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<br />DEED OF TRUST
<br />
<br />//0 0
<br />
<br />PARTIES: This Deed of Trust is made on 10/22/2008 among, the Grantor, THOMAS A BIGLEY and JACQUELINE M BIGLEY, HUSBAND
<br />AND WIFE ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and (;onveys to Truste~, intrust, ,,~th power of sale, the real prcperty, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: Inl W CHARLES ST, GRAND ISLAND, Nebraska 68803-5906
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />LOT FIVE (5) AND THE WESTERLY TWENTY-SIX (26) FEET OF LOT FOUR (4), IN BLOCK THIRTY-THREE (33), IN CHARLES
<br />WASMER'S THIRD ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, TOGETHER WITH THAT
<br />NORTHERLY HALF (Nl/2) OF THAT PARCEL OF LAND FORMERLY AN ALLEY WHICH WAS VACATED BY THE CITY OF
<br />GRAND ISLAND BY ORDINANCE PASSED AND APPROVED NOVEMBER 3, 1926, AND WHICH ABUTS UPON BOTH THE
<br />SOUTHERLY SIDE OF SAID LOT FIVE (5) AND THE WESTERLY TWENTY-SIX (26) FEET OF SAID LOT FOUR (4).
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants arld warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 10/22/2008
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on Ol;:tober 17,2013 ifnotpaid earlier.
<br />The total unp:iid bahi1ce securcd by ~hi.> deed of ~rlist at anyone time shall rIot ",;:c;::ed a rmlxinlUlTI principal amount of $25,0;;6.00, pius
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iC1ttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached tofhis deed of trust and made a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in ii" d"..;bed abov~rower.
<br />
<br />''/H-Ir -'3- d' ',e.
<br />HOMASA~IGLEY ,
<br />
<br />~ 'hn%
<br />./ ~ r"(~
<br />J U~PNE M BIGLEY. .
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 10/22/2008
<br />By THOMAS A BIGLEY and JACQUELINE M BIGLEY, HUSBAND AND WIFE
<br />
<br />Myoommi"ioo~pire" ])<0<-. V'I, wol ~ ;2. k~'
<br />
<br />GENEAAI. NOTARY. State of Nebraska
<br />CHRIS L KASKIE
<br />My Comm. Exp. Dec. 29, 2008
<br />
<br />
<br />(Notary Public)
<br />
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