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D. UNIT'OfMSEC[IRYfY1N87RUMF,NT;C.OVERNfNGLAW;9EVERAIILITY <br />Uniform Covetuutt 15 of the Security Instrument u amended to read as follows: ' <br />11• UaN~ SaneNy Irln~nt; GorenlK Iiw; SnantlWy. 'f'ttis form of Security lnstrumrnt combines uniform covenanU for natiaW <br />use and rton-uniform covenanu with limited variations by jurisdiction to rnnsti[ute a uniform security inatrumm[ covering real property. This <br />Setxuity InatrummrshaR be govetrted by Federal law and the law of the jurisdiction in which the Property is located. In the went that soy <br />providon.or elauseof thia~5ecurity lnatrument or the Note conflicts with-applicable law, such conFlict ahallnaaffect other provisions of this <br />Setatrity Instrument or the-Nate which can be given effort without the rnnflicting provision, and to this end the provisions of [his Security <br />Instrumentand lhrNote are declared [o be swera6le. <br />& 'PRAN9FFdtOFTHEtROtRR?YORA®ENFA~ICIALIN7'F.RFSTfNRORROWER <br />Uniform Covenant IT of the Security lnstromrnt is amended [o read as follows: <br />1T. Tnrkr of tYe Property or • Reaefitial lakewt i• Borrower. if al! or any par[ of the Property or an intuest therein is sold or transferred <br />(or if a beneficial interest in Borcower is sold or transferred and Bosowu is not a natural person) without Lrndu's prior written consent, <br />Lendu may, at Lendu's option, declare all the sums secured by this Security Instromrn[ to be immediately due and payable. Howwu, this <br />option shall not be exucised by Lendu if exucise is not authorized by Federal law. <br />If Lender exercises such option to accelerate, Lendu shall mail Borrower notice of acceluation is accordantt with pangrap6 !4 hueof. Such <br />notice shall provide a period of not less than 30 days from the date the notice is mailed within which Borrowu may pay the sums dechtred due. If <br />Borrowu fails to pay such sums prior to the expiration of such period, Lender may, without further notice or demandon Horrowu, invokaaay <br />remedies pumitted by paragraph 18 hereof. <br />Notwithstanding asale or transfu, Borrower will continue ro be obligated under the Note and this Security Instrument unless Lendu has <br />released Borrowu in writing. <br />F. LOAN CHARGES <br />If the loan secured 6y [he Security Instrument is subject to a law which sets maximum loan charges, and that law is finally intetp[eted so that the <br />interest or othu loan charges collected or to be collected in connection with the Ioan exceed permitted limits, then: (t) any suc6loan char8e a1taB <br />be reduced by the amount necessary m reduce the charge to [he pumitted limit; and (2} any sums aUeady collected from- Borrowu which <br />execeded-permitted limits will be refunded to Borrower. Lendu may choose to make this refund by reducing the prindpal owedunder the Note <br />or by making a direct paymrnt to Borrower. 1 f a refund reduces principal, the reduction will be treated as a partial prepaymrnt un~ the Nate. <br />IN W ITNESS WHEREOF. Borrower bas executed tlNs AdJutaftk Bak Rider. <br /> <br />Gar=y 'Uoecks BORROWER <br /> ` <br />f <br />i~ <br />'' <br />~G.C ~ ../r <br />s <br />( <br />/ <br />!Seal) <br />~ <br />7udi A. Voecks BORROWER <br />BORROWER (~) <br />{SIGN DRIGINAL ONLY) <br /> ~ , <br /> ~`ry -~ CO <br /> ~'' <br />"' - .iy <br /> x~ <br />:~ -~ c to <br /> ~~ ~~ w <br /> <br /> <br />' ~+ ¢~' <br />f ~ <br /># o <br />c <br /> ~ <br /> .~ -•.~ <br />s z <br />~ a <br /> <br /> <br /> <br /> <br />,~~ <br />,, <br />r <br />t;-. <br />f (~~ <br />