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r <br />g~,.,.., »oosso <br />F. NO FtITORE ADVANCES <br />NosrOnifom Covet 21 of the Severity Insn+~~* ("Future Advances") is deleted: <br />G. LOAN CHARGES <br />If the loan aenmed by the Seoi~rity It~sttuaent is -subject.: to a lar whlcL sets maadmi~ Ioen charges, <br />aed that law is finally interpe~eted so that the interest or other loan d~argies collected or to be <br />collected in crocer3ttion with Elie loan eimeed permitted limits, then: (1) anS eucli.laen charge shall <br />he reduced by the a®uK necessary to reduce the charge to the permitted limits; and {2) airy sur <br />alreadp collected f~ Bortoree'wF-3ch eooeeded permitted limits will be refucded to Borrower. Larder <br />map chose to make this refund .by reductng the principal owad under the Note or by melang a direct <br />paymect to Hortnwer. If a refutd reduces principal, she reduction will be treated as a partial <br />prepayment order the Nate. <br />H. LEGISLATION <br />If, after the date hereof, enactment or expiration of applicable ]arse have the effect either of <br />rerderirig the provisions of the Note, the Security Inetnment or this Adjustable Paymair Rider (other <br />than this paragraph H) unenforeeab]e according to then terms,,or all oT a~ part of the as eeaa+ed <br />hereby aimllecrable, as othersdse provided in the Sean-lty ,IneUnmtift a~ this Adjustable.Payoeat <br />Rider, or of di~rtishing the value of Larder's security, then;Leader, at Ierdera option, myr de].c~xe <br />aLt some sensed bs the seasity Iuatnmeeat to be i®diately sue and payable. <br />IN WITNESS WHEREOF, Borrower has eaecuted this Adjustable Payment Rider.. <br />.r'=~ /~ <br />JL._~~C', ./ (Seal) <br />Sharon k. Ri op -Bor[ower <br />