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84 -- ~ t ref 0566 be goveerad by federal law acd Lae+ of the jueisdic[ion in which the Property is located. Ea the evecu tint any pcarision or clause of the Secaaity Instneent or the Note conflicts with applicable law, such oceceflict shall scot affect other provi.atans of this SennYty Imutement or the Note r~Fdch wan be given effect wltttaut the canflictireg provision, aid to this send the proviaims of thts Seaaity Isstrumset wed the Note are dec]ared to 6e eeverab]e. E. TRANSFER OF THE PROPERTY; OR A BENEFICIAL INTEREST IN BORROWER. Ilnffom Coverrrt 17 of the Secaaity Inatrvmectt is ameeded to zeed as follaym: 17. Transfer of the Pmpee[y or a Haefininl 7nterpat in Bameeer. If all or way part of the Property at an interest thereia is sold ~ transferr+ed (~ if a ~~irts~ interest in Beararer is sold or' trasafeered wad Bortaea!r is rot a natural person) without Lender's prior written carueet, Leader may, at Lettder's optiaa, declare all rte sums seemed bq this Seeaa-ity Rwr,.w.nr to be insdiately sus- aM payable. Hmaeuer, this option shall mt 6e ecercteed try I.etder if eecd.se is cnt aeticorised by Federal Lgr. If L4ndrs emm such option to ar~'nlnrste, Ltnder shall mail Borrows entice of acoeleratlm is aoeordarece wlth paragraph 14 teeteof. Such rotice shall provide a period of not lwa thorn 30 days from the date the entice ie mailed wlthia yhich Borrower may pay tte sums dec]art9d due. If Borrower fails to pay such sums prior to the expdratiwr of such period, larder may, witHout furtter trice or demand an Benzbyer, inuake any remedies permitted b9 paragraph 18 Hereof. Notwithstaoetlreg a sale or traenfer, Horroyer will omtin.a to be obligated under the Note aced this Sexerity Instrument oarless Leader tens xeleaeed Borrower in writing. F. NO Fi]TURE ADVANCES Nm-ikd.fo~ Caaes~t 21 of the Secasity tnar.,.~e,r ("mature Adt~") is deleted. G. LOAN CHARGES If ttfe lean. aeeti¢ed try [he Sexzm^1ty rte: ~+* is subject to a law which sets eenselnn loan charges, wed tteat law is finally interpreted so that tte interest or otter loan ~s mllectad or to be mlrwr~di irr comectioa with the loan ecoceed permitted limits, tten: (i) eery such loml charge shall be rad<rad by tM arrant neexssary to teduca the ctear8e to the permitted limits; and (2) way aaa already collected from Borrows which enmeeded permitted limits wi]l be refi:dad to Borraaer. Lsder may Ctnoee to make ttds refund by re~cing rte principal Dyed uedet the Note or by making a direct payment to 8orraceer. If a refixed reduces prieripal, the reduction will be treated as a partial Prepay®t under the Note. H. LEGISLATION If, after tte date teenraf, erectment or e>sptration of applicable lines have the effect sitter of zendmcing the pcwisiocu of rte NeKe, the Secea'ity Iastrummt or tteis Adjustable Paymaet Rider (otter than this panegca~ph H) uetaeforeeable aexexdirg to heir terms, or all or way part of the acne seseaed tereby ,TM•+r ed.etiere, as otherwise provided in the Seenurity Insin~i wed [Ms adjeetable Paymart Rider, or of diedriahitg tte value of leader's seecesity, these Larder, at LQreder's option, may eielcare all sums eenamd by the Sejcesity Icetrumeat to 6e immediately due wed peryatile. D!1 WTIIrF$ IJFtF&OF, tbrmyer teas emue~vted this Adjustable Payment Rider. i-- i ~ / .~{ (Seal ) /~ .aces ~ Carty ~OiLOMBr _(Seal) -Bor'rne~er _(Seal) -Borrarer (Silk ~Y) TMC-Ofl5 (qc } {Pages 2 } (New 111B1}