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D. UNIFORM 3ECURlTY INSTRUMENT; GOVERNING LAW; SEVERABII.ITY UnifotmGdvetutm 33,ofthe Security Instrument is amended to read as follows: I5: Uelform 9eeerhy Im[rameot; Governing-Law; 3everabiNty. This form of Security Instrtmtent combittes uniform covenants-for national use and non-uniform covenants with limited variations by jurisdiction m constitute a uniform security ittsirument covering-realproperty.. T7iIs. - Secutity Instrument shall be-governed. by Federal law and the.law of the jurisdiction: is whicti the-Property is located. Iri[he.evmt that attY~- provision.or clattse of this Security instrument or the Note contlicu-with applicatilr Isw, such txm#lici shall notaffect, othet.ptovisibns of.this.- Sccurity [ttstrument ar the Ntxe which cart bt givrn effect without the contliating-provision, and to-this cad tht. provisions of,this ~e~uti~y-:- Instrtttnentand the Note are declazed to be severable. - E. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant 37 of the Security Instrumrni is amended to read.as follows: i7, Tnmfer at the Property or a Beaetklal Interest hr Borrower. If ail or any part of the. Property or an interest therein is soldoz transferred (or if a beneticial.interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior writ[en~consent, Lender may, a[ Lender's option, deciaze all the sums secured by this Security instrument to be immediately due~ahd payable. However, this optivn sha}7 not be exercised by tender if exorcise is not authorized by Federa[ law. - If Linder exercises such option to accelerate, Lender shag mail Borrower notice of acceleration in accordance with paragraph 24 hereof. Such- naticeshall provide a period of nor less than 30 days from the date the notice is mailed within which Borrower maypay the sums declared-due: If Harrower fails to pay such sums prior to the expiration of such period, Lender may, without further notice. or demand an Borrower, invoke any remediespermitted by paragraph 3 H hereof. Nviwithstauding a sate ur trau>fer, ila~ o::~. -~~ii c~.a.r,;:r t~ ~_ o;`3iy~t~.. =ndc..h= '`?ne mid thi< ~curity 3nsir,:tne=._ end Linder has rdeasod Harrower in writing. F. LOAN C):URGE5 if the loan secured by the Security Instrument is subject to a law which sets maximum loan chazges, and that law is finally interprNed so that the interest yr otherloan charges col)ected or to be coilxted in connection with the loan exceed permitted limiu, then: (i) any such loan chargeshaH he reduced by the atrtotmt necessary to reduce the charge to the permitted omit; and (2) any stuns already collected from Boaower which exexded permitted limits wilt be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under tht Nots or by making a direr payrnrnt to Borrower. if a refund reduces principal, the reduction will be treated as a partial prepnymrnt tinder the Note. t;V WITNElaS WHEREOF, 8orrowet has executtd this Adjnatpbk Rate Rader. n v~' f i" :`_~I•`':L r• .,~7"i3`'~- ORROWER -~ -i c.:._._.. // ~ (Seal) _,_.:~ rr~:~ fi!. ;'^.f.n-..anBORROW°R ~~ (Seal) BORROWER tStGN t7RtG[NAL ONLY) :xa ~ _ n ,,, _ cD ; , { ~ 1 try ~ ~- = c ~ n _:,. 3 k ! rv r 3 e '°' `~ It ~ ' ~ ` y ; '\ Q O '~ ` ~ ~ a ~ c » ~" N ~