<br />200808804
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<br />4048504390
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<br />1-t Loan Charges. Ltmder may charge Borrower fees for services perfonned in connection with Borrower's default,
<br />for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not
<br />limited to, attomevs' fees, propertv inspection and valuation fees, In regard to any other fees. the absence of express authority
<br />in this Security Instrument to charge a spccific fee to Borrowcr shall not be construed as a prohibition on the charging of such
<br />fee. Lt:l1llcr may not charge fees that are expressly prohibited bv this Security Instrument or by Applicable Law,
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<br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest
<br />or other loan charges eolk.cted or to be collected in connection with the Loan exceed the penllilled limits, then: (a) any such
<br />loan charge shall be reduced by the amount necessary to reduce the charge to the pennitted limiL and (b) any sums already
<br />collected from Borrower which e,cceded pcnnilled limits will be rd'unded to Borrower. Lender may choose to make this
<br />reCund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces
<br />principal, the reduction will be treated as a partial prepavnwnt without any prepayment charge (whether or not a prepayment
<br /><.:harge is provided for under the Note). Borrower's aeeq)tance of am such refund made by direct payment to Borrower will
<br />constitute a waiver of any right of action 130rrower might have arising out of su<.:h overcharge,
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<br />1:'i. Notices. All notices given bvBoTTower or Lender in connection with this Security Instrument must be in writing.
<br />Any notice to BoO'\nyer in connection with this Security Instnllnent shall be deemed to have been given to Borrower when
<br />maikd by first class mail or when actually delivered to Borrower's notice address if sent by other means, Notice to anyone
<br />Borrower shall constitute noti<.:e to all Borrowers unless Applicable Luw expressly requires otherwise. The notice address shall
<br />be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall
<br />promptly notit\, I,endcr of Borrower's change or address If Lender specifics a procedurc for reporting 13onower's change of
<br />address. then Borrower shall only report a change of address through that specified procedure, There may be onlv one
<br />designated notice address lmder this Security Instrumcnt at anyone time. An:v notice to Lender shall be given by delivering it
<br />or by mailing it by first elass mail to I ,cnder's address stated herein unless Lemler has designated another address by notice to
<br />Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until
<br />aclually received bv Lender. [I' any notiec required by this Security Instrument is also required under Applicable Law, the
<br />Applicable Law relluirement will satisl\ the corresponding requirement under this Security Instrument.
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<br />16. Gonrning LlIW; Severability; Rules of Construction. This Security Instrument shall be govemed by federal
<br />la\\ and thc law of the jurisdiction in which thc Property is located, All rights and obligations contained in this Security
<br />Instrument are subject to any requirement" and limitations oC Applinlble Law, Applicable Law might explicitly or implicitly
<br />allo\v the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against
<br />al;:reement by contract. In the evenl that any provision or ehnlse of this Security Instrument or the Note conllicts with
<br />Applicable Law, such conlliet shall not affect other provisions or this Security Instnnnent or the Note which can be given
<br />cffect without the eonllicting provision,
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<br />As used in this Security Instrument: (a) words of the masculine gender shall mean and include eonesponding neuter
<br />words or words of the feminine gender~ (b) words in the singular shall mean and include the plural and vice versa~ and (c) the
<br />word "mav" gives sole discretion without anv obligation to take any action.
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<br />17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument.
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<br />HI. Tntnsfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the
<br />Property" mcans any legal or beneficial interest in the Propertv, including. but not limited to, thosc beneficial interests
<br />trans1Crred in a bond fix deed, contract for deed, installment Sides contract or escrow agreement, the intent of which is the
<br />transfer of title bv Borrower al a future date to a purchaser.
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<br />If all or any pnrt of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural
<br />person ami a beneficial interest in BOlTower is sold or transferred) without Lem[er's prior written consent, Lender may require
<br />immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by
<br />Lend!:r if such exercise is prohibited bv Applicable Law
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<br />If Lender e,creises this option, [,ender shall give BOITower noti<.:e of acceleration. The notice shall provide a period of
<br />not \css than 3() days I'rOln the date the notice is given in accordance \vith Section 15 within which Borrower must pay all sums
<br />sl'eured bv this Security Instrument. J r Borrower fails to pay these sums prior to the expiration of this period, Lender may
<br />invoke any remedies permitted by this Sceurity Instrument \\ilhout t'urther notice or dt:l11and on Borrower.
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<br />19, Borrower's Right to Reinstatl' After Acceleration, If Borrower meets certain conditions, Bonower shall have
<br />the right to have enf,)feel11ent of this Seeuritv Instnnnent discontinued at any lime prior to the earliest of: (a) five days bet',)re
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<br />NEBRASKA--Singl~ bmi11'--F,;,,,,,ie !\hoe/F,,'ddi., l\ho<' t INIFORM INSTlH 1!\I1I;N'1'
<br />Mudilied rur VA
<br />~j' ::::8,2 P"g~ 9 of 12
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<br />Form 3028 lIOl
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