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<br />84 -~ tiU0744 <br />ci, to~-,cx,~~ct~s <br />(tthe loan reeuted-by the security Imttummt is subject to a law which sets maximum loan chargts, and that law is finally <br />inter(treeed.w that tlteintuest or aher loan charges collected or to be colkMed in connection with the loan exceed <br />permitted<limits, then:{[) any such `loan chuge shall be reduced by tht amount necessary to reduce the charge to the <br />permitted-.limiq artd-{Z) arty sums' akeady collected from Borrower which exceeded' permitted limits will be refunded to <br />Borrtwsr<Listdar may choose to makt this refund by reducing the principal owed under the Note or by making a direct <br />pryotent.to 8itrt»wtr. if a refund rtdtuxs principd, the reduction wiB lx treated as a partial prepaymrnt under the Note. <br />Hr i:$GLSIATIOI!ii <br />(f,,tlteF thedau:hereof, enactmenroc expiration ofapplicable laws have the effect eitherof rendering theprovisions of the <br />Note; the-Seeurity (mtrutnent or-this Adjustable Rstt Rider {other than this. paragraph H) unmforcesbk according to <br />than tenn+; or all'or any parrot thesums secured hereby uncollectable, as otherwise provided in the Security Instrument <br />and4hir Adjttstabk Rate Rider, or of diminishing the value of Lcnder's security, then Lender, at Lender's option, may <br />declareall"snms xeured by theSecurity Imtrument to be immediately dueand payable. <br />IN W1INESS WHEREOF, Borrower has executed thi Adjustable Rate Rider. <br />~ ~ <br />.......~ N~:N-:-..... ~... .. ~~~ / .................(Seal) <br />.. ~, <br />Marcia A. tar ' -eorrow.r <br />.~o:~.-~`... k..'...tJ.~. ~..4~r..'l=: .............................(Seep <br />. Rtob/eY`t K. MrF'arland -Borrower <br />`-~.(L.~l~P,ti~v ~ ~.t'~~[.h-- .......:........(seep <br />Kathleen L. McFarland .Borrower <br />[Sign Origins/ Onh'/ <br />;::;F+ <br /> <br />