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~~ -~'t~t~0389 <br />be governed by federal Law aM law of Che jurisdiction in which the Property is located. In the <br />event-that any provision or clause of the Secisity Tnstrument or the Note conflicts with applicable <br />lai,, such conflict shall rot affect other provisions of this Security Instr~-* or-the- Note w9iich <br />can- be given effect. wittaut the conflicting prnvlsim, aid. to this end the provisiens of this <br />Security Instnmmt and the Note are ~i=~ to be severable. <br />E. TRANSFER OF THE PROPERTY; OR A BENEFICIAL INTEREST ZN BORROWER. <br />ShtiFoffi Covent 7.! of tie- Seclalty Ic>str+.~,r is amecded to read as follows: <br />lI. Tracefer of-the- Property or a Beneficial Interest lit Bormaer. 1f all or airy part of the <br />Property or an interest therein is sold w transferred (or if a benefir-ial interact in Borrower is <br />sold or transferred and Borrower is rot a natural person) without Lender's prior written conseit, <br />Ieider may, at Lender's option, declare all the sums seetn-ed by this Seasity Lnsrr+.~o„r to be <br />immediately due and payable. However, this option shall rot be e~rr;ecrl by Lender if ei~rcise is <br />rot authorised try Federal Iaw. <br />If Lender r~rrisoc such option to accelerate, Lender shall mail Borrower mtice of acceleration in <br />aecor~fanre with paragraph 14 hereof. Such mtice shall provide a period of rot less than 30 days <br />frcm rte date the ratite is mailed within which Borrower may pay the sip der7arnrl doe. If Borrower <br />fails to pay such sums prior to the expiration of such period, leader may, without further notice or <br />demand m Borrower, invd~ any remedies petud.tted by paragraph 18 tereof. <br />Notwittisranding a sale or transfer, Borrower will cnntim~e to be obliP¢ted under the Note and this <br />Secasity Instrument unless Sender has re3~~ Borrower in writing. <br />F. NO FIITURE ADVANCES <br />No~riJnifona Covenarn 21 of the Security inarr'.rc+e,r ("Flnture Advances") is deleted. <br />G. LOAN CHARGES <br />If the loan seren-ed by the Security Instxnmait is subject to a law which sets maximm Ioen charges, <br />a~ that law is finally interpreted so that the interest or other lean rtm%a collected or to be <br />collected in cocmection with the lean exceed penmitted limits, rhea: (1) anq such loan charge-shall <br />be reduced b9 the amourt necessary to reduce the charge to the permitted limits; a~ (2) sn?* sums <br />alrrady roiimrwi from Borrower which exceeded permitted limits will he refunded to Borrower. Zei1(IPY <br />may rlnose to matte this refund by redwing the principal owed ua<ier the Note or by making a direct <br />paymenrt to BosowPr. Zf a refund reduces principal, the reduction will be treated as a partial <br />PTeIeY~ under the *bte. <br />H. LEGISLATION <br />Lf, after the date hereof, aiactmant or expiratiw of applicable i,a+s have the effect either of <br />revering the pr~avi.siects of the Note, the Security Instrummt or this Adjustable Payment Rider (other <br />then this paragraph H) unenforceable according to their terms, or all or any part of the suoos secured <br />~pre},y arniiarrab],e, as otherwise provided in the Security Instx~mmt and this Adjustable Payment <br />Rider, Or Of ~iminichi a tie value of Lader's secisity, tten Lender, at L~der's option, may declare <br />all sums secured by the Security Instrument to be immwiiarn7y due and payable. <br />1N W]Tt+ffi 1+~iQiFi(F, Borrower hoe executed this Adjustable Payment Rider. 7 ~ <br />f r <br />- ~ ~ `~'' (Seal) <br />rardor. l„ Ct'?;sill. -$orrawer <br />,• c•»,,` ~ ;~_,s i-~r (Seal) <br />ColSssn ~~:. n"Feill "Borrower <br />_(Seal ) <br />-Borrower <br />(Sign Ori&tnal Only) <br />L'~IC-OO5 (qc) (Page 2 ) <br />(Aiaiw :lI$3) <br />