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<br />D. UNIFORIK BECURi7'Y INETRUMENI', GOYEiNING LAW; BEVERAIQ3'CY' <br />UniformCovenau4 t,Sof tht Security ittswment is amended to read as follows: - <br />IS. Uai/aem-Seeet~E~ laafetreseet; GstreealyJLa#: 9ewtraMtlly: This form of Security instrument combines unifarmtwvenants;far natioml <br />tt&e and non-uniform rnrenann with timital variations by juriadictiatto consNtuta a uttiform.seeyrity~innromeett eovetirK reaipropaty: Ttiis <br />Security Inatrutnent -shall be /overrmd by Federal law rod ~ :law of the jurftdictiWt in whidrthe Property u located. In the event. that aey <br />provisiomor chusrof this Security Instrument or tho Note contticts with.applicabie 4w; attch-twoflicG.slu11 not affect other. provisioes of this <br />Security loatrtmtmt of theNote. whit9t can-bc given effect witlwnt>the eoaflietn~;-proviaon; and to'ttus end the provirims of this Serartity-. <br />tnsttument and the Notc ace declared m be sev8able. <br />& TRANSFER OF THE PRO(~fTl[ OR A RENEF7GYAI.IN7'~T IN K1RIl©WfJI <br />Uniform Covenant I7 of the Security taatrument is amended.fo tmd:asfollows:. <br />11. Treader M iht Pro[.My a a Rae>fk6l latere,tbRosrwwer. if all or anY pattaf the Property or m inttxest therein is sold or treasferred <br />(or it a hate6cialtntuest in Borrowac is sold or sransferred and :8orrawu is~ qot a natural person) without -I,coder's prior writtm txtsuent, <br />Lender may, a[ Leader's op[ion, dxlarc ail the stuns secured by this.3ecttrity Instrumenfto tie immediimly due and payable. However, ibis <br />option shall :t[x 6e exucised by Lendn if exercise is not authorized by Federal taw, .. <br />[[Lender exucisGS such opr9oa to accelerate, i.endu shall mail Bo[rown nods oP acceleration in xwrorihurce with pargrapb 14 hereof, Such. <br />notice shall provide a period of not tas than 3D days from the date the notice is mailed within which HorrOW W;maY DaY the sums declared due: If <br />lltnrower fads to pay such sums prier to [he expiration of such period, Lender may, without further notice ordeseaod on. Borrower, invoke any <br />remedies perntined by paragraph tg bumf. <br />Ntuwittwtanding asale or arnsfer, llarrowu w-itt continue ee be obligated uada thr M[xeaod, this Security Instrurent utdess Larder has <br />rcleaae[i llenower in wriring. - <br />F. LQAN CHARGES <br />if the loan sceured by the Security Instrt[mee:t :s subjtxt to a !aw which sets maximum loan charges, and flint law is finally interpreted w that the <br />interest or other loan charges roiieatd or [a rte collectedf in eoanrx:uon with the loan exatid permitted limiu, titm: (Il any such loan charge shall <br />6e reduced by the amours[ necessa[y to rtduce zhe charge to the permined omit: and (2) any sums shady collected---from Borrower which <br />exceeded permitted iimiis wilt he refunded to Boreawu. Le[ukr may eho[ase to make this refund-by reducing the principal:owed undo tlrr Note. <br />er by making a direct paytnrnt to Borrower. t f a refund reduces principal, the :cduxion will be tread as a par[ial prepaymme under-the Note: <br />iN wFfNFSS GYHFREOF, Borrower bas exeetttted tkb Adjestabk Ra[e Rider. <br />~~'V;u <br />(Boat] <br />.~"~ .. ra E. !4~~;r;-~n _3av`G _.. itE~tst~t~r BORROVI!6R <br />D <br />~ (Beall <br />~ ~~~ BQRROWER <br />~ ('311^iN 4RIGIIIAI, pNi$Yl <br />D <br />-'~ <br />rn <br />z <br />~ i <br />.P <br />V I ~ J <br />,: ~ 1 ~` <br />~~ ~ ~ <br />`~; ~ -~ <br />u~ <br />