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<br />not personally liable on the Note or under this Deed of Trust, and lc) agrees that Lender and any other Borcower
<br />hereunder may agree to extend. modify, Forbear, or make any other accommodations with regazd to the terms of this
<br />Deed of Trust or the Note, without that Borrower's rnnsent and without releasing that Borrower or modifying this Deed
<br />of Trust as to that Borrower's interest in the Property.
<br />12. Nod«. F-accept for any notice required under applicable law to be given in another manner, (a) any notice to
<br />Borrower provided for in this Deed of Trust shall be given by delivering it or by mailing such notice by certified mail
<br />addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender
<br />as provided herein. and (b) any notice to Lender shall be given by certified mail to Iindei s address stated herein or to
<br />such other address as Lender may designate by notice to Borrower as provided heroin. Any notice provided for in this
<br />Deed of Trust shall be deemed to have been given to Borrower or Linder when gives in the manner designated herein.
<br />13. Gmarnltsg Law; Serenbillry• The state and local laws applicable to this Deed of Trust shall be the laws of the
<br />jurisdiction in which the Property is }located. The foregoing sentence shall not limit the applicability of Federal law to
<br />this Deed of Trust. In the event that any provision or clause of this Deed of Trust or the Note conflicts with applicable
<br />law, such cotrflict shall not affect other provisions of this Dted of Trust or the Note which can be given effect without the
<br />confliMing provision, and to this end the provisions of this Deed of'trust and the Note are declared to be severable. As
<br />used herein, "costs", "expenses" and "attorneys' Fees" include all sums to the extent not prohibited by applicable law or
<br />Limited herein.
<br />14. Hornwa's Copy. Borrower shall be furnished a conformed copy of the Note and of this Deed of Trust at the
<br />time of execution or after recordation hereof.
<br />15. RehabiBtatton Loan Agreement. BotTOwtr shall fulfill all of Borrower's obligations under any home rehabilita-
<br />tion, improvement. repair or other loan agreement which Borrower enters into with Lender. cinder, at Lender's option,
<br />may require Borrower to execute and deliver to Lender, in a form acceptable to Cinder, as assignment of any rights,
<br />claims or defenses which Borrower may have against parties who supply labor, materials or services in connection with
<br />improvements made to the Property.
<br />16. Traasfa of the Prope[er; Assemptioo. If all or any part of the PzoQerty or an interest
<br />therein is sold or transferred by Borrower without Lender's pr ear written conpnt,
<br />excludingq (a) the creation of a lien or encumbrance subordinate to this Deed of
<br />Treat, {b) the creation of a purchase money security interest for household appli-
<br />ancss or (c) a transfer by devise, descent of by operation of law upon the death of
<br />a joint tenant, Lender may, at Lender's oplion, declare all the suss secured by this
<br />Deed of Trust to be immediately due and payable. Lender shall have waived such
<br />option to accelerate if, prior to the sale or transfer, Lender and the person to
<br />whoa the Property is to be sold or transferred reach agzeesent in writing that the
<br />credit of such person is satisfactory to Lander and that the interest payable on the
<br />sums secured by this Reed of Trust shall be at such rate as Lender shall request.
<br />If Lender exercises such option, to accelerate, Lender shall tttail Borrower notice of
<br />acceleration in accordance with paragraph 12 hereof. Such notice shall provide a
<br />period of not less than 30 days Eros the date Lhe notice is [sailed or delivered
<br />within which Borrower may pay the turps declared due. If Borrower fails to paY such
<br />suss prior to the expiration of such period, Lender may, without further notice or
<br />demand on Borrower, invoke any resedies permitted by paragraph 17 hereof.
<br />NoN-L;NiFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />17. Acceieratkm: Remedin. Ezcept as provided in paragnp6 16 hereof, upon Borrower's breach of any covenant
<br />or agr«ment of Borrower in tJds Deed of Trmt, irtclading Borrower's failure to pay, 6r the end of 10 caleedar days after
<br />they ors duo, say sums second br t6b Deed of Treat, Lzedu prior to acceiention shall give noN« to Borrower s.
<br />provided In paragraph 12 hereof specifying: { l f the breach[ {21 the action rsgatnd to cure sac6 breach: (3) a date. not
<br />less than 20 days from the dace the aotice is mailed to Borrower, by whicFi sgr,-t htttltF>&t_trtaat_-kS~cll[~i,apd 14) that
<br />[aih[n to can such breach on err before the date specffled in rite notltt mar ~arsit:imaacekretleaet€#Ye ~ second by
<br />thts Deed oLTraat and talc of the Property, The nott« shall fart6u int 8astdwerot? tl)!e'~ri~ht tdittt'reiuttate after
<br />accelentioe and the right to bring a tours action to assert [hs noeezhtenceadECiutt o[ iny'bther ~efenw dE Borrower
<br />to accetentbe sad sale. u the beach is not card on or before the date specl6ed in the mutt«, linden, at Lender's
<br />option, may declare ail of the sums second br this Deed of Trost to be immediately due and payable without farther
<br />demand sad may tnvake the power of sale and any other remedies permitted by applicable law. Lender shall be entitled
<br />w collect a6 nasonabic costs and e:pensn incurred is pursuing the remedies provided in this paragraph 17, including,
<br />but not limited to, rasonable attorneys' fen.
<br />Lf the power of sale b invoked, Trmt« shall record a entice of default in each county in which the Property or some
<br />part thereof is located and shalt ma6 eopia of such eoNct in the manner prescribes by applicable Law to Borrower and
<br />to the other ptnomt prescribed by applicable law, After the tape of such time as may be required by applicable law,
<br />Trast« shah give pnbik eotl« of sate to the persom and in the manner prescribed 6y applicable taw. Tract«, without
<br />demand on Borrower, sha-1 sett the Property at pablic auction to the highnt hidden at the time and place and ender [he
<br />terms designated in the Holies of sate in nee or mom parceb and Ea such order as Trustee may determine. Trustee may
<br />postpone salt of alt or lay pared of the Property by public announcement at the time and piece of any pnruously
<br />schedalsd sak. Lends or I.mda's dnigme may parchase the lsroperh at any sale.
<br />Ups re«ipt d p:ymeat of the pri« bid, Trmtes shaft ddirer to the purchaser Trustee's deed coereying flee
<br />Property soW. The recitals ie the Trustee's deed shall be prima facie evidence of the truth of the sta[emseh made
<br />tisetaht. 1'rmtec shall apply the proceeds of the sale in the following order. lal to all reasonable cosh and ezpeesn of the
<br />sale, )adading, bat met (united ta, Trustee's fees utnatir incanted of not mom than ..... . ....... %a of the grog sale
<br />grist, reasonable attorneys' fees and cosh of Nde erJdtncet (bl to all same secured by this Deed of Trost; and {cl the ez-
<br />etaa, of say. to the psalm or penom legally entlttsd thereto.
<br />28. Botrowa's Rigbt to Retmtate. Notsv~thstanding Ltndtr's accelerattnn of the sums secured by this Deed of
<br />Trust, due to Borcower`s breach. Borrower shall have the nght to have any prncerdings begun by Lender to enforce this
<br />L)etd of`Trust discontinued at any t)me peon to tht eazlitr to occur of tit the fifth day before tht salt of tht Property
<br />pursuanF to the power of salt cnntaitstd in this Deal of Trusi nr till entry of a lodgment enfnrcing this teed of Trust if:
<br />ter) Borrower pays Lender sit sums whith tsould tx ihtn due under thts [bed of Trust and the Notc had no acccltration
<br />neertrted; (bi Borrower cures al} breaches of any ether tovcnants nr agreements of Burrower contained to thrs Deed of
<br />Trusf; (c) Borrower pays afi reasonable txpenscs tncurrtd by Lender and Trusttt to enforcing the covenants and
<br />agres•rrttnsa of Botsexwsr contained its this [bed et Trust and :n entorrtng Lindens and Trustee's remedaes as provided in
<br />paragtapft 17 htrsaf. including. but rent hmittd to. rtasonabie attorneys' Pets: and td) Bnrrowtr tails such actu>n as
<br />Lender may masooably require to assure that the lien ~t this Dted of Trust, lindens inttrtat m the Property and
<br />E_trnt[swrr's afstigaitort to pax the coma strurtd by this L?et'd ut l'rusi shat[ :vmtenue untrtpairtd. L-Exit such paymtnt and
<br />rota by Bcxsrrwer, thlt I~:d ==t T?ust and tht nbhgat:<sns securtd htrebs snail rcmam m full fi.n-r and tffert ac if stn
<br />actrc[erat~sa has9 +xYUrrccE.
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