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<br /> ==- 70 n ~ ~ <br /> m ~ <br /> C ." <br /> <: c: (') :t r'...,_, -I <br /> ~::::J (") er, m <br /> ):Ii Z '" C'_~ <br /> ~ n ", ~ c.."1O 0 --j 0 :JJ <br /> n Cl ,.-:, c :t:>- m <br />N ~ :r: l;; ~ ~' c::> z ~ N 0 <br />S rn :1] ::-J rrl )> <br />CSl C) n [T; ,,,- --I --j CJ <br />(Xl I'T1 ~ :I: .;-) ~.,< -< c en <br />C$l -1 ~ c..-:) ~<~:~: N 0 '"Tl CJ :z <br />CO =i "-,.., CD ""TJ en <br />C$l ~ r't- -';:,. CO -i <br />(Xl r- ,7 ::J: r-'I <br /> Cll \-'J :0 <br />...... In ~ ~ -- --U J>- UJ C) c: <br /> rT1 ::3 r- :::0 <br /> ~ CJ ~ r :t> CD ~ <br /> ,." en en <br /> :;0 t- f'0 ^ CJ <br /> ~ > <br /> n 1--1 -- CO Z <br /> rn en (.n 1--1 0 <br /> en (.n <br /> <br />[Space Above This Line for Recording Data] <br /> <br />~ <br />CJ" <br />~ <br />d <br /> <br />State of Nebraska <br /> <br />DEED OF TRUST <br /> <br />FHA Case No, <br />321-2573303-703 703 <br /> <br />MIN: 100416700006119151 <br /> <br />October 28th 2008 <br /> <br />THIS DEED OF TRUST ("Security Instrument") is made on <br />The trustor is Troy G Smith and Nikol S Smith, husband and wife <br /> <br />("Borrower"). <br /> <br />The trustee is U.S. Bank Trust Company. National Association <br />("Trustee"). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS. <br />CharterWest National Bank <br />which is organized and existing under the laws of the State of Nebraska , and whose address is <br />710 N Diers Avenue Suite M Grand Island, NE 68803 ("Lender"), <br />Borrower owes Lender the principal sum of One Hundred Forty Seven Thousand Eight Hundred Ninety <br />Three and 00/100 Dollars (U.S. $ 147,893.00 ). This debt is <br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for <br />monthly payments, with the full debt, ifnot paid earlier, due and payable on November 01, 2038 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall County, Nebraska: <br /> <br />Lot Eight (8), Block Twenty (20), in Palmer's Subdivision in the City of Grand Island, Hall County, <br />Nebraska <br /> <br />which has the address 0[1504 W Division St <br /> <br />[Street] <br />Grand Island , Nebraska 68801 ("Property Address"); <br />~~ ~~~ <br /> <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all <br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and <br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security <br />Instrument as the "Property". Borrower understands and agrees that MERS holds only legal title to the <br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, <br />MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument. <br /> <br />16256.CV (11/07) 902214 Page I of5 <br /> <br />Return To: <br />CharterWest National Bank <br />710 N Diers Avenue Suite M <br />Grand Island, NE 68803 <br /> <br />fL~ <br /> <br />GOTO(000994e8) <br />