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<br />a <br />~~ 001.,OG ADDRIfiNAL'TERMS "'~ - <br />PREPAYME:YP ArvD ACCRUAL OF THE FINANCE CHARGE: Even thwgh I iIo not have to pay more than the regu}ar scheduled trwttttdy peytnent, f have the <br />right m pprepay ffic whale attwunt owing to you in full at nnc tittle or in Dart from titre to time. If the tending instimnon or bank that buys my contractcomputes the finance <br />charge tiai}}•, f know my finance charge will !x less if I make an early pavtrnrt, and it wiH Ae higher if I pay late: ! also recognize that an necessary a1'usttneni to my teal <br />trance charge wtH be rcflceud in my fittat bill; i alas knawtAs[the amounts shown pn the averse side tar the Finance Ghargq Total of Payments, an~tlx Total Sale Nice <br />are estimates board an the assumption that you wilt mcerve eacA of the payments esaatty on its due date; andt know that them wiii be no refund If I preppaayy tiecsttse tlurc <br />is naUtbtg t(stefutat if I am cAarged on a daily- basis. 1f the landing insnmtFnn or flank does tat campvu the finance charge dally and-if I prepay the wbok amount, ou <br />- iHrefursd to the the uneartte(# portion at the fmancc charge f interest) by the accounting grat~ciere knutdnas the anuaria! metbod• and the anwunt of niy iebrbe will bt <br />filtered an the sctte(luled dates wd amounts of my mondtly payment and not an the actual dates and. amounts.of the prepayments--that I pay to you_ I know Thu a-refund <br />o Idss than $i .OA wilirmt bc. made. <br />IMPORTANT NOTICE A@OUT WARRANTIES: <br />((a-~ W as SELLER HERE@Y DISCLAIM- ALL WARRANTIES, EXPRESSED OR IMPLIED, OP MERCHANTA- <br />@ILI'f'Y AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERYICES'UNLESS SELLER FUR=" <br />NiSHE$ @UYER WiTfi A SEPARATE WRITTEN. LIMITED NiARAANTY OR SERVICE-CONTRACT'MItDE''@Y SE4 <br />LER ON ITS ;OWN BEHALF (WHICH, IF MAO ACCOMPANIES THIS CONTRACT). <br />ib} I have teed, iodetait, the separate"LIhtPCED sA`ARAANTY" which accompantin this.-ontract. h explains the condivans and circumstances inwhich thereao- <br />ufatitared products wilt be sepaited w replaced. I wke ttwsce of the littunuons tm the wamnty, and I particularly ttxogniu-thatanyimpffed watranty.whioh.-appHea m the <br />goofs lasts only as Sang as:tte wartarsty er sen•ice contract. <br />S'PECLAL-ORt1ER GOODS: } know that ytu have measured my house and its openings so that you can make the products m Ftmy paiticular house. l takerto[ftie that the <br />goods that are tnanufaaured far my specific house prab:tbly wiH eta fit. any other Anuses, a~ ttrakr such canditians, t ktxiw thatlcanraccartcel.thia ooattaci at say time <br />slur tAc pennd rf uttte given to rx, by law, m wAicA to cancel. Afterthat legal patiod of tune, l know that t have tAeabtigatiun [o pay )roe fr fuH the amountowed: - - <br />ORLIGATtONS PERTAIh7NG TO MY RF,AL ESTATE,: 3 I promise to keep my hawse in good repair and to k«p it insured for at least g0%af iunpltatxtrcntrvaiue- <br />b}' buying a nre and exuttded corerg~ insutaraz pulley. TAc insurance companyy must. be approved Ay you, and the policy must have a benefieiaajt.clartsawhich nays that <br />vmt are ex Ac paid ti there Ss a inns. The tnsrtranee ;*aatpany muse agree that to wi}I not saatee7 *tty policy withatt fast utftng yea F seriatim thtinsurAttcie tY tg pa <br />you diexxtiv for arty lass. Yw can chaoga~~ ux this msursm~ pnymem is either ropey any amounts t tsar you ar to repair my house: 2. I also promfa0 thatl cyt t$oF <br />anygne else m plac'c any tiemc ~. myeeal estate uyttwut yam anunn petmissSan. 3. I ~rc*rn~se to pay ail taxes, assessments and wfter charges. an;my"naiestate whet; due. <br />S. I proarise tee tirneiy make ale paymenu on my prwr towns steered tsy my real esate_ [also p~arsrzzztise tAat t will not eztrnd. renew archangz {mot loans w•ithatttyatr wrilien <br />prnrt'ssaian. 5- if f da tux msurc my pause ar ful£I11 my other obtigatmms to my that srs-mu, ±ftcst ou can da it for me if ynu want ('but }vu do »ot-Aave m)• If you.t~ WY ~Y <br />of these aAltgatiam for mc, f akree to pa}° yon back ao detnartd plus imemst at tttrtfighest tavePul corura.^t rate of fnstutst. Ltat{I-i-may you-back.lhesn amounts writ-be added <br />to my tkFn to you which is sex.uted bg' my trot waste aml txnszc i krasw tAat tf you dretde to hey insurance far rrte that ynu do not Rave to obtain any homeowrtex or liabfiity <br />tnsutxttcc. <br />SAI.,E OF ktY HOUSE: I prarsuse tun nr sell. lease nr €w yr nay house t(, anvarx east f have folly repaid my debt to ytw. <br />DEFAULT: t raH t+c to default entire thts ~ .sstrsct :'; <br />1 I eum't make a paynunt when due; x <br />_ I tweak any-pram+se t made u, you in tries ccmrra:.t. ar <br />t. Sonutfitng else happcru whtchcausn you u? tenhcvr m Bend faith that 1 da roe mutW to pay you as pnrmised: or <br />d t default an arty ,Wiigattans fcx wAtch i um ut,ng my hone as s.•ailaural; <v <br />5 Sametlttng happrrns to my Anuse wnscA threxrcns ya srngbts•if any, mil. <br />[F I Alit iN [DEFAULT: }understand Shat ytw have the right to 3imxbsr [Ar ?+fon~age i nevc gs.•en to v,w and have my h(wae said to repay any nmouGta I owe you if I <br />xm to drt'aun artier the amera:.t. f3cfnrt my Haase a ~:W. yam wtd do cvrr}lhrng that the taw reyutres 1{ycwt hire an atmrrsey to assist eau t« set! myy hawse; or, to sue tru, <br />w. w protect your ngAs,1 agree to pay }•ats. her vwu reavcrnabke azturotys ten attd hs other relats.d exprnsua aucA as coon casU, ride searches attd.money.you.espeaded <br />toprew¢tmytnaraa.dyaewc aFlow•at uxaYriksa sec-ltamaunCa by law_ - - <br />tYrff ER RIGHTS: We can ce(~se n:x to cnf:xcr env ..st eia: rxgttts ntxier the concoct as often as wr want wnhnat k>stng dam: Qr, w! can delay enftmingany ttf the rights <br />w•iuaut tuning them. •4Ye cart six use any ngAts mra «x ea the future given taus oy law <br />F)E1.AYS: 1 kttaw ttun y(ar wiii use your beat ntfans m tnsiaii do products i am putehasenngg on mry ftausc, krot } alas understand tAat n acme snuatiana you may entquntat-r <br />delays tAar ate caused by strikes. weafAtr cnttdittrnts. delays paw pare in .?Atainrng mater"ass, x >Vr nthrr rrasrms that are Acyrnttt your control.. 3 understand that you wjH '-. <br />tun An isaA}c try sttcA decays. - <br />ARBITRATit)l't tf Ihave a dtspuu• erclaim with ycvt cancrrmng tAc yuannty, yua3rt} ar perfr>rrnance of the pnxtuets. l understand that my dispuu tray bt submitted to <br />and settiril accenting m the mdiiattan•arAtmttion Progratn tAat may As z dcvrtaped an my cnmmunity. I also know tAat arty dectxian triads by au arbilraWt(ak wotild t1e en- <br />ured m canon haonttg junsdtctirsn ovrr;ne and y(xu. - <br />SALVAGE VALUE. iknew riot tAc wrndaws, warxfwark, sad odher nraunals that have-to fx rcrnoved by you forthia.instalfatian have NQ salvage valet. W'ifettyou re- ; <br />troxctatn,}'aucsnAavcttttntfstr w}Wevtsp¢rp.rc you want. - <br />SPECIAL. St'RtATIONYr Dtte to tAe nnsyucttras at scxnr of uxc pnxiactx that vas alit. ! usukntattd vial fn sprciai situatianatrhat yom AegionaifJffta may have to review <br />aodaaz:ept uux e(anveca I also taadersta>Mt tlsu liras safe ar.t'utned u: my Aanx std that eau eta}. t tea}~ rat have had ati the corset mformatton itttpatant to Win uansactitm <br />at colt Rngcrtips; t givzYOU my cunsem m ecsrrrctt arty tat,viaas err(ma tAat utay Aavc rxG°vircd wAen thn blanks m this eontcaet wtrc canpleted. <br />tNa:A[.ID PROVLtIIONS: ff env ptnvtssan nt tAts n'vtfract vratatra the Iaw and is finenforceable, tAe rest of tAccururact wdi be valid tfany pa4-of this cvniract regui[q <br />payment~tnote3tuettsttAan tAe}aw permits.>txtt rouwiLl on}y trasz tau right to caiiut fiortt rru thn amountoftttte3esewltich the Iaw allows you tocoAect. <br />C~,NFLT'i'~Nts&SURTF([3t~tPF't'RAC~:'t4is~yn[tacttancxuyt.cthangedifhoeAVOa-at~tagtca~inwntaeg. <br />7lte C«,I4owutg m~arce.t><irtggss w my attetxatn the ngtustiun 1 have e++w when tArs contract is sokt w a financuil instinntan or a bank, sad I should notice that the impor <br />tattrs tti Ntis provision ea sttessr(f by stn appraraitlz ut ten primt, bald fart type , <br />NOTICE ~`t "'~'UO1,f;1Q~7.. <br />This crsdk cCNttract tinarwaa a putfclta~. All tspal rights whkh tM @uyar has apNnst tfis SNNr arlNlq <br />out of drla;t-AlfsAetiont itMLllfdinp_f~if ci#ims and dshnw. era Nso vat(d ~ smr hoidtr otthls:coMnM. <br />ripM t ntionyr trpm thl holder under thi; provir<on is Nmitdto~ntM amount-paid 6~r ttN buyfM <br />A claim i• a ispally valid reason for suing tlas SNNr. A dafanee is a Iaptliy vNid reason fo- not paying <br />the SMNr. A holdst is,~rtyons trying to txtllaat for the purehasa. <br />LtsISL~t4N+GR tANC-Ri.LAliQVt Ii I Aas~rasTuasud iasu^anet m this purehaxe, I tray caned stxA rniurst Cor insutsrtce for any reaamtwkAin frftaa ~ 15~ days frmtt tttt <br />daze of thiat^mnraci Ay nogiysog ytxs arihb A(tidcs' ~ this c~anuart in 2ifinR. !know rites chi sanceSi~ian of my cauawge wiii be atrettgcd with ttte instaattct canettt(s) and - <br />a €dH re{itod o#f my immtatnts)Ingattter weshappiicablc ftt~ncc etmrgn+.ztl Aegredited to th;s contract. <br />PLF:AftE \O'IE: If t have 'end iattutsntx m tAis p~c I wiii reccnvr wittun detrty i 3c1t days a cdtrftCatc of msurattca ttwre tufty describtng the insurtvxe coverage. <br />- L kmtw tAat d tlctt is any c~'}sti-x in the ~tvetage ~ the la~tiign aC t'Ac eentftcateof insurance and tAe foitowing ^IoYfce of proposed tnstvata^e That I sm coveted only to <br />;Aeest¢nt stated lathe faHawtng ti xstz W' Propr~ad Irocarance. I also ksmwttrut l have msurartce cava:age only tf i lras'n Brett cAarged fm it. <br />NOTICE OF,PROPOSED -NSURIINCE <br />t t.iac owxo that crtAer ~ redit L.ifoaat t:ntsiii Aoeidtat anti Hgith lnsutaoca;.aatwdt, wi41 AeappYi~aAk~ea tAis Sales C:asrurans.on-the raverseaida t>aiy.ifi lays ria>weu' <br />~ try ar~rtesr rite regoeet R+r Such etuatvrec Thta"ilsaaC7~ee wolf ratlg rover nc~}~rMa srgtutty[thc te(qurst sC-tlteeost for eaetrttyyppeeof insuamcsipwa• SifttJeei CO <br />txr t'rc .nsurtuw~r ;:mryarry etc u+aan wdl ix effacvisz as of today and wail coounur teip f<x tne-nttmbar of rttrm[hs aEtet the effectitz date agpai to ttwa of <br />irptttAls paymu,u I utakxatttM that m a part a ar i ,alla'at c iesy net I`r*svitlet vp~apc i~ my IasC few payrtvrrua, arni-Chat Qurittg tAat (lettod ttf ttme~t wiii dot hays Wy <br />cnswrs,r:r.u'.e*a~{c. Ali hcra~f ~wf accnir , ~ ntn~ance will brpaui t.: you to af~nancvrl ittstinttttnt era bank iftt. aCAE Sofas G'inoxY fo the CttertE slits <br />ks¢(xssis and env F~lancr writ be fyyahte;n ~ x The ~niaiei n~nwtat vi t, rcrln Ld< iuav n:c ~s thaattxrunt fegturtdto repay ehr~'I'a~ksl of Pavo'tentsahereatsn, the ~nsuranep <br />;fecsusr_s hv~ It~c auvw t . i each r~,nti,i } im i n to e x.!.axY~ln „1 da h¢ I' i u . i nti; ubttgaud on lilt SajCS Contttict w}tit n CtY6uyzr' attd we Aave bLgb eiynetf <br />tlrfrywxtl«frwt f.irfmuov.c 6esrhhcntt,- i,Jt~pa.>bl a,iy -rFr nQea: ef~ tusfanyditnttadkn.Stt4fjSrrUaexeiusians,tdim+tuttionetarwttitu3gpe>f_atlilat~ed <br />;n the etas arxipixresr<erzt"sate, C:rd,tA caw uami H.a(th lnsurxrm ~.t<xircl+crrcfit aa+eeaeruaf tY,}fiCltafwactt moCtclt`a paymceftiartast'b clay€Aattam tomHv diraq(ed <br />der k an rnyu» ur ss<knew wtuk I ore any paymeex n, 7,nr tx waver. ! anferet.~d dtn i ha.e talta{pMrCeVanedf'tam w~iricing rim to sucttitttai ditabalitY far n.ixc tMat~ur <br />leer r . s, rsmx.uuve Ja, s i,a(twct}en itNUrmr benefit ~.; pakf t>xt Ir the it~t dev o` ma haatdisa~'h'[y, t aYn iiraw list L taCalat abfain ~tf~ltrtaaraiet ftwtw aawtr [ <br />r ra.w ~ raaaa sJ+>M ta~wr, ttM l aYwttrsr lhM tie iwatraca covsnw~r Prwidd to ttteaing 4.arMaia a aaatdtatatre.atuutinf ttt etivaatya wyah wiH trtt p~-(naMa <br />/ataw, tit swain agar t11a11 n.e for. Dua to tt+c mcs, , m .er» tut -r»rngc rrate,s ~n t1~-tmttuttnoe pttttry, 4 ktfow tAmt any unpafd-runtatntin excess of t!ar instirturee <br />tarerKrr,1l atQl6ne v, ha prat tt tie 54u t. < nnc+ i> pmpwt n to 1 tmt t<'tho feat tarr^tcaf 9aa, an!'.ut~eanK`d iltsurancuprtanfumivsii[ itctefUttti,Gd m tna~inthtettagh <br />Her prcxrtbcaMla._w'nhin th n; taut say in,?I~r hr-croti: stir ns imunnca,rusle iuity dexcribhXt my rnctw'MOe eq%er~a. If the raaatyaxt-ia rise rsaepmdby <br />tAr awwaastev~rvCrov«f wIH YLa.'elyr arNVrar Gf Wf-+na"YrafK prHn,UNrtt,ale patd_ <br />a11Yit:tMrtKS6tw<iqua~ttMfneoaoun+anantKSaiari+nwthisukfuvenMwwthafi+tm~,:tutnstiu#ttstnar6amkinartktfexu#afamviftiggOatrwtt,- - <br />Slt.t<ER'!j WARRANTMt3 ANQ A3SIONMENT OF iN>!'TALLMENT }ALES CC?NTRACT iUNp MORtti/1t#E <br />f=,aK v Ai:L'I, Rt.Ll:l k'Ydt. k?kr tverrR• is. uttQn n-+>c}r, are+.f n >'m; 1,.t .ext ,«, .fir btu 1_i,. F ~~ ~.. -y..r. ~,a_ i? >_L~ ' ~ -=-.,.. <br />-'~Aya~c] a8 h{ ~ nFlMa, i;k wC ,:~+t~; m .rsS i., 6`,e [rt. 4.taer,c+u 5a et Ciuaract a W Si +ctaN - ~ {t ha ».rF i r , ce t a ur< p nKnl of trx• Fn'p~"tt1' <br />%~imaherr+t Fe: sM A :k4atee et hettM) w-~Mp7te4tU as \f+:r~apast urrfes k'r ifxMplgr pt ~aau.s ~? b t , ~,,rt 1r ~t r•. ,4 ,twi I- r t s 1, F - khi t+s.ruikie <br />~., ,.w,~ +,:- : • {R nist~«rnta ar.L ii(furs ie sNu ,: smna:! +ikl i;, lf+c Huy¢r'.. iiats~rneoi we ma eeidty °r:~r a 7 a•rc. c .' _nuac it ++r lrun the h ru t~,!r ;as.. <br />_ ~ti.: ~a .wro .k-c-r:r >v+9 ~. , ' h ib< _.a, cs,wni a1 ~.rc-nt ahuwr. to this ~i.wrrecs fay s.:xus:iv Fu.«i R au}cr and t~ y.eo ~ ~erd N- rnx^t wu h~4nr.:; ,:~ <br />t... ,. t' n,rt.+. 3 ,sayl4s ;c,ogm!.e ,tl .r~y:Kt (,. it.n- cai.:f wtli ,gin s,,. ,. t _>, fe. .sr <ttAt <br />• K - , ~..,• r eve,. ,. +~ JrM:erl. v.F oats. unsust D, :~ f hrrce~.1A \. <br />..# <br />_, sn<r >..- aa[ f'~f dM/ n~en ,.adra:t .u 4e vrata7?lull star= na» . ,.:,J+t+v' r a n~ty >< t w +i'~ w tiv.er ., ,v ~..,,nrlii. <br />a = ai-;<~s>.. +c K ~ ,.-«„«t+w r~~:uis.: iMISCOi[LEI{Cti55~t(iDlT4L31ERMkiIMOItIRft-0UIISE.~ <br />ti It ~ xittr€f:n ,tr..,~v ,i.rw ~ yt~~" S~'"` ,K t,•: ~,,, r V n -wf- ~. ,. n _.._ ,.,._, _._,_...-.._ <br />`~z <br />- -. -. - - .. ,~ -~.;a-. <br />