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,~ ~ .` F'rt ~ ~ A ~~ ADD1710NAL TERMS PREPAYM~~AND ACCRUAL OF T~FINANCE CAARGE: Even though ! do not have to pay nwrt than the regular scheduled-moathly.payrnent; l havtthe -, fight to prepay the whale amount owing to yon in tvil at any time grin pan frmn time to terra. if the Ic ng insrimtion or bank that buys my contr~t rnmtwtes the finance is aa0rmg to Fefuad rf I-Stn charged on sdaity basis:: if the lettdiag institution a bank does not compute the finance charge deity; abe if t prepay the w}tolo-aitioum, you willrefwtd, tatiae the tateamed~patioa df-tAd fmarrce thatge{ietteeeat) ti ~ttie accounting ~roceduie ktwwu as the actuarial method• and the amounf of my [etiaze wilt be fiAUtedoa t6C•schalukd dstta and amounts of my monthly i~Y~~ and not on tlx actual dates and amounts of rite-Prepayments that I paY.m you. I ktmw that a reftmd Sasthms.~I,OO.wii#_rwtbe made. - . [YPORTANT'NOTICE; A8E}UT WARRANTIES; , (a) We ss -SELLER HEREBY- DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- BILIfY AND FITNESS FOR A PARTICULAR PURPOSE OTI ALL GOODS AND SERVICES UNLESS'SELLER FUR- NISHES-BUYER WITH A SEPARATE:WRITTEN LIMITED 11VARRANTY OR SERVICE CONTRACT MADE BY'SEL- LER.ON ITS.OWN~BEHALF (WHICN~ IF MADE,.ACCOMPANIESTFIfS CONTRACT): . (h) i have read, in detail, the separate "LIMITED WARRANTY" which accompanies this contract. [t explains the wnditiona and citcumstarteea io which the math ufsdpioduaa will be repaired trrrcpiaoed: f take notice of the tirWmdoers on the wanmety, and I panicWarlysuogniiz thatany implied wattartty which applies [o the goods lasts onlyas)angas the warranty or service rnntraK. - _ - SPECIAL.ORDERT,dODS:;Iknow thatyoa hart measurai my Roust and its openings so that you cen make the pioducts to fit my particular house. I takcttotice tLazthe goods that arc maitufactuted far my specific house probably will not fit arty other houses, attd under such conditions, T knew thaz I cannot cancel this contrae[ at any time aftexthe periodof tits given m tae, bylaw, iv which to cancel. After thazkgal period of time, I know that t have the obligation to pay you in full the amoumowed. - OSI:IGATIONS.FER7'AINING TO MY REAL ESTATE: I. i promise to keep my housain goad zepau and to keep it insured for at least 8096 of its replacementvalue -by buying a fire and eatended covcrageinsuttutm policy. Tlx insurance company must be approred by you, and the policy must have a beneficiary clause which says that you are to bt said if there is a loss. `iltt insurance wmpaoy must agree that it will not cancel my policy without first telling you. I authorize the insumnct mmpany to ppaay you diesedy far any Iola-. You can choose to use this insurance payment to either repay shy amounts I owe you w m repa'vmY house. 2. [also promise thaz-I will not allow y ae to plate soy liens oa my real estaID without yow warren pemnssioa 3. I promise ropey all taxes, assessments and other charges on my realestate when due. Ran.1~~7atimisa m timely make all payments oo-my for loans secured by my real estate. I also pronuse that I will nm extend, renew or change paw loans without yow written. pcrnuaaiaa. 9;If i do.ntM insure my-hrtuse.otfuifiltmy other obligations to my zeal estate, then qau caado it foe me if you want (liar you do not•have to). If you do pay any ofthtseobligations for me.1 sgtx tb pay you back on demand plus interest at the highest lawful contrsc[ rate of interest. until l pay you back, then amounts will be added to my debt to you-which is serxtrtd by my real estate and ttotrse. f know that if you decide to buy insurance for rot that you do no[ have m obtain any horntowner ar liability insttrancc - - SALE OF MY fIOUSE: t premix ~ m sill, feast or give my house m anyone undl I hart fully repaid my debt to you. .. DE~XUI:T:I wi116e in befautt nndeithis mnttaa if ~ - I. Idon'tmakeapaymeni when dve;w - - 2 f break any promise I made m you in this contract; or }. Sorrethirtg else hagpem which causes you [o behtve in good faith that 1 do tw[ intend to pay you as promised; or 4- ldefanltan aayoWigntinnsfwwhichlam using my hortre as collateral; or S: - Sotrrnhing happens to my house which thicatens yow rights, ifany, init. - - IE' I AM-IN DEFAULT:1 undetsand deer you hart the right to faseclose the Mortgage I have given to ou and have my house sold to repay any amoutus t owe you if t wn in dcfaWt urder.iltix contract. I3efote my boost is sold. you will do evervd»ng drat the law requires. IfYvou hire aaattomey toassist yat to sell my.hpuse, or, to sue ~, or, m protect ppor¢ rights I agtx to pay you for yow reasonable attwtrcys' ~fces oral for other related expenses such as coon costa. title.searehes oral money you expended Eapriaeutmyhwtse; tfyov nee altovrtdmmikcr such amounts by law, -_ - - OTHER RIGHTS: Wo t:an chutwe trot to enforce any of the rights umlcr this rnntma ns often as wt want without losing them. Or, we can delay enforcing any of tree rights without iosutg them. We can also uxany rights aow or in the fdture given to us by law. DEI:AYS: 1. krwwthat you-will ux yow bes[ efforts to install the pratucts t am purchasing on my house, but t also understand that in some situations you ma encounter ~tletays that are caused by strikes, weather conditions, delays you have in obtaining materials, or for other reasons that are beyond yow control. I understand that you will ootheliable fwstxh delays. ~- ARBITRATION: If I have a dispute w claim with yea concealing tht quanu~ty quality w ptrformance of the prtxlucts, [understand that my dispute may be submitted to abe settled acrntdittgto the ttetxiitmon-arbiuation program that may have deveelloped in my community. I also know that any decision made by an arbitrator(s) would be err' read in the courthavmgjariadiction ovtrmeard yew. _ $ALVA(yE V ALUE: (imow that the windows, woodwork, asd odor materials drat hart m !x rcmovod by you for this installation hart MQ salvage value. Wlxn you ro- move them, ycu caahavc them far whatever puryosc.yau wain. .- SPECIAL STI'UATIOIV'St-Duo tei Ibe vaitjiieaesaof some of the ptatucts that you aril. I understated that in apxiai situations that Xow Regionet Office may have to review - -. and accept this tonVaet: I also dndttsiami'u`rat t`,.,-- sa.~ ..: '••!r! ~~ my ttotrx and that you and 1 may not have had at] the correct information important m dtis.transa.'tion - --=atawfingertips;lgivt you my ctmsentio correct nay obviousercwsthat may have occutztd when the blanicsmi'ois ca., o,-t v:t°can+.p!•_±e<1: INVAL@~PRt3VISIONS: If anyy provision of this roarer[ violates the law and a unertfomeabit, [ix rest of rite contract will 6c valid. If any part of this conttaci tequirea -. -, paymentaf etf~e intetestthan test tawpermrts. thev you wilt ortty hart the right to collect from me thtamouat of interest which thelaw allows you tocollect. COMPLETENFSSOFTHISCONTRRCT: This contract can only be chanced if btuh you and i eater in writing.