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<br />200809062 Loan No. <br /> <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together <br />with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and <br />supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security <br />Instrument. [Check applicable box(es)] <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br /> <br />DGraduated Payment Rider DGrowing Equity Rider <br />DOther [Specify] N I F A ADD END U M <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br /> <br />~Seal) <br />orrower <br />"- <br />~Seal) <br />orrower <br />~Seal) <br />orrOWBr <br />~Seal) <br />orrowar <br /> <br />STATE OF NEBRASKA, HAL L County 5S: <br /> <br />The foregoing instrument was acknowledged before me this 2 8 t h day of 0 c t 0 b e r , 2 0 0 8 <br />by ROBERT COLLIER AND ELIZABETH COLLIER, AS HUSBAND AND WIFE <br /> <br />Witness my hand and notarial seal atG RAN D IS LAN D , N e naiiidkQounty, the date aforesaid. <br /> <br />My Commission Expires: ~"2 3 -G-;=) <br /> <br />J OUvJ JkJLtuh_ <br /> <br />Notary Publio <br /> <br />GENERAL NOTARY - State of Nebraska <br />1m VALERIE GALVAN <br />M Comm. Exp. Aug. 23, 2009 <br /> <br />NE FHA DOT <br /> <br />1/96 <br /> <br />Page 6 of 6 <br /> <br />AFTER RECORDING MAIL TO: <br />PLATTE VALLEY STATE BANK & TRUST CO <br />2223 SECOND AVE <br />KEARNEY <br />ATTN: MORTGAGE LOAN DEPARTMENT <br />