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<br />not personalty liable on the Note or under this Deed of Trust, and tc) agrees thy. [.ender and any other Borrower
<br />hereunder may agree to extend, modify. forbear, or make any other accommodations with regazd to the terms of this
<br />Deed of Ttvst or the Note, without that Borrower's consent and without releasing that Borrower or modifying this Deed
<br />of Trust as to that Borrower's interest in the Property.
<br />12. Notice. Except for any notice required under applicable law to be given in another manner, (a) any notice to
<br />Borrower provided for in this Deed of Trust shalt be given by delivering it or by mailing such notice by certified mail
<br />addressed to Borrower at the Property Address or at such other address as Borrower may designate by notice to Lender
<br />as provided herein, and (b) any notice to Lender shall be given by certified mail to Lender's address stated herein or to
<br />such other addt~ess as Lender may designate by notice to Borrower as provided herein. Any notice provided for in this
<br />Deed of Trust shall be deems to have been given to Borrower or Lender when given in the manner designated herein.
<br />13. Gmtxniag Law; $eyerabif[ty. The state and l~al laws applicable to this Deed of Trust shall be the laws of the
<br />jurisdiction in which the Property is located. The foregoing sentence shall not limit the applicatritity of Federal law to
<br />this Deed of Trttst. fn the event that any provision or clause of this Deed of Trust or the Note confliMs with applicable
<br />law, such rnnflict shall not affect other provisions of this Deed of Trust or the Noie which can be given effect without the
<br />rnnflicting provision. and to this end the provisions of this Deed of Trust and the Note are declared to be severable. As
<br />used herein, "costs". "expenses" and "attorneys' fees" include alt sums to the extent not prohibited by applicable law or
<br />limited herein.
<br />2A. Berrotrtr's Copy. Borrower shall be furnished a conformed copy of the Note and of this Deed of Trust at the
<br />time of execution or after recordation hereof.
<br />15. Rehabiiitatioa Loan Agreement. Borrower shall fulfill ail of Borrower's obligations under any home rehabiiiia-
<br />tion, improvement, repair cr other loan agreement which Borrower enters into with tinder. Lender, at Lender's option,
<br />may require Borrower to execute and deliver m Lender, in a form acceptable to Lender. an assignment of any rights.
<br />claims or defenses which Borrower may have against parties who supply labor. materials or services in connection with
<br />improvements made to the Property.
<br />16. Transfer of the Property; Assomptioa If alt or any part of the Property or an interest
<br />therein is sold or transferred by Borrovez without Lender's wrior written consent,
<br />excluding (a) ehe creation of a lien os encumbrance subordinate to this Deed of
<br />Tzuat, {b) the creation of a purchase looney security interest for household appli-
<br />ances oc (c) a transfer try devise, descent or try operation of taw upon the death of
<br />a joint tenant, Lender may,.at Lender's option, declare all the sums secured by this
<br />Deed of Tzuat to be itttt~ds.ataly due and payable. Lender shall have waived such
<br />opption to accelerate if, prior to the sale oz transfer, ender and the person to
<br />wits the Property is to be sold or transferral reach agreecoent in writing chat the
<br />credit of such parson is satisfactory to Lender and that the interest payable on the
<br />tuna secured by this Deed of Trust shall be at such rate as Lender shall request.
<br />If Lender exercises such option to accelerate, Lender shall mail Borrower notice of
<br />acceleration in accordance with paragraph i2 hereof. Such notice shall provide a
<br />period of not less than 30 days from the date *_he notice is mailed or delivered
<br />within which Borrower may pay the sums declared due. ;f Borrower fails *_o paY such
<br />soma prier to the expiration of such period, Lender may, without further notice or
<br />3emand cn Borrower, invoke any remedies permitted 'oy paragraph 1' hereof.
<br />';VON-UNlFQRM COVENANTS. Borrower and tinder further rovenant and agree as follows:
<br />17. Atreler:tioa; Remedies. Except as provided in paragraph l6 hereof, upoh Borrower's breach of aar coreosnt
<br />or agreement of Harrower in this Deed of Trust, incintiing Borrower's failure to pay, by tht end of 10 calendar days after
<br />they are tilts, ear sans xenred br this Desd of Trust. Lender prior to acrelendoa shall give notice to Borrower as
<br />proyitlai is paragraph 12 hereof specifyinga il) the bleach[ (21 the action required to clue snrh breach; l31 a date, not
<br />lean than 20 days from the daft the notice is mailed to Borrower, 6r which snrh breach must be cured; and (4) that
<br />falittrc to curt snrh brash oa or before the dots sptcititd in the notice mar result in acceleration of the soma secured 6r
<br />this Deed of-Tract and sale of the Property. The notice sheik further inform $arrower of the right to reinstate after
<br />accelttatioa and the right to bring a court action to assert the nonezistettce of a dtfsrtlt or any other defenx of Borrower
<br />to accderatba sad sale. if the breach is not cured on ar before the date specified in the nt~ oti~nderLat Lender's
<br />option, may declare a!I of the sums secured br this Deed of Trust to be immediateh ~~t~~ her'
<br />dtmaad anti may invoke the power of sale and ear other remedies permintd br appiidt~~e a ltd
<br />to rnikct all reasonable case and ezpertses interred in ptrrsiaing the rcmedln proritk~ -,
<br />but not limited to, reasonable attorneys' flea.
<br />It the power of salt is invoked, Trustee shall retard a nadce of default in each counh in which the Property or some
<br />part thereof is ioeatai and shalt mail tropics of sash entice in the manner prescribtd br applicable law to Borrower and
<br />to the ot6e person prdcribed by appikable law. Afttr the lapis of such tint as may be required fir applicable law,
<br />Trustee shall give paMk trodce of salt to the persons and in the maa>xr prescribed br applicable law. Trustee, without
<br />lensed an Botrowea, shalt ill the Praptrtr at pabtk aartloa to Litt highest bidder at the time and place sad under the
<br />terms desigrated to the notice ~ sate is ore[ or mote parcels and in such order as Trustee mar determine. Trusts mar
<br />poatpeae salt of alt or ear parcel of the Property br public annotmcement u the time and place of any prcriocair
<br />schsdaled sate, Linder ar Ltndet's daigaee mar pttnhax the Property at am sate.
<br />Uptm reetlpt of parmmrt of the ptiee bid. Trustee shall deiirer to [he parchaxr Ttustet's deed conveying the
<br />Property sold. The recitals in the Tr~ta's deed shalt be prima fact[ eriderrce of the truth of thr statements made
<br />therein. Trmtee shall apple the proctetis of the sale In the following ordtr: to a to ail rtatsotiabie costs and expenses of tht
<br />salt, indardfng, bat trot limited ta. Trustee's fees actaallr incurrtd of not mart than .......;' 3 .... o of the gross sale
<br />price, reasorsabk: attttrners' tees sad casts of tide tritkrtce: (bl to al! sums secured br this Dted of Trust: and (ci the ez-
<br />ras, if ear, to the person or persons legalir tatitled thereto.
<br />18. Borrower's Right to Reiasutt. Notwtihstanding Lender's acceieratton of the sums secured be this Dced of
<br />Trust, dot to Borrower's breach. Borrewtr shat! have the right to hair anp proceedings begun nv Lender to rnrorce this
<br />fh~td of Trust discontinued ax env tint prior to the earner to txcur of ti? the tifih ties before the sale of the Property
<br />pursuant to tht pawtr of sa'sr cortarntd to this 1?red of Trust or iii) entry of a tudgmene entorcmg this Dced ot'I-rust tt:
<br />(a) Bwrawtr pays Lender alt sums which wc:uld be then due under ihts tlrrd of 1°rust and the Note had no acceleratwn
<br />occurred: tb) ilorrower cures alt breathes ot` am other covenants or ai;rrtmtnts oC Borrower cuntame.i in this Decd of
<br />Trust; let &trrorrtr pan alt reasonable expenses incurred by (.ruder and Trustee to entotzing the cE++enanu and
<br />agr,xtrttnts of Barmwer ronta:ned in this Dced nt Tre:st and !n enti+tcirct Lender s and Trustee x remeLtrs .tx provided en
<br />garapraph i' isrt•tttf, tnciuding. but not limited tt+, reasonable stturners fees: ,and ~d± i3i+rrowrr takes sorb actt~n as
<br />(.etsder may rea~naixly rr~uire eo assort ittat lire teen ai this L7eed i>f Tnast, , enders rsterest in the Mro(?erty and
<br />ilvrttwrtt-S i*trltaa[tkNt ts? pay the stint. xt~ur=~ be'tltts i_5.,._t i,t €~..~rr ch all ,_rntin ur aittim:+aimi ~ :kin sort[ i as„~cm and
<br />curt ttv €Is>rt'mwfr, tht_c i7c+rt9 _t? Trztst anti the set at!+~ns se___^~ herc[rx stall temsin .. - ;i h,rce ;:rid rt7rct au ;i ne
<br />acs°tierstmrr had a,urrczt
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