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<br />D. UN[FORM SECURITY INSTRUMENT; GOVERNING LAW; SEVERABH,rI'Y <br />Uniform Covenant 1 S of the Security Instrument is amended to read as follows: <br />l5. lidtona 9ecaAty Inatmseat; Govixaias Law; 5evenhNiry. This form of Security Instrument combines uniform covenants for national <br />use and non-uniform covenants with limited variations by jurisdiction to rnnstituu a uniform security instrument covering «ai property. This <br />Setvsri[y Instrument shalt be gavstted by FMetai law and the taw of the jurisdiction in which [he Property is located. In the event that any <br />provislott or clause of this Security lnatrtiment or the Note conflicts with applicable law, such conflict shall not affix[ other provisions of this <br />Security Instrument or the Note which can be given effect withou[ die conflicting provision, and to this eM the provisions of flits Security <br />[nstrament sad the Note are declared to be severable, <br />E. TRANSFER OF THE PROPERTY OR A BENEFICIAL L'VTERE37IN BORROWER <br />Uniform Covenant f 7 of the Security [nswmrnt is amended to read as follows: <br />17. Ttattater of the Propsty a a Betsetkial Iauresi in Borr~wer,lf all or an [ of the Pro <br />Y Par petty or an interest therein is sold or uansfernd <br />(or if a 6steficial interest in Borrower h soW or transferred and Harrower is not a natural person) without Lender's prior written consent, <br />Lender may, at Lender's option, declare aft the sums secured by this Security tnstru[ttent to be immtudia[ely due and payable. However, this <br />option shat) not be exercised by Lender if exscise is not authorized by Federal taw. <br />if tinder exsoses such option to accelerate, L.tnds shag mail Borrower notice of aculsation in auordaou with paragraph t4 hereof, Such <br />no[iu shall provide a period of not less than 3D days from the date the notice is mailed within which Borrows may pay the stuns decared due. if <br />8onower fails w pay such sums post to flit expiration of such period, Lendtr may, without further no[iu or demand on Borrows, invoke any <br />remedies permitted by paragraph 38 hereof. <br />Notwithstanding asale ar tratisftr, Bottawer wit! cannnue to bt obligated ands flit Note and this Sewri[y Inurumem unless Leader has <br />released Bottower in writing. <br />F'. LOAN CHARGFS <br />If flit loan secured by the Security lnstrumrn[ is subttct to a taw which sets maximum loan charges, and that law is finally in[erprelal so Ihacthe <br />inisest at a[her loan charges co!lecYed or to tx collected in connection with the loan exceed permitted limits, than; (t) any auc6loan charge sha8 <br />he reduced by the amount necessary ro reduu the charge [a the psmitted limit; and (2) any sums already collected from Bo¢ows which <br />execeded permittert limits will be refunded to Borrower. Linder may choose to make this refund by redutang the printtipal owed under the t~tote <br />ar by tnakiag a dirtct payment to Harrower. # £ a refund rcduc~es prindpai, the reduction will be treattd as a paniel prtpayment under the Hole. <br />IN W7TN~ WHEREOF, Borrower box e+cecuted this Adjastabk Rate Rider. <br />!7 _ <br />~ec;m_ . part<s ~ BORROWER <br />e ..BORROWER <br />wV~...-~._ BORROWER (Slap <br />iSICN ORtGtNAL ONLY) <br /> c~ C ., rn <br /> <br /> <br />'y <br />T~ <br />1 ~~ - <br />~' I g N <br /> <br />` <br />j~ <br />1 O <br />f <br />r4 -v o <br />,~ <br /> ~' '~ d .,~ <br /> <br /> _ - ~. N <br />