERTY If there is a transfer of the Property subject to Paragraph I7 of rho Security Instrument,. Lender may requin: (l) an increa.4e in the cuaenC Note interest rata, or t~) an increase in (or removal of)' the- limit on the amount of any one intorest rate change (if them is a limit), oz (3) a change in the Base 'J' .~ Index figure, or alt of these, as a condition of Lender's waiving the option to accelerate. provided in. pars- '- . graph l7. By signing this, Borrower agrees to aG of the shave: Z '~ E ; ~ ~" *~ ,~ O; ~ _~ M ~ ~ ~ ~ =~ ~~ ~ ~} ,,a : t. ns ~ o ~ -°.~, x t- ~ ~ •. a= ~ ~ :. ~' ~.-~`. 7 .. ---~ .. ~'.`.~..--- ~ ire. ~ '~ ~ Robert F. Smith .. ~~ `~}'~~ .t:~oic`e A. smith ~-Aor,aw~ i $~ :. I STATE 4F NBSRASK A, ... - ._._ _._......-.-.cta11...._ ..............................._...,.. ----. County ss: Qn this .----.....%fiY:~....._ .............. day of __-_,---.... ~?_,....._,_...-.., I~.-$~., before. me, the undersigned,. a Notary Public duty commissioned and qualified for said county, pereoeally came _..--_....._._..-~------°--.,_.._ llub~ct..~...,.".Fmixh_and,.atanzce-.~.,._.Srztxh«-.huscl~and._and_.~r3-f.~.......,.., ..._.,... .,.,.,. .............. to me known to be rho s'dentical peraonta} whose nametsl are subscribed is rho fomgomg instrumentanr~. acknawlodged the e:ecuti~onthezeot to be ....._thair <... ,_...,.._._« .,...4 votur~tary ant and deed.. _ vViTNESS my hand and notarial seal at OKs IS:te'tt~.,.~lt+b~3lfia- ---...... ~.,...•. in said county. ehe date:afores«id. r' o ~ ' hI Commission ex ' 4Y...,...--~.;e~r_~...._....t ........,......~. y €st~:~av•~x-+ ~ ~" Y.4 au~ .s tae! liawbYro~~ <)Vwnu®trlAttism~4w Aetim k:~ObYe bifr, t...~