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D. UNIFORM 3ECURRY INSTRUMENT; GOVERNING LAW; SEVERAB1I.17'Y <br />Uniform Covenant 1 S of the Security Instrument is amended to rmd as follows: <br />li. UaHortrr SeeoAry laatrnaaeo; Govtrnlq Law; SnenYlYly. This form of Security Instrument combines uniform covetnttts for national <br />use and non-uniform covenants with limited varioions by jurisdiction to constitute a uniform semriry inatrornmt covering rea- property, This <br />Security Instrument shall be governed by Federal law and the law of the jurisdiction in which tha Property is locoed. In the event tlto,any. <br />provision or clause of this Security Instrument or the Note conflicts with applicable law, such costflia shall rto[ affect otfser provisions.of this. <br />- Secoriry-Imwmrnt or the Note which. can be given effax. without the conflicting provision, and-[odds end-the provisions: of-tl[irSecuriry- <br />Irtstrutrurttand the Note are declared to be severable. <br />E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant 17 of the Security Instrument is amended to read as follows: <br />17. Trader of the Properly or ^ Bnefkid Ittesot Ira Boerswas•: If all or any part of the Property or eo interest [herein.is sold;a tram[errad <br />(or if a betuficial interest in Borrower is sold or transfeved aai Borrower is not a natural. person). without Leotta's priorwrit[m.:mnstnt <br />Lender may, at Lender's option, declaze all the sums savred by this Security Instrummt to be immediately durattd _payabk. However; tfp4' <br />option shall no[ be exercised by Lender if exereiu is not authorized 6y Federal law. - <br />[f Lender exscises such option to accelsau, Lender shall mail Borrower notitt of acceleration in accordance with paragraph._I/--Itgeof'Such--:~ <br />notice shall provide a period of sot less than 30 days from the date the notice is mailed within which.Borrower maypaythe wms deciared'dtterlf - <br />Borrows fails to pay such sums prior [o the expiration of such period, Lender may, without further notice or demand-on Borrower, iovokearty=- - <br />remedies permitted by paragraph 18 hereof. - <br />Notwithstanding asale or transfs, Borrower will continue to be obligated under the Note and this Security Instrummt unleu~ Leader,tias;:.. <br />released Borrower u writing. ~ - <br />F. LOAN CHARGES <br />If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and rho law is finally interpreted so~thaCthe <br />intsat or other loan chazges collected or to be collected in rnnnection with the loan exceed permitted.limits, then:. (l) anysttckbao Burge shag <br />be reduced by the amount necessary to reduce the chazge to the permitted limit; and (2) any sums ah'eady colhxxed.fromBortvws which <br />exceeded permitted limits will be refunded to Borrower. Linder may choose to make this refund by reducing the principal rnrM:[trtderthe Note <br />or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepaymentunds rile Note. - <br />[N WITNESS WI~REOF, Borrows has executed this Adjuslabk Rau Rider. <br />/////~J~ <br />William C. martin BORROWER -y~ -7~ <br />~~~~"~~~?'ir<%~c~ ~ ..~~/Jful4lzJ tom). <br />Ra nette D. trlariinBORROWER <br />(Seep= <br />BORROWER <br />(SIGN ORIGINAL ONLY) <br />rrr <br />-•' - <br />~' _ <br />;~4,~~ <br />.._ ! z <br />"' o <br />f ~ m ~ <br />O ~a a ~ v~ <br />., C <br />L <br />