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<br />~4 ~~„~ O n i~ O 8 ADDtTfONAL TERMS <br />,J ~ . ,., <br />'} ACCRUAL OF THE FINANCE CHARGE: Even though i do:rtot have m pay more than tht rogular schedukA tnontttly:piymenC~ I hevt,Um <br />rig$f to' ythe Wfloleartw[tnf owing w you in fu}1 at any time or in pan from time to tithe. If the lending msritmion or bank that Nuys my contract computes tltefinance <br />chargPF know my fipanee charge wUl be less if I make an early payttrcnt, and it wiU 6e higher if I pay late; ! also tecogniu that anyy necessary adJJ"ttsttrcnrtomy taW. <br />Eatance charge will be reflected N my Gnai I»U; ! also know that cite amwtus shown tm the reverse stdafOrthe F[wtte Charge, Total of Payments,-atd-tlfc Total SaleYtice- <br />arc astimams based on the assumption That you will receive each of the paytrtents exac0y on its due date; ami I know thu there will Ne no rctund iPl prepy becausettieie <br />is meshing m refond,ifl amcharged an a daily basis. If ttx ktding tnsnnrtion or beak does tto/-~comp!!to the finance chargs deify, std if I prepay the whole amount, you <br />will mftmd to methe unearned portion oFthe finance charge (inerest) by the ettooming~tocatum kmrwn as-the-aAUarial meUtod• std the atnount.of myrebaea~will-be <br />figgured-on the sr2teduled dates atdamauna of my monthly payment and had on the ac dates and amounts of the prepayments Nttu i gay So you.I ktww Nat a teftttd <br />nflessfian Sl,{)0 wilLnottw made. - _ <br />IMRORTANThOTICE-ABOUT WARRANTIES. <br />(a) Wi aSELLER-HEREBY DISCLAIM ALL WARRANTIES; EXPRE88ED OR' IMPLIED; OF MERCNAKTA= - <br />BIU'rY AND F171~ESS FOR A PARTICULAR PURPOSE QN ALL QOODS AND'SERVICBS UNLESS SELLER FUR- <br />NISHES BUYER WITH A SEPARATE WRITTEN UNITED. WARRANTY OR'SE~IVICE'CONTRACT MADE BY SEL- <br />LER ON ITS=OWN~BEHALF {WHTCN; IF :MADE, ACCOMPANIES THIS CONTRACT). <br />tb) f have read, in detail, the operate "LIMIT'Ei) rNARRA,VTY" which at:tomparties this connect. tt explains the conditions and circumstances in which the ra~- <br />rBael~vN. prottnets:wiU be tepa;red or ~tataxl. T take notice of NcUtnitadotts an.the warranty, and [ partfeuladyreax+gnirt tbatany implied-warranty which applies m the <br />goads laatsonly as tang as rho watrantY.orservict contract. _ _ <br />SPECIALJ)RDE& GOOD5: I know that you have rneasttrod env house amf its cepnnings so Nuyou can [hake the products to 6t my ptgticular 6ouxe. Flake notice dot the <br />good-that ate ~eniacturad~hir my dpaafic hause.pmbably wiA''not-fitany~other houses: ~andmmfeeauch conditions„ 6loarw thatlaannaetaocel this contract u auytlme - <br />afttrtrte period ofurne given to tru. Ny law,in which rocanrxi. Aftertbnt legal period oftitx,iknow Natl.have theobligadonto payyqu~in futlthe antoua[owed.. - <br />Od41CATIdNS PERTAINING TO Ml' REAL-FS1'ATE: 1. I promise to kelp my Noose in giwd repair and mk«p if'insuted for a laai+ 809E of its replacemrnt valttt <br />try lw}vng a fim.--and exterded coverage t`nsuraact polio}°. Ter insuraocecompanv rnustbe aplirovedhyyou, aM the patiey:musrhavea bi,aefiearr clatue which says that <br />yw are ro Nr paid if dart is a floss, 'fly it currstce company must agme that it.wtli mn.rancedl my paiicy wttitaut fast telling=you. [ authorize tltp Insurance c y to ppaay <br />vsw dirteefy for any Eass. You ran tharsc w use this insurance pnymtm to either mpayany atnottms I-owe you ar ro mPait-ruy^Iaatse. 2:Y also panmise Nat 1 w Fns alltisv <br />anyone else w piece any inns un mY rzaF estate without your wnnen permission. 1. ! ptdmtse to pay ail taxes, asaessrnettts and alher ehargeaon my teal cata6a7vM! due:. <br />4.1 pnnrtiae. m timely make ail paYxrcntaon my~~ppnnnr loses secumd by my real estate. t a{so promise that I wiU ttotcxtend, xeneworclu[tge error soaps without your wtiUetr <br />permtsston. 5, if [ do oat inartsc my house or fulfill my ether oNliganons tnmy rrai estate, then you ran des it.for mc.ifyauwamfbutyoti do trot have fo); U you do pay tmy <br />of these crbiigatxms fm net, 1 agree w pay yew Hack an demsnd plus tnteresi ax the highest lawful ctmtratt rate of interest. Until I pay you }wok, these atttauidE will tx added <br />tt> my debt to yew wfiic6 tf secured Irv my real estate amt Housr, 3 knew that it you deride to buy insuranetfor>m Ihsr youdo trot Nave,ro obtain any lromeawtter m liability <br />ins[uant:t: <br />SAi~UF'NYHq(:SE:lpromue tttn taseAi, Raseu glue my House wanyant unnllhave fully repaid my debt to you. - - <br />f)EFAULT: I wtU I>e indefault under this tanuaet if.- - <br />I I don't main a payx,~m when due: rc <br />7 tnrak any pmnrise! made m yew to Nrs contrarx: or - <br />} 1ameNmg else happens which causes yew ro behtvt rn gaxd faith Na[ 1 do rent intend [a pay yew as ptomistd; or <br />4 1 default un any cJxligatains for wtttcH t sm using my Nome as collateraF, or <br />5. Sancthing Happens to my house which Nrcatrns vaurrights. if any. m m. <br />iF 1 AM -N BEFAILT: d understand that vow Have the nght ro foreciase the Mortgage 1 Nave green ro veu and have my hewn sold ro repay any ttnaiunts I awe you if 1 <br />am m dttautt utdtr thu contract_ Hefum my- tuwsc rt so#d, you will do everythutg that the law requires. ta' you hire an attorney ta assist you to sell my htwae, or. wtsue me, <br />a. to prmrx:t your rigbts. i agree in pay you far year mastanablt attorneys' rtes and flu other related cxpeturs such as court costs, tide stacchtss_and money.yw wtptmdcd <br />nipnnect aiy troti5r.. of yna am allowed tactslla~ct sucH armunts by taw. - - . <br />OTHER RIGHTS: Wa canctuwac rem to enforce any of the nghu ureter Ntv connect a. atten as we want wihout iosmg them. Qr. we can delay enforcing arty oEtlle rights - <br />without lnsmg Nem. We can else rue env nghts ni>w cr to tHc Future gtvem to us Ny law. <br />D61.AYSt I kewwtH~ youividl use Y-+ncr hest efforts ro utstalF tree product I am put^.hasing on my house, Nut l else uaderstamd 4bat-ip soma sitimtians you tocoltntei t <br />belays that am tensed Ny stnkta, weather eardiuvu, dclsys yon have rn ahainvtg mater"als. trc #rsr ntNer reasons that amtxyord yntu etrnuol. I undeistetdywt will- <br />txahciiabk for such dtls}'s. - ' <br />ARIitTRATTbN: Ff 1 have a dtsputc m clam wide you cattetmmgNe quantity. quality or perfmrnanrc of Nc prndtsYS. I understard rhatmy disputetnay 6e submitted t0-: <br />and sctded actcmhng m du metGaiiua•arNixntieut pxograen that may Nara develo;x•d m my community. 1 elan know thatany tlxision malt d)' an arbttnmrts) would be en-.::: <br />temd In the awunhavmg jutischctkmovermcand eau. <br />SALYAGE VAbUE: ! kttovr that dec. winrktvs. woodwork, and outer niamrralt Nat iniYle to eft tera,ved Hv you forthia~insta)tatian have MQ salvage;vdue, tiYhen.you te-' <br />starve them, vauawnhavesbemfuravhatever purposeyau want, - -. ... - <br />SPHCIAI.. 11TUATION5: 1]ut arctic nniyucne-av of ~sr~ of ttw Qmduccr that, vw seU,i utkdc+staod thattn aptcial sittmtians Nat ywu Regional Oftlct may have to mvitw -.. <br />wt9 accept tins tonRact.„ 1 uuq~ctacd tt>nt Nu sell cn-r+ucui in my home tjrdtlr`t y" #rd-Ernay~na.hsve had all the-comet information impomutt to thin transaction <br />atwrfingcttipsa gisrirt'+amy~ttaeorm.t any tshvious armrsshatmry hxVrd;t~ttt+~heu the blaNet,itt [his~tnaa wemcompleted. - - <br />It11V A4TI-pltpVliit(11vrS:- If arrv pmmian of dais contract vaoiatt8 rlie lax and is uadtfmceabit, i2ta testaf lire ixmuad wiUt>e valid. Tf any pattat`ttiis tortna4t requirat-= <br />faymdtt+atttuouritarssgttlanitiajawpetmits: tHenyanwiUanly Nave tiattighl ta.cuUxt ftgm.mcclw amauaraf inaytat which thalaw allows youiatolleef: <br />-- ~ ' bwR-Yetrand:G"aEreei <br />T]xc fnikwing teotter<t+rmgsL~my attenttaat the rights that t Nave nee what Ntsconnnct is sold u, a ftnancial irssximdan or a bank. and 1 should notice that the impor <br />tanecof ehia pravisiontsstrusM by ttx appatnatict to tore pmm. iwid fact type. <br />None ,¢~~,~." OO1f~U~ <br />TI-b credit tmrttnct n+wMO... purctw.. All awl, ripnta. wnlctil the Buyer +gNnEt. ten •SNMr arwtq <br />out of 1lTlt trng~yUoe, includir~p,aU clMmn and dd.nll.s, ~n-aiw vnNd ~tintl any hoWllr of thh +~fM-actz <br />urdd,lr~attroett~et: motley from tFN twldp' urMor thb provT•ion is iTmgod.to tho ardrouM Wld by tM buyer <br />' A 4iMm ti a I~p~1ty valid rwon for •~ tlti SMT~. A;.dotnnw Is a Npoly vNid -~on for trot pnylnQ <br />tM SNMr. A holdnr~s anyor~r trying to colNct fior tM purchdN. <br />Il#NC>d'CANGP.I:LATHkVrlfli~avt-tagrrasud instnaxt m this putrtm~st. ! maX ranter such request for ittsurancefar any raabsott wi.Nin ftfttta (~ 5)-daysfnxn the <br />tlaltoFrti~ canuaet Ny r~aeifyiitgyosor the Igider of thisecmtrarc in writing, I krwyg that the cancellation of my coverage wild ix atrangtd wiN ttre imtuattce ctarierts) and <br />fuilttfmrdofmypmmtnmfsjtagethtrwithappiirabkfmaetcxehargaw~illbe=tmditedtottxusittttr~t. <br />lCBASENUTI±:IPlhnvrree~.~ iasstru>{c:in[his FwWre~vtx43hinNinyi30}daysacertificateofinaurancenwrefuUydestsibimgtlteinsarancewvengq. <br />Iktiow tMt if them env canftitt ~i~n die eovrtttgc ar- -the Inugtragt of Nt crnifxau of insttranct and the t'oiluwing Namce of f'nvpostd.Inwmttce that i am crovered only to <br />' ihetxaem saved in the fallowing Ntxrct of Ptopoaedinsuraro:e.l alsaktmwthatlhave instuaricc a~vctrtgconiy ifthave been tttatged faro. <br />NOTICE"OI~'PROPOS~i 111bU1hAMGE'. <br />l tats notice dtr.tithtr C,mdit lifeoat;[etlit-Astrdentaad tiea{NStxsttrasca,orHaih..wiU baaapplieaNia to sills Sams Conuacx ontfie rev4rseaide~otd tf lbdtve elinien <br />ix try sap,ing theteq.rn ior~htmuranc~;'ltusrnsutancewiilatpdv coverNcQeraonsifniagtht xthtant foreatN type nfilnueitlceaittewx,-=SniyeCtto <br />rh the uswnna :atrtQs.y, txte wurao~ wiN t+e ei'ftctivK xs v! tciday :end st711 .,,nnaec oily for~rsbar nt rrKntths t+fler the effp:Sivt dsu tgttai to rNn o~ - - of <br />cnxaMy I+ymeats. I undvstaad ttm this partscutc iMiXtlrKY may iit+ ptyvvtdt coverage farmy last f<w paytnrnts, arxd that durtng INatlteeitidaf rNtie'1 will ndN,+r. any <br />ins+eanct my All battfits tu+d I+anrds' ~ rite insunrce will K yard io )'ou ur to F Rnrricvf infinluutm.or a bank if it rntrthaarstHe Sates {.'mdraC~ to dte cttem of lea <br />afAnw anS my lwance will !c j*y>,bk E. mc. The ii~mai sn><wnt of Cmtit t_,tc lnsurancc it the anxwnt raquirR±+t ro mp~~i1 the 7orr1 elf P..ltyytnantpt ~!'~tcr, the uuunitct <br />dtcyenYn t~ Nc atrrvnt of cab rntauhiv payrncmt,w s cchNukd Xi qay 6.uu_ if 1 ant 1 ;mtly <,t,hgatcd on-she SYlcc F,~nmtci w'nh a f.YHHBuyry'- and weiuvtfh~ igned <br />the fegatu • CttsLt Litt )nsutrrCC- ~kidt Nenr(m rrfl tx pa aNic,mty w-rN its 1 w the fires ono of ustadic StiNiett to cxckutauns: dunitulmnatar wahrttF period a41td <br />~a ttM+nwra.cs i"Iic7 ,r ca~rri0.'atc. t'redii nc~.-tdenr and Health i nsuranca a far the hcaefit anuwta sf f:'37Jtbutcaeh~travufh's pay nits f c>r each day ti}at f 7mxt4tail)°disa67ed <br />des m.n injury M sici.rwa whi{e t owe any rryinettew ru: It,iwever. ! undtrrwd that I have to tx praveated titan wtwk~ due w:wch lath dtsaltiUtylMriaiCt Ihanfoitr- <br />seen t tf) c~yoye Mr, trekiro tJr irounnc< heaeru u prd tack w the Ent day of my a,ui drsabtl~_1=rlydkpipFr NYVk-1H-ea~illw eMW,ylYt~gtM~ YM lrl <br />araaaailFyaaeaartgatatiq atadlaltkaw[ire(riaataraatewverrgeMrwldatawraycaWtiratauri'IiMttsat~ttlsiN'at4>ntr7t~aM4M4~tMaMte <br />~, tfae rtlk-~rN ty ~ ww~,ry~. [JUe w the nrs7mum+nt~m of rnverg4 ttaai in the mautaaccgy, i kntardfst~ undwdamuuptiaaxtws ofide <br />csssaaK a~di atJl Faye tt+b tom, if rise Saks l'ontraci .s PrTad in FWI P^a w iM !ax frymera dam, any wrWaad ixvnuattaeprcanexrna.will--lea tefuitded Na tree is tMyrttta- <br />m pracnhat !t't raw. W tdim trxrt`. t .Eli day t, I ryll tecctvr tlK ccrt~fKatc +,1 inwrattce next fulfy oeaccihin';my~~rafvtaraga-. if the-itutaeatr¢e is trot atteptad NY <br />tHetawawecvaeasy,IwddrKetwaafaedt,t.diamwraiu:<Fassnww1haveiwJ. ~. <br />oRrYfiar'llae aaxl en~parapapM ecrtFetn rvatrtMlnrtiative w the*.atc x:,cn brxu w rho tlnaeciai irnuduHtud er Nnk i n ltitktfQtidtotniyrtbi#v~andeati. <br />ZytLLER'3 WARRANTIES A11O AiRIONMENT Olt MiTALUI~KT N/-LES CONTRACT itND IIAAO T'(iAQE <br />Ftytt }'A},i 1 Fkt.'kRVSA. S(3ft[tarshy xts, ave~w. -c,cvtys u~Wfcr+atrS dttnerl to L .C ti4~ r. s.,...,.., <br />3r 17.~a.eXKL. I ~,l • ~. ~ E`X <br />h3ii~eci.:U! td n ryf-J.a: tai sac intererr to asai iv 19e.a is;)nwa..Sales is5ffiiraar awl A1ur,g.ya. ,t}cthet w,ch u, ;cnc r,u t~nF , w; art t . meat, enJ tti,~ ptcq,etrs <br />'wcytpfi??i~M h~Rhr ~?-~.jue ,,`areM aLbflrlwW as N~Mtjtyteit uKKr tTa~ ~76rt~.~e (tmriauns c,f nac ;',mt:~cr ~. t.c ntrazan n Ixev, t 1' 1 to-r he r Ktft a~ <•~g}.e <br />!!ps iK+~ipn.r+t, .ar.hc ~ ,xav.7as m iLis a+,<tuK? rat in the Fivytr t atafCnYttt art eu+cr ith uuc ate w [ ; n ?f ~xt +e ttt , ir,, ix a fi'c :xis <br />ddrra.•tw4 >.t cn.r.kw„t~l !xttin ail Shy cat.halt.iwfgavlKnlwh~+rn,~thi::r,Nfra4;wa. kerw;[.In.ufl;N.:>i+:.J.~,r,:t .,r rxi,l,i.,u~rµ:a,iirnt ,e l,nxv ,i. <br />.rec.. ..vin, Hare , ~ , %.eH Nk)'1: i. ktatt7 aOrtiyntr+u t . . wr. ~ n i , .:: -~ r ,t m,t sa u i !r , tirr. i .tae. it I t ~ p!ti <br />3, (?+' t .; +s_. .as,. .ui¢x <hlerivwl4~enM+M'fltin e~a^/ +~'-+r.N~: 3ttl eNtt r~g,iktr 4rn.; cue :urr ne. ulr, rag 17r•W -e,y. <br />ra ae .. n~ : ~ Res r ~ a ,~ U: , ~ ~-= ! th.r s+vitrsvlttg .ak+ xea.aa, w.t ., .„atm.: ~x 'rrt+x at ttwr„,<,n t an:r; IsirM .. 'Ir Ka1~a uw n rtv~+vw.n ,v ~ . ++:edlab <br />t~~ qtr,) ea.n~:..-,Mcvw.salt.arses.r..u.ccka«q~m:arw,dk,hsiet.i~ted FEISLOR'IMCTiSSOIOg'15f1Ut0111MY1RfCWHIit. <br />,a.,w ~ +,,,.aet .~:~t>`++,xwtx,.,a,. <.... .,ti.a .,_,tx,-,.t ,.. ._ a _~~_._..~ <br />