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~. <br />c: Loud cx~c~as ~,....-11 G U 61.~,~. <br />If theloanaecured' bythe 9acnrity Imtevment is wbject to s law which sets muimum loan charge, and that My is fimlly <br />interpreted :so thu the interest- or other loan charge collected pr to be collected in cataection with-the loan: exceed <br />- perbtkkd°lipiits, tltatt: (1') auy such-loan ehargashalt'be reduced by theamount necessary [o «duecthechargrtatlie- <br />pexnitted'linat; and(2) any scans already-collected from Borrower which exceeded.permitted limits. will: be rddirded:to <br />Borrowers [.ertdertnay-chose to make.this rdund by seducing thrprincipat owM underthe-Note orbymaking a:dtrecN <br />paytneti[-to Borrower: If a refund tcdttcea principal, the reduction will betreated aaa partialprepayment underthe.Note:. <br />H'- I~Gi~IrR'1'Ii>rN <br />If,=aPoerthcdate:hereof, etttictment or expiration of applicable laws havcthe eRect: either of rendering:the:provisions otthe- <br />Nate;. the<Security Inetrutnent or this Adjustable Rue Rider (other than this paragraphHp unenforceable-according tq. <br />theirlerata;.nr all oranyp~srt of fhe.sums secured hereby uncolkctabk, as otherwise provitkdin the Seeuritglttatromeat <br />aM-this Adjustable Rate Rider, or of diminishing the value oC Lender"s security, then: Lender, at Lender's option, may <br />deehue all wmaaecured by the Security lartrument tabe immediately due and pnyabk. <br />Irv WmvESS WHEtteoF. Borrower has executed this Adjustable Rate Rider. <br />, <br />r~,....,,y <br />l`..". (S~-c?._~!^-~-.~..... <br />..-..._._(Seal . <br />l <br />~ <br />s <br />~ <br />1 <br />aSn~* <br />a <br />K <br />`-', Ie~ <br />t _~.` <br />•....~`j"_';~.":~~......... ,~,~--~.. . ' ......... <br />~ BOKOYeBf <br /> <br />.......(Seal) <br />L1.Tldd R. Klaaam~r I -(torrwsr <br />....... __ .......................................................... .......(Sear <br /> BonoYrar <br />1Sign Onguul OnyJ <br />