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r <br />A. UIYC~OR6lSECIIA['FYIN81'R[Il1~NT;GOYERNINGLAW;SEYERABII;1Ty' <br />Unitgrm Caveeant lS of the Seiurity lnstrttmtnt is amended tg read as follows: <br />ISi -Udtora[ 9aarftY Iadettmeai; Govtening Law;:SeverabNity. This.forrn of Security Ins[tvmmtcombines uniform covenants for naGotisl <br />use aitd-neu~unifarm cover[artts with liatited'~variatio~ by jurisdlttion-to canstiEiite a utdform-5ecnrity in3trurnenUCOyeritig real,propcrty. This <br />Security tttstrurnett[ shall be governed, by Federal law and the law-of-the jurt'sdiaion in which the.Eroperty is located. In the event that any <br />provision or clause of this~Securiry Instrument grthe;&ote eonfHcts.with applicable law; sueh.confiia shall not.affect other provisions of this <br />Security [nstrumrn[ or the Note,which can bt"given:-effect without-the wnfSiMittg prawisiotg end jo this end the provisions ~nf [hisSecurity <br />Instn~mmtsndtheNoteazcdee7arec{tp.beseveeahte, - -- - - . <br />E. T'SANS€ERQF'CHE PROPERTY OA i1 BENEFfCIALINTE1lEgTlAIBpRBORtER' <br />Vnifortn Covenan[ 17 of the Security Instrument is amtnded to read as fopows: <br />- I7. '_ TraasPerot.the.Propesiy-orY Beeeficlri:Inierestln:Sortowq:-ifall ot.anypart of the~Prdperty or.an:interest theieinissold or transferred <br />(or if a. trenefiitiai interest in Borrower is said qr transferred and. Borrower:is not a natural person} without Lender's prior writ[en consent, <br />I,endarmay, atl:ender's option; declare ail thesumssecured by thisSecuritp instrument tobe immediately.duc and payable. However, this <br />op[ionshallnoi tieezercised-byLmderif exercise is noraudtorized by Federal law: <br />- _ - ff i.endei-exerrises.such opHonto accelerate, Lender shall mail Horrowernotice of acceleration iaaccordance with paragraph 14 hereof. Such <br />notiseshall-prOvideaperiodofuotlessthan30ilaysfrom[hedatethenotiaismailedwithinwhich'Horrowermaypaythesumsdeclareddue.[f <br />Borrower: faits to pay such rams prior tq the expiration of suchperiod-, Lendertnay, withoutfurthei•nottce or demand on Borrower, invoke any - <br />- reu[ediespermittedDyparagraph-i8 hereof. - - - - <br />- Notwithstanding.a,-sak-.or transfer; Borrower. will continue Eo be obtigated undtr-the Note and this Security Instrument unless Lender has <br />reitased Borrower in writiwt. <br />F.. LtlAN CHARGES -- - - - - <br />If the ioan.secured~by the Security Instrument issuhject to a law whichsets maximum Ioan charges, andihat law is-finally interpreted so [hat [hc <br />interest err gtlierloanchargss collated or to be collected in connection with the Loan exceed permitted.Iirniu; ttiert: { t) any such loan charge shat[ <br />Ix ted[xtd py the amount necessary-ter reduce the charge.ta the permitted limit; and (2).any sums- already coiiected from Borrower which <br />exceeded permiued limits will be reftmded to Borrower. tender may choose to make this refund by reducing the principal owed under the Note <br />'or fiymaking a-direct payment to Borrower. It a refund reduces principal, the reduction-will be treated asa partial prepaymentundcrrhe Note. <br />IN WITNESS WfiEREOF; Borrower has executed 16w AdJustabk Rate Rider: - - - <br />~ Q <br />~ y .. f~ RROWER (Seep <br />a ~' _-.:, <br />~''~-LsG~'ty ~~_~"'_` L6'~ (Seep , <br />HttC-LY~ :-ZEi~ NE~~- - aoRROwaR <br />BORRt?waR (seal) <br />(SIC,N 4RILIINAL ONLl~ <br />