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n, UNIFOIBt/ secllRrrY INSTRIm~NrcovEBNlittc r; -w; sevFnARnr~rY . Uniform Covenant 15 of the Secmity Ittetrummt is amended to read.as follows: 13. Uai[orm Sa[trily Irasen; Gonedy Lwt Snentlll[y. This form of Security lns[rument combines umiform covenants fm national. use atW non-urdform wverunts wilt[ limited variations by jurisdiction to rnttstiNte a uniform stxuriri inatrumat[ cavering.teal propaty:'17tis Scwuiri Insrrutmen[-sltaB be got'amd by Fakral law and the bw of the jurisdiction in which the-Property is located: In-the.evatt,that soy. P-oviaia[t m claws of rhis Septrity Inatrumem or the Note conflicts with applicable law, such conflict shah not affect othEr prov)sidnaof this- Setvrity fmstrutttent or the- Note-which. can be given effort without thrconfltcting provision, and to thia.cad the provisions of this.Securiri lusttumatt and the Note arc declared to be sevenbie. Tw TRANSFER OF TBE PROIERTY OR A BENEFICIAL INTEREST IN BtE1RROWF.R Urtifotm Covenant 77 of the Security lnstrumm[ b atttendad to read as follows: 17. Trarla o- tYaPneperty or a llkaelle4lltt[etest u Berrowev. If all or any part of the Prope[ty or an imtereuttterein bsold or aansferrM~.- (er iF a bmef~ciai interest in Borrower is sold or transferred and- Borrower is not a matural person) without- Lends's prim written comtin[,- Lender may, at Lender's option, declare all the sums secured by this Security Instrument to-be immediately due.-and payable. However; thb- - optl~ahall not be exercised by Lends if exsctse is not authorized by Federal Iaw. If Lends exercises such option [o accelerate, [,ender shall mail Borrower nonce of acceleration in acemdanoe withparagraph:l~-liereoGSuch nodm shag provide a period of not less than 30 days Rom the date the notice is mailed within which Borrower may,pay thcsutm'declared-due. If. Borrows fails to pay such sums prior to the expiration of such period, Lettds may, without further notice or demand' on Burrower,' invoke any remedies permttted by paragraph 1 g hereof. Notwithstanding asale m transfu, Borrows will continue to be obligated ands the Note and this Security Instrument unless-l.ettds: hid. released Borrows in writing. F. LOAN CHARGE4 If the loan secured by the Security Instrument is subject to a law which sets maximum loan charges, and that Iaw is fmaliyinterpretedao-that:tho- intsest or txhs loan charges collected or to be collected in rnnnectian with [he loan excad permitted Gmits, then: (t): any sttehloan t:hare shall be reduad.by the amount necessary to redact the charge [o the permitted limit; and (2) any suttu aUeady rntlected from Bortows.which. exceeded psmitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal-owedumderthe N6te or by making a direr papmmt to Borrower. if a refund reduces principal, the reduction will be treated as a partial prepayment ands the Note: IN WITNESS WHEREOF. Borrows nos execrted Wb AdjuuYk Rate Rider. ' 1 ! "' ~ ~ i ~4%~?`(_ (Seat) ~V'~L A ~~ BORROWER '-~yr~nc.C''~'.. ~: `KJLCi.:..~ Seat) BORROWER BORROWER (~) (SIGN ORIGINAL ONLY) C, tU "~ ~s ~ t~ T a , t+~. ~ R C ~y .=i ~ x.. }~ ~ ec ez t~ W ~~' d ~i' Q L1 '~ r\, ~ ~ m s.y f... ~ ~ ~ e; t { l--r `~, , z ~>~, 4•--: