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84 ~---~ t~ G Q 4 8 ~ (B) Amount of Mx:thly Paysents M9 ~thlY P3Y~t will be in rte amount of U.S. $ 44Cb_.5p The Note Holder will c2~ge. mY ~Y payment as required by Section 4(C) below ~ d?e {nth- 7-teresc (-Date acd ~ ~kisr'- day every 36th month thereafter: Each of these dates is called a "Paymart Q~e 7~te:" 1be Note Holder will'also ~ my monthly payment on eery Interest..Ctange Mite if Sedtirnt 5{B)'below requires me to pay-the Full Moathty Amont. {C) Calculation ~ Monthly Payment Ctacges Before each Payment Change Mite, the Note-Ho~~<r vt~t ate a new m~nthlY g~yme<it sufficient to LePgY 'the mid principal bslarrz on my loan-in full on-the maturity date at the Payment Rate>in.: substantially equal payments. The 'T?aym®t .Rate" is the sum of the. Index figures on the f ii e , Interest Change rotes prece~n? a Payment Change Date plus the.Currert Index, divided`:by:the nr~er pems:tage po nt ~~,r~re~ Po~LS C 3.150 z); r«a:ded to .the rrarest one-eighth of ore Except the payment rate will-not exceed 13.440X. (D) Effective Mite of Payment Changes Until the next Payment Ctaage bete, Z wilt pay the amamt of my new-monthly PaY~t each'montki begiming on the first monthly payma:t date after the Payment Chaz:ge-Date, or Interest Change Date`if Section 5(B) below requires me to Pay the FuLi rHnthly AmaamL. 5. UNPAID PRINCIPAL BALANCE (A) Ctac=igess in MY Unpaid Principal Balaroce l'lY monthly payma:t could be -less than the amoenzt of the interest portion of -the firsC .Fuel Monthly Amount I owe or less than the interest portion of my first full Monthly. Amount after an Interest Grange Date. 1f so, the Note Holder will subtract .the amount of my monthly PaY~t from:the amount of interest I owe and wi11 add the difference to my unpaid Principal balance: each m<inth until::. the next Interest Change Date. The Note Holder will also add interest - on rte amount of -this difference to my vapeid principal balance each month. IIn[it the-next Interest Change Date wren the Note Holder determines my new interest rate on my then unpaid P~iP~ b the rate of interest. on the interest added to principal will be the rate der~,,..t„o,t ~ Section 2 above: MY ~h1Y PaY~t conild be ®re flan the mmxmt of the Full Monthly Amrnnt: If so; tl~ Note Holder will subtract the diffP~•a from the unpaid PrtTMt~ balar:t'E of my loan each month unfit.the next Interest Ctnaznge Date as if I had made a Fnrtial PrePaYment under' 5ectim 7 6elcra. {B) Limit on Lnpaid Principal Balance; Required Fu11 Monthly Amont l'iy ~d P~iP%t balance can never exceed a maximr amount equal to one hundred twenty~ive pert:ent (125X) of the principal amonnt i originally borrocs3d. If my plying the amount of my monthly piym®t after any Interest Change Date mould cause the unpaid Principal, balance to exceed that ma:dmm amont at airy time, Z mast ~y instead the Full Monthly Amount as my monthly Payment until the next Payment Grange Dite. 6. NOTICE OF CHANGES The Note Holder will mail or deliver to me a entice of ary changes in the Fr,tt Monthly Ampmt acd m5T ~~Y Payment before the effective date of any ctange. The entice will include inforation regndred by leer to be glum me azid also the title and telept~e number of a person who will answer any question Z may have repprYiing the entice... B. CHARGES; LIENS Uniform Covenant 4 of the S~nsity Instrument is amended to road as follows: 4. Charges; Liens. Borrower atoll pay all tames, assessments, aid other charges, finis and impositions atrr+ta,rstiie to the Property which may attain a priority over this Security Instrumea+r; and leasetnld payments or ground rears, if any, in the manner ovided under paragraph iE rot paid inn such roamer, by Borroser main Pr 2 hereof or, Bbaowec shad promptly furnish to lender all rot ~tamountsddue under thisto the payee thereof. event Borzou~er stall make paragraph; and in the payment directly; Borrower stall prcaptly furMsh to Lender receipts s~rln InY~ts• Borrower stroll promptly discharge- any lien which has Priority over this Seaerity Insn'nma:t; Provided, that Borrower shall rot be required to discharge any such lien so long as Borrower: (a) shall agree in writing to the payment of the obligation secured by such lien in a mercer acceptable to Lender; (b) shall in good faith contest such lien by, or defend against enforcement of such lien in, legal proceeding which in the opinion of lender operate to prevent the entoreement of rte lien or forfeiture of the Property or aay-part thereof; or (c) stroll secnne from the holder of such lien an agreement in a form satisfactory to Lender subordinating such Lien to this Security Instrument. If Linder determines that all or any part of the Property is subject to a lien which may attain a priority orez this Security Instrnrent, lender shall seed Borrower notice identifying such lien. Borrower stall satisfy such lien or take are or more of the actions set forth above within ten days of the giving of entice. C. NOTICE ikiiform Covenant 14 of the Security Znnstnmant is ameded to read as follows: 14. Ivocice, Eta:ept for any entice required under applicable law to be given in aenther Amer, {a) any notice to Borrauer prwicled for in this Security T„<r.+.~.+t shall, be given by delivering it or by ensiling iz by first class-mail addressed to Borrower at-the Property Address ar at such other address ~ Borrower may designate by notice to lender as provided herein, and (b) mry notice to Leader shall be glean by Etter class mall to Leader s address stated. herein or to such ottner address as Larder may by uc„tire to Borrower as provided herein.. Any entice provided for in tine Secnrity ~ atoll be deemed to have leer given to Borrower or Lender wren given in the maser deafgpe~ii<t:exe3u, D. UNIFO6li DEED OF TRUST; GOQERI3TNG LAW; SEVERABILITY UniEpra- 15 ~ the Security lnstrsrcent is amended to read as follows: l5, llrifaas Deed of TYust; Gn:setrning Lac+; Se+~erabi.lity. This farm of Security Tnstnmtnt ccmbd.rn~ cniFaxs its cgs i„mil ~ ~„+ •~• .~,c ~,~,~^ts :~i~: l:mitei varlatiabs v• ~,,;i~iM~3on m mogtltuta m uniform nrity insczumernt eoverfx:g real. prapwrty. This Security l~trunent shall