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<br />DEED OF TRUST ~
<br />
<br />DEFINITIONS <;J'\..
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<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ..............".""...J.1:P.7:7P.Q~.......................,.,..., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .Ll\~~.x R.ijPf.QV~.~ ~H AfIID.~~J~JJ~.~, ~.Q~~!-!G~. HV~.~4~.Q A~P. WI,F.~.............................................. " , ,.. ,..........
<br />
<br />..............."...............................,.....,........................."........"...........................................,1111,............ .
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~~N~.Qf .QQNIP,~~N... .." , ................................ " ...., ................................................"............... .
<br />Lender is a .GPH~OR.I\TIQI)l.................." , . , . .. , . . . . . . . . ..... . . .. . . . . . . . . . . . , . , ,. , . . , , . , , ,.... ... . . .. . .. ........ organized and
<br /> existing under
<br />the laws of . TH~ SUJ.~ Pf N~~IlA$~A ... .. .. .. .. .. .. .. .. .. .. .. .. .... ..... ".. . Lender's address is ..P. P. ~Qq,?P. .QQI)l.IPH4~,.fII~, JlM~7:07.7.Q.. .. ..
<br />
<br />...'..".".........................,.........,...................................,..",."""..........................................................
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~.~.Q~ .QO~W~A~. .~..Q,.~P.~ PO. P.Q~W~.~~1 N~. ~~.~~7. ...... . . , , ... . . . . , , , , , , , , . . , . . , , . . . . . . . . . . .. . . . . . . . . . . . . .
<br /> . . .. . . . . . . . , . , . , , ,.
<br />(E) "Note" mean~ the promissory note signed by Borrower and dated .1.1..p.n.QQe..."",.."...""................................. . The
<br />Note states that Borrower owes Lender JJiIRlY.TliJl~~.lI:lP.lJSANO.SE.V.~I\I.Wf.jOR~O.~IF:J:X AI\IP. f'J.Q/.l.QO...............................................
<br />.................................................. Dollars (U .S. $ .~~J~O,QO........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than "................... D.6:D.1..Z.0.Qe.. .. .. .. .. .. .. .. .. .. .
<br />
<br />(1<') "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by BorroWer [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />[J Balloon Rider 0 Planned Unit Development Rider
<br />IJ 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local stanltes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dUes, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) Ispecify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Bankers Systems. Ino..'St_ Cloud, MN Form MO-1-NE 8/1712000
<br />..1: 1/2001 (page 1 of 7 pages)
<br />
<br />L~
<br />
<br />~ 1111111~lllllllll jlll~111 ~IIIIII
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