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<br />After Recording, Please Return To:
<br />GBS Partners, LLC
<br />13911 Ridgedale Dr, Suite 470
<br />Minnetonka, MN 55305
<br />952-545-2008
<br />
<br />Prepared l::Jy:
<br />Draper and Kramer Mortgage Corp.
<br />100 W. 22nd Street, Ste. 101
<br />Lombard, IL 60148
<br />630-226-3530
<br />
<br />.55;50
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and
<br />21. Certain rules regarding the us~of words used in this document are also provided in Section 16.
<br />
<br />(A) "sec~~lrist~~~V, ~eans this document, which is dated April2S, 2008, together with all Riders to this document.
<br />(B) "Borrower" is JULIETT.\ QUINTANA DE RIVAS and MILTON DANIEL~ RIVAS, wife and husband.
<br />Borrower is the trustor under this Security Instrument. .4Jrfp. .e
<br />(C) "Lender" is Draper and Kramer Mortgage Corp.. Lender is a Corporation organ (zed and existing under the laws
<br />of the State of Delaware. Lender's address is 33 West Monroe Street, Chicago, IL 60603.
<br />(D) "Trustee" is .Gary D. Byrne. a member of the Nebraska State Bar Association.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is
<br />organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, M148501-
<br />2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated April2S, 2008. The Note states that Borrower owes
<br />Lender Sixty-Four Thousand Seven Hundred Ninety Dollars (U.S. $64,790.00 ) plus interest. Borrower has promised to pay
<br />this debt in regular Periodic Payments and to pay the debt in full not later than May 01, 2038.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />--No Riders Required--
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non~appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />
<br />Loan No. 9505595
<br />MIN No. 1001066-0009505595-8
<br />
<br />NEBRASKA--Single Family--Fannie Mile/Freddie Mile UNIFORM INSTRUMENT
<br />Form 3028 1/01 (Page 1 of JO Pages)
<br />(R&A) RA0224478 - siemers.ne - Rev. 11114/2005
<br />
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