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<br />e ~'~: <br />r.~ OO1 ~O5 ADDITIONNTERMS ~ `"' ` , <br />PREPAYMENT AND ACC OF THF, FINANCE CHARGE: Even (hough-I do not have to ppay more than the rcguiw schedu#ed tnant~tpapayment. I Piave=the <br />tight to prepay the whole amount o '" So vac m CUII at any utree ar in pari Fmm time [a time. i# the lending ms[imtion ar bank that buys my contract computes the finance <br />r charge dairy, i know my fnancz ehargz will 6z #oss if 1 make an early paymrnt, anddt will 6e higher if I~y Iate; I also recognize that any necessary adjustmentto my total <br />11 finarme chargz will bc¢flerted in my final bill; I also know [Rat the amounrs shown on the reversysxde octtizFinance Ghazge, Total of Payments;and~the'fotaLSate Friar <br />arc estimates based on the assumption that you wilt receive each of rho Qayrcents exactly on its due dart: and { kmrw thattlterc wilt 6e na mtunC if I prtpsybtxause three <br />is nothing to refund if F am charged nn a lady basis. If tRr IemTing instUUUOn tx bank does not compute the finance charge daily aid if I prepay the wigk attwunl, you <br />will rtfand tame the urteamed portion of the finance charge {intetest7 by tits accounting procedure kewwn us thz ac'tttarial emthod• mtd Use amount.of my rebate<WtiRbt <br />fifi~~tired on the sehedutW darts and tunewnts of my montltlp payrnmt and not on the actual dates and amounts of rho prepayments.that 1 pay to you.-T know tbal €itfuad -. <br />a{izss thanSF.gT will trot be made.. <br />IMPORTANT NOTICE ABOUT WARRANTIES: <br />((a~ We as SELLER HEREBY DISCLAIM-ALL WARRANTIES, EXPRESSED OR iMPL1ED, OF MERCNAkT~-: <br />BIL17Y AND FITNESS FOR A PARTICULAR PURPOSE OM ALL-GOODS AND SERVICES UNLESS SELLER Ft1R- <br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR;SERVICE'CONTtt`I-CT MADE BY SEL- <br />LER ON ITS OWN BEHALF (WHICHi IF MADE, ACCOMPANIE8 THf$ CONTRACT). <br />(b) f have rwd, in defai#. tde separa[e "T,[MFTED WARRANTY° whfrh areampanies Uric cagtrarr, It tapiains the coitiffGona aid etrcumstances m whech tlirertil. <br />uhetaraT.pmctucts will De aepaired IX replaced. T take ntxictaf thatirnitations un the waQanry; sad f partitadarty ruwgnize thataeyimptiedwartanry which applies m [tie <br />goods tastsnnly as~bng as the warnvuy or stavim control. - <br />SPBCIAI~ORDF$ GOODS:1 krtowthat you ha T meastersd my htwse and its openings so that you can makz the produetsm tit my particular hotwe.I"taketwticathat the <br />$aada.atarake mannfacnusd'for my speci#`x house probably will van fit any other houses. and under such-condidona, T krww that I cannot egrteel 1ltia'covRad: a"t.airy:Yurc - <br />afterthe period of tint givrn to me, bylaw, rn which m career!. Aker drat legal penal of time,! krrow that I havrthe obligation ro pay~you iv full theaaquntowesd: . <br />OBLlGAT10NS PERTAINING TO 31Y REAL ~STA'fE: ! . [ pmmiar ro keep my house irs goal repair and to keep it insured tvr at least fr(!4E• of its teplaternent value <br />by buying a fire and sxttndrd corsage tnsurarece parley. Tex tnstuanec rnmpanv must be a red by you, and the policy musthave a berieficiaty elatue whiiah:aayg:fiu€ <br />you are m be peed if zhers is a foss. The insurance company must agree that it wih twt cancti my policy without fvst telling you, i authotizt the insaranCrwmpmy reay <br />yteu dmxdy izx am lass. Yau can choose to ass this rnsetrance payvtem to tither repay any amounts F owe you a en repair myMuae. 2. [ also pmmise thu:l wi l no[ d w <br />an else to place any Ixns on my real carats witfrau your wntttn permixei[ep, 3. 1 eclairs to pay ail fazes, assessments and ttlher charges on my teal estafew•htas..dee. <br />d I romist w umcty make ai! paytnevts on my loans secw-cd ny myrrat estntr. (assn ~tv~nist That I wqi swt extend, rtcewnrthange poor Inavs wnhout Yow writ'ten <br />prnrustav. 5. ff I do as ittatuc my house tzr !f my other obIigattoais to my real zstate, t#ttn vcw can ~ ie fi~ nmcc if you want (but ysU~ rat hers to). If yovt'do pay any- <br />trf rhtsc abligazeuas for rat, ! egret m pay you tack on drmand plus emcres[ at Ute lughesn law#uZcwetr'ace rate of ititwtst. LtniiI 1 pay' You back, these anwuvu witfbe added <br />to my debt to yew wretch is xcura# by my real rstaee and ?arose # karw that i€ you dec(de tobuy insumnet for the that you der not have w abuinany MatienwtlerOr liability <br />insurance. - .. - - .. <br />SALE OF MY HOISE:I pmmisr ail to sttr. ksstor grvz: my heusc to anyoret oast i hart Cully rcpatd my debt m yon. <br />DEFAULT: # u•til Rr m defatrlt under this ccnuraet ii <br />! Jon's make a payttrcm when dtu; a <br />_ 1 break any prtunest 1 enadr to vtw en rhea i~emtract. cn - - <br />3 S=mtethm$ zlss happens wRs6 coast: you w taedervz m gatx# fauh that i Jo a» intend ur pay you as pronustd; or <br />a I defauh on anx c.bhguxms ktr wbn-h # am using my rk)mc as catiaterar, or <br />5 fizsmrdeiog happens ua my txx.~vs wR.rh threatens your ngdts. of any, m ii - <br />IF € AM ^ti UFJrA17.T: # unduxtancl that yw havz the .ght to frueclattt tot Fitatgaggtc 1 have givzn to you and hart my hours scald to repay soy srvpunU 7 owe ynu if 1 <br />stn m dttauh wdzr rhea a>znrau. Tlefort my hcntst es sa#d, v w wi#S du everything that tRt Vaw esquires. If jaw hire nn attorney to auistyoa torsi! my hbuaz, ar, IO:sue me, <br />a. to turNtct yea rights„ i agzrc ti: pay yew ftx ynnr tsasortabTr atturneys~ Czss nru# far ottarr relnttd rxpensu such as coon costs. ode starehea attd moray you expeMied <br />Uspenlect my teanse, t# yiw ors aibwrd krKC+ii v;t such mrrewxits by law. <br />O"1'F11rR RiG H.TS: Wt can choose na xr zntnrcc au7 a dtt nghtz unAsr rhea cuvtraEt ns attrn as ws want wethaut losing rhtm. (k, wr can dttay enforcingany ofihe rig6ls <br />without hasfng fiMm. Wr can also usr any n$lus stow a m the futurtgiventsa to by #aw - <br />DELAYSt [ kraiw that you will Use your hest zftnrfs to n»ta}I tar pnsdaets I ampmchastng on my Ixuise, but [also urxltrszand that to stmre unctions yttu ttfay tetzQUnttf -' <br />daiays [lent ors ceased by snikea, wsatiisr condstiims. t#-#ays you hart sn c~uaining mattnals, os tpr other mastsns that ate heytwd }vw rontroL T undzrstand That you wiB <br />notbelealale#ors~shtklny>x. - <br />ARBITitATIO!ri; iC t barn a dtsputt cx claim wetTe yrw eora:smmg des quamiry ~ guartty tx perfarntance of the protteiru. i undrrstaml that mydsagute may be subirdtted tc <br />and senirsi accardrtiF its the ermcttatirc-arhitrateon pmgtam [hat may havz drvstopor# m my asmrnemtty. { also know that any dreixion madr by an arbilnttx(s) would Fk tsrir . <br />ttrtd in the rtwnhavtngTvrisdtcruraavV me scar you. - - <br />SAL4ACiE- k'ALLtE; i-knov+ drat tbr-w•tttdowx. aoudwork. and atxx rnatmars that have m bt rtmovzd by yaw farihie insWlaffon stave ~~ salvage value. When you tTk - <br />mavailatin, yau~:+vthwsthem fix whtxcvsr parpost you want. - <br />SPE('lAL SITC!ATIO~tS: €7uz totht umc#uenass w srmt c:€ tt~ iamdewu rtiat you szl1. E Utdtntand that in special satuaQans that.your Regional Office may have mreview - <br />and anxpt this <xntrac•!. J also utatkrstaad that then sort acurteSl m my letmrr and that yew arni f ntav iru hart had ail the catreez in#omtat#on irttpttrtam W this uanaaetiop <br />St cntr itngnrups< i give you mytansrm totarrtot env obvious rni'us that may have oecurzrdwhen the blanks m this tovtract wrmcanpTetcd. <br />iNV ALIT? PR0~7310NSs If' env prtsvision in• dos contract var#atts the Saw acrd is unenfan:rabit, the Ira[ of ihr cdnttart writ be va#id. Ifany part of this conttart requires <br />payttatmo€moce Tntertn-than rht law ptamits, thin you will only hart ens right to.cu+leet #rorn the Ric amount of interest which thtlaw allows you to collect. <br />f'.OMPCETB?VFsSSOFTH)SCO'~'i`AACT: This earuraet canonry t7r ehtettgoti tf 6eah yauartdlagrta±anwriling. <br />The fadkawitsg ttatitx b nimyatttrttion the n$tst€Ihat Thant even when ttass camrtaa-rs sold m a fenaneial instiUttion or a tiank, and Lshoiild iwtidethat the impar- - <br />tamxo€Nlspravtsstmis-stressed ytesapptarancamtanpowt, FxaW fact typr: <br />NOTICE $4:-"-~ . 001 ~ 0.5 <br />Thb ersdit thsrtiract finaitc/ia a pnrchpe. Ad Ip~ riyMa:t~A>ilch,ths 9uysr font •tydlnst. the .SN1~~Nln~ <br />cut of Mis t~ansnotlcn, Frieludlnp iI, rdaUn~ and difsrisas, am also vNid at anlr 1+old~r of thlb rAet: <br />The rt to rpcorsr morthf from if>r fwlda` utKNr iMS provlslon is flmitsd io the smourt! pBld by tfn bul#sr <br />urtdK contract. <br />A clalni is a IagNfy valid.raaron for suirg the SNNr. A dafanss -s a NyallY valid reason for not payklB <br />the SNMr, A hoidsr is nigortr trybtp M eollaet -far Mo pureharo. <br />rNSttttAh#i'S4'ANl'.ELi.AT100LVVcTf 2 icvrraytsestW itffitrraaus in thu purcbsat [ rnav cancel such rryuest foe ensutanet far any reason within fi?teen (} 5}days from the <br />;Ritz of fir, ;.rnttKt by noM ;sou ca ifta-huidet• of ttup.awtwct in wn"3ing, I knprv Wa1 khc eaetcz#tat{sni af~my coverage wilt bo artengtd with tdz intunnec ea~~iea(a) and <br />a#ullresYaUOfasypnNtintt¢MSjitt~terwyUrapptic~aWtsf{nWtaC:citugc+sNbrciIXliK¢to$usGOWact,:- <br />PI:i:ASR;~OTEe It l havr rtte~q~txsttd iUSUeavcvC Ut Wis p~chast, i wyil reraivr wither tiiirry (3d1) days a czrtxfrcatr of insurancx tlbm (ally descsl6ing the insterateetcovenge: <br />1 know that if thins is any ucvnflict in the cyavaaa~gt or t#er tattgtvg~ oT rht czrftfkatc of ittsuranct anti the `n#lowing .atiee of 1 mpasrd TtisUruate that t am eavertd an[y tU - <br />dsaexttmstaud'enthe# rawuag Edcxics of i'ropt»sa treswararo.fals~ kraaw thatlhxvr insanancz wxerage aniyd'I have iacrzs charged far it. <br />__.. _ NOTICE OF PROPOSED:;iNSURANCE <br />t ylts aaatrhaa nlhcr trrcdei. Lie ~x Credit eRtcidont and titalthrasuraots.cefKath,.wi'Tl Ur~appiicabfa to this Sales Coatracz.on the reveres olds nary i€ T Irave.cltoaert <br />#t ts+' sr>fnrr~ the rsquect tw Mzh irssuranet. l iu>iresurata.•ssvit; cKt4ytrner thr pm!+n vr>taingttte euvletest at tRr coal t,rr rach t>-Ix~ of inavraaeatenwn. 5uta~tLto u.•e~ <br />r.•. the aisura>z ecvnpaw}, eM ruwtraat wi7r bz e#fo5eiae as oI rs,a.y arc w:1! cotaunue tasty trx t€ie nutYtfer of mtMths after tilt efYecuvc Jatt zyuer td tilt a l+ar of <br />Ran+tay pavnrcab 1 ursdnitatat Thai iRi? ptviiieular indaranCZ roan a>r provide cavetttee Ccx my last few Faynwnrs, and shit Junng that pedtd of nine i will not Rns any <br />irrgrcar+re ix . Al! beaafifs urd proCCedf of me inwrmes w;i! he Fmid to ]+ru or to o CuunciaJ inilrlubatC,¢ a hank i% it {wnhaxcs the Sales Contrnci «i ttu extent o! iii <br />~Nanats ud any MiatwY w•+tl bt jsa}abk to r+x The iniusl arxrmt nE Creatit Lile (nsuratx;e is the arrsount rrgUlm. i^ sppay- the T ul nt Pavmatte; therufter, the ins'uranre <br />6ecreaw<~ br Jre ar+rwnt m taeR nrmthry- # Yy mcnt.m a sciaxSufttl $F Jay tracw. !7 I as mint!} ~liQatcd wr tlx Jalas C?aara.t rdt a Qi~Bu1'ee. xni we have both signed <br />5.4t regwt,t Cex Croe{N [ ifs Fnsarancs. Death oenrdua' writ ix payatrie enl} wnh respnt tt, t~ftnt one t us.o Jae Suhuct to 4eela one, rtuninatiorts or waiting penal s1aWd <br />fr Iheuuurarnr. #ntic} :r czrttihsu,, CreJot Aecedrm xrw Hra;th laioramc m trK trx bent( it amount :: tCLti nt c.K~h nxx-fts s lwvroerv i~x each day fiat I stn tcNrlly dtsahld <br />d~atIDart anyaty e>taickaes.wluk i nr.e any payrrcnt to y+w: h+,wer•er, I unJ<ntattd that 1 have to te• }nssuiteJ trheawWtFng tut tnxerk'ii kxa[disatality for nxxe than fotn• <br />wen t la • nnoeemsre WYS bdave tier msUramt imnetrt to }xid leek m 1rie first My n( my'mW d~wbihry- 1 a~ kua.Ir WT'T t~A obttin'nay insrrlstt (row y'ql ICI <br />ao Ant tad yarn of ~ralniaf alai 1 air kin liar t-r iawrawr: cuvKa f prwirLi to its trry cuMrtaa a ettwaitaYtaataorN.ai covrravRa wYkY wYl rot Pav W aMla <br /><aaw-tea uta~a tinaalirl wti awe rtes. Uue a+th< maximum amwnt of n+vmaye ataroJ m the ar utatws poise}. t kMwdiat anynnpaid attsnttm:ln aarar+ri the YnlUrartt! <br />doiwiya will suN ttavt tp be parts, i! the 5aka (: atlnw.'t ti prstean# m full pn.x to the last iaay.n+<nt Jatc. rnv uncartxt ~nsUtaprt prrmiwnawiTT}wrefttntirdtn ms in tbo trtan• <br />nla yxR;azehrd by law. v1`nhin (Rim, ~ 1t» hay ! will re.cesi ltr certifu'a[e <~) tnN~liatr-t rewxt imiy der:nhmg t?1yIns.Urarrfk~tk?vsrage, Iftlietteaurwttt is ittMareeptad by <br />lfre Milyrah'tFa+P}np.w'7, i k+kt [KYty'a a tefipnl.ti l+K Wsuratr'a prMUVllta 1 have pad. - <br />^4YL~: TRa arxttwulxarrt~raMaecxara wartantecxtr iuiaT to R,ie sa:a Kivrn by usWthe fituux~ra:irn;naaaiortrsrdtTA Otd«fixismlwy ~6COntratt, <br />SELLEfY`! WMRANTIE3 AND AsaKiNMENT Of iNBTALLMENT SALE"E'S~CONTRi;C?``AND,ML~TQAtlE <br />r f,lR V'tiL FRbtaa~fll. Srikt'Wtpr scila. aq y;verrys. •ruufm aMl defivrrs in r~'_r14,.1. ~ i1~. '1~ r 3-d..~r~:.~:_~. <br />4 <br />s*+aPb :..f ~ r odor, i'ri1e a' 3 iNtfi.'rc rn ar+t lt• t'ltr tne[alltnam tiatcs L':+nitacF and 1t+srtgag< iry[tthr with all K ea t nY u~wr n ,n~ rat ;. sad Chr ixiyrrrli <br />.xsaeiatrn: !.trots ~yF,FY>R 4tac<efixUE ruraandk ytraai.$~uiwSa Jx}iuryatc parvtsxmt of [RCSUOCuraca S,lc arranb an a._ t1 eta hr-gRin•.ak<. <br />,.u. xsupt~+.:r.,z. ., t; .[H..m.-.i. a•.1 Ct4aa•t<. n rh+i ;,:xit.CKy Galin dtz i;ft4c.'r ~r~er„e nt era uratcr#»Ift=ntN cf t-.s[Ync~. , T c ;t eu ct i lx~n. l,~.r rile <br />• rtf ~;.. ~, .. ... n ,LV .: ncrr<a. 3: i7y ash ;1.:•+a?gvy~nPd + , 9~• - a ra: [ wa; >«aval'~ Pi 1 din - •mJ i .} autrm. w~i,]oarcd d: <br />.. -. rr. .: a • @ac3: bass n kin; Y. ,, srspcee U r,.~-~~ r ~ 1*;. av.w. a•.. l .:a ~, r i.c ~ .,.x:i i„ >trs acf=,~,r ,1r:r,;.n:3 =>r ='. pSU, <br />- ~.•. ...-.. ~ .>rMi:1K ~~vY•••..~i.r c4Ui iridGLLk.>^r-..uG' •..,., a,i. naVr .!'.v(Yt rv~Y:.,' - t~tK, ys <br />.. rr4v-, n•. Ir Uv ~.n v _ .Y~.:r .1S ~~ •f. i[r'~. ins ~uC~ rLatl~AKf. i. ,~Ft ~:.a'M d C~'LCii vp e. nitai.r~T l:' .Y• tf:ttt' s - K ~.t:ti4',~ <br />• v n i ern'. lw ' ~'~ <br />. ... ., , ., .. . •,:, _ . • ,. r..E...,,x <w ~-- .~.. ?wti CNDitAC'# IS?AtQ IT 5EiifpNTT1}QtT1 kfSa€IfkS( <br />q ... . ., .. a.., .. <br />rc ~1.r,Y!!?:1r a't44Y/.aF."M'~wa ~fW~r-4s k!^:a~tsN rltaetirT _. ,. v:µro~ r -~r. .. ..~• jxt #b?a <br />air ,..._.. ..~...,....:... :....:........:. ...."..-~:. ~ t - <br />